Mazda RX-8 insurance group and cost

Compare car insurance costs for your Mazda RX-8 based on your age and location.

Promoted car insurance logo
Get cheap Mazda RX8 insurance quotes
Save up to £228 on your car insurance*
Compare over 100 insurance providers
Enjoy rewards
Get a quote

The Mazda RX-8 is a sports car produced by the Japanese manufacturer in the early 2000s. It’s a powerful and glamorous car. In this guide, we will explore the key facts about insuring this vehicle.

Mazda RX-8 insurance groups and cost by driver’s age

When it comes to car insurance, all vehicles are given an insurance group number that ranges from 1 (cheapest) to 50 (most expensive) that helps determine the cost of your premium. Mazda RX-8 models range from insurance groups 27 to 34, so you can generally expect the cost of your insurance to be somewhere in the middle.

It’s important to note that the cost of insurance can vary between insurance groups based on a number of different factors including your car’s performance, safety features and cost of repair. For example, a 30-year-old driver in an average postcode could pay around £831 for cover on a Mazda RX-8 (192ps) 4d (insurance group 27) or around £1,270 for a Mazda RX-8 PZ 4d, which falls in insurance group 34. In this example, the cost of car insurance for the Mazda RX-8 PZ 4d is an extra £8 due to its higher insurance group.

You can find the insurance group, and likely premium cost, of your Mazda RX-8 model in the table below.

Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
(192ps) 4d 27 £5,261 £831 £803 £733 Get Quote
(231ps) 4d 30 £3,562 £896 £721 £702 Get Quote
R3 (231ps) 4d 31 £4,579 £934 £849 £705 Get Quote
Kuro 4d 30 £3,562 £896 £721 £702 Get Quote
Evolve 4d 30 £3,562 £896 £721 £702 Get Quote
Nemesis 4d 27 £5,261 £831 £803 £733 Get Quote
PZ 4d 34 £7,552 £1,270 £1,089 £1,074 Get Quote

Average Mazda RX-8 insurance cost

To provide you with an idea of how much it may cost you to insure your Mazda RX-8, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Mazda RX-8 with a comprehensive policy for the monthly price of £89.23 or an annual sum of £1,023.45.

Mazda RX-8 insurance cost by location

The table above shows the average cost of Mazda RX-8 insurance based on insurance groups and driver age. However, a number of other factors can affect the cost of your car insurance premiums, one of the biggest being your location.

To show how much your location can impact your premium, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Mazda RX-8 Nemesis 4d.

  • Expensive: £2,202 (London SE1)
  • Average: £831 (Newcastle NE1)
  • Cheap: £962.14 (Galashiels TD1)

Which factors affect my insurance costs?

Along with the insurance group, there are other key factors that impact your insurance premium costs:

  • Engine type and capacity. The size and power of your engine plays a big role in determining the cost of your car insurance. In general, the bigger the engine, the higher the cost of your premium. An average 30-year-old may pay £831 for the Mazda RX-8 Nemesis 4d, but could pay around £934 for the Mazda RX-8 R3 (231ps) 4d.
  • Driver location. Where you live helps determine the level of risk that your car may be stolen or you’ll be involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £2,154 for insurance for a Mazda RX-8 Kuro 4d, while the same 30-year-old in Newcastle may only pay £896.
  • Driver age. Younger drivers are statistically more likely to be involved in car accidents and, as a result, pose a greater risk to insurance providers. The average 20-year-old driver in London may pay £25,585 for the Mazda RX-8 Evolve 4d, while the average 40-year-old Londoner will only pay £2,310. In this example, due to the increased risk involved for the younger driver, their premium is an extra £866 per year.

The following are other factors that can influence the cost of your insurance:

  • Your marital status
  • Your credit rating
  • Your job title
  • Your car’s safety rating score
  • The model of your car
  • The age of your car
  • Your car’s security and any extra anti-theft precautions
  • Annual miles driven
  • Your driving history and activity
  • No claims discount

Mazda RX-8 facts and trivia

  • The vehicle’s steering wheel has a magnesium core. This decision was made to save weight.
  • In some models, the front seatbelts can be buckled into the rear clasp, but cannot be undone. Not recommended, then!

The bottom line

As with any other sports car, the Mazda RX-8 is relatively expensive to insure. However, the tips in this guide should help you to keep your insurance premiums lower. With these tips, you’ll be able to enjoy this fun vehicle even more!

Frequently asked questions

*Based on data provided by Consumer Intelligence Ltd, (Mar ’24). 51% of car insurance customers could save £539.54
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.

Written by

Danny Butler

Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full profile

More guides on Finder

Go to site