Sheilas’ Wheels car insurance review

If you like extras designed to appeal to women (handbag cover, anyone?), then Sheila's Wheels car insurance could be a great fit.

3.7 ★★★★★ (195 reviews) Write a review
Sheilas' Wheels

Our verdict

Gender stereotype adverts aside, the car insurance offer from Sheilas’ Wheels is a good option. If you carry an expensive bag around, the handbag cover will appeal.

The company now covers both men and women, so it's worth getting a quote from to see if it can save you money.

If you have read this review and decided that Sheilas’ Wheels car insurance is not for you, you can also compare other car insurance policies on the market.
  • Unlimited legal liability cover
  • Free counselling service over the phone
  • Features tailored for women and parents, like handbag cover
  • No third party only cover
  • Key cover is extra
Sheilas' Wheels Comprehensive
Finder score

Cover from Sheilas’ Wheels is no longer just for women – everyone’s welcome. But the insurer offers extra benefits for women and parents, like handbag cover and a counselling service. We’ve reviewed Sheilas’ Wheels insurance to show what’s available and the pros and cons of the cover.

Compare Sheilas’ Wheels car insurance policies

Name Product Courtesy car cover New car replacement EU cover Personal accident cover Multi-car discount Link
Sheilas' Wheels Third Party, Fire and Theft
Sheilas' Wheels Comprehensive
Optional extra

Who is Sheilas’ Wheels?

Sheilas’ Wheels was founded in 2005 by Sir Peter Wood, who also established Direct Line and esure.

Some of you may remember their early adverts, featuring Australian women with big hair and a barbie-style pink convertible. The company was conceived as a female-centric car insurance provider after research found female motorists typically have different needs from their male counterparts. In 2010, Sheilas’ Wheels launched home insurance and travel insurance and expanded to the broker market in 2011.

Today, Sheilas’ Wheels caters to all motorists, but parents may like benefits such as family-friendly repair garages, and handbag cover is designed to appeal to women.

Who underwrites Sheilas’ Wheels car insurance?

Sheilas’ Wheels car insurance policies are arranged and administered by esure Services Ltd and underwritten by esure Insurance Ltd.

More details can be found in the Sheilas’ Wheels car insurance policy document on its website.

What’s covered under my policy?

Product NameSheilas' Wheels Third Party, Fire and TheftSheilas' Wheels Comprehensive
Damage to your car
Damaged windscreen and window glass
Fire and theft
Personal accident cover
Personal belongings
Liabilities to third parties
Using the car abroad
No-claims discount
Replacement locks
Permanently fitted audio equipment
Check your policy carefully to ensure it covers everything you need it to cover.

Optional extras

Sheilas’ Wheels also has a number of extras to add to your cover. Optional extras include:

  • Motor legal protection
  • Breakdown cover with RAC (within the UK and Isle of Man)
  • Personal injury benefit
  • Car hire benefit
  • Key cover
  • Misfuelling cover if you put the wrong type of fuel in your car

What are Sheilas’ Wheels different policies?

Sheilas’ Wheels offers just 2 levels of insurance: Third Party Fire and Theft or Comprehensive. If you’re a new driver with a car that is perhaps not worth a whole heap of money, you’ll likely go for third party, fire and theft insurance. For some people, this may be cheaper than comprehensive, but it’s always worth checking as there are so many factors involved, and comprehensive can work out cheaper.

Sheilas’ Wheels does not offer third party cover on its own.

How do I make a claim?

You can make a claim online or by calling call 0345 604 3570 (+44 141 847 0044 if calling from abroad). You’ll need to have your insurance details with you when you make the call.

If you require the 24-hour accident recovery service, 0345 604 3570. If you need the 24-hour windscreen repair helpline, call 0800 032 9082.

What is my excess?

A policy excess is the amount you will have to pay of the total costs incurred from the claim. You can volunteer to have a higher excess to get cheaper insurance, but make sure you can actually afford to pay this if you need to make a claim.

Sheilas’ Wheels car insurance customer reviews

Customers who took part in Finder’s 2023 customer satisfaction survey were fairly positive about Sheila’s Wheels, with many highlighting its “good” customer service and affordable pricing.

One customer said, “I like their communication. It’s not pushy, and they are always helpful. And they offer good renewal prices.”

Sheilas’ Wheels received an overall customer satisfaction score of 4 out of 5, and 80% of customers would recommend the brand to a friend.

How to cancel Sheilas’ Wheels car insurance?

You need to call 0345 045 2000 to cancel your policy. Lines are open Monday to Friday 8am–8pm, Saturday 9am–5pm and Sunday 9am–2pm.

Frequently asked questions

Car insurance scores

★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor

Finder scores, in blue, are based on our expert analysis. We also show reviews from users, where we've received more than 10, with a score in yellow. We gather more reviews from customers every year in Finder's customer satisfaction survey.

To find out more, read our full methodology.

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