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Endsleigh Car insurance review
Check out our guide to find out if Endsleigh Car insurance could be just what you’re looking for.
Finding affordable insurance is not always an easy feat, especially when you’re a newly qualified driver. When you’re on the road, it’s vital to have insurance incase the worst should happen, but you shouldn’t have to pay through the nose for it.
Endsleigh offers a selection of car insurance policies to fit your needs, with three different levels of cover.
Read our guide to find out if Endsleigh Car insurance have the ideal policy for you.
Who are Endsleigh Insurance?
Endsleigh car insurance is provided by Endsleigh Insurance Services Limited and Endsleigh Insurance (Brokers) Limited. For full details on who underwrites your policy, make sure you read your Policy Schedule.
What are Endsleigh’s cover options?
Endsleigh offers a selection of car insurance policies. They are listed below with a selection of their features:
Single car insurance
Features of this policy include:
- You can tailor your policy to fit your needs, including legal and breakdown cover.
- 20% off MOT costs and 10% off servicing.
- Replacement car included as standard with comprehensive policies.
- UK based call centres.
- 24 hour windscreen and glass cover with comprehensive policies.
Student car insurance
Features of this policy include:
- Recommended by NUS
- Legal cover from £4.99
- Courtesy car as standard on comprehensive policies
- Great value insurance for recent graduates and students at university
- Discounts available for certain universities
Young driver insurance
Features of this policy include:
- Up to 90 days cover in Europe included
- Learner drivers can immediately start to earn a No Claims Discount
- You can tailor your policy with extras to suit your needs
- Affordable insurance for learners and newly qualified drivers
Company car insurance
Features of this policy include:
- Cover for leased cars used for business use.
- Minimum of 12 month policy.
- Optional extras to tailor your policy to your needs.
What’s covered under my policy?
Like most other car insurance providers, Endsleigh offers three levels of insurance cover. Check them out below:
- Third party cover. This is the most basic form of cover and the minimum amount of insurance required by UK law. This policy covers damage to third parties and their property, but not any damages to your own vehicle.
- Third party, fire and theft cover. This is a slightly more extensive cover. This policy covers any damage to third parties, as well as any damage done to your own car by fire or theft. However, it does not cover any damage done to your car if you are in an accident.
- Comprehensive cover. This is the highest form of cover offered by Endsleigh. With this policy, you are covered for any damage done to a third party and their property. It also covers any damage done to your vehicle by fire, theft or an accident.
Take a look at some of the benefits of each cover level below. Please note that a full list of cover inclusions and exclusions will be included in your policy documents.
Personal accident–Optional
| Cover benefits | Third party | Third party fire and theft | Comprehensive cover |
|---|---|---|---|
| Loss or damage to your car following an accident | – | – | ✓ |
| Damage by fire or theft | – | ✓ | ✓ |
| Damage to third parties | ✓ | ✓ | ✓ |
| Damage or loss of car accessories or spare parts | – | – | ✓ |
| Windscreen cover | – | – | ✓ |
| Audio/navigation equipment fitted to your car | – | ✓ | ✓ |
| Personal belongings | – | – | Up to £100 |
| New for Old replacement | – | – | ✓ |
| Liability to others | ✓ | ✓ | ✓ |
| Emergency treatment | ✓ | ✓ | ✓ |
| Driving abroad | ✓ | ✓ | ✓ |
| No Claims discount | ✓ | ✓ | ✓ |
| Medical expenses | – | – | Optional |
What is my excess?
An excess is the amount of money that you are expected to pay when you make a claim.
The cost of your excess may depend on variable factors such as your age, your car and your driving experience.
For full details on your excess, make sure you read your Policy Schedule.
What is the claims process for Endsleigh car insurance?
If you find yourself needing to make a claim, you can call the Endsleigh claims hotline.
If you have a comprehensive policy, you can call on 0800 783 4433.
If you have a third party, fire and theft, or third party only policy, you can call on 0800 096 9679.
Both claims hotlines are in operation 24/7.
Pros and cons of Endsleigh
Pros
- You can receive 20% off MOT costs and 10% off servicing with comprehensive and third party policies
- Replacement car included as standard on comprehensive policies
- Affordable insurance for new and young drivers
Cons
- You will be subject to admin fees for the setting up and cancelling of your policy, as well as any changes you make
- Policy information is not easily accessible
*51% of consumers could save £264.64 on their car insurance. The saving was calculated by comparing the cheapest price found with the average of the next four cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website (based on representative cost savings data for November 2019). The savings you could achieve are dependent on your individual circumstances.
