The Mazda RX-8 is a sports car produced by the Japanese manufacturer in the early 2000s. It’s a powerful and glamorous car. In this guide, we will explore the key facts about insuring this vehicle.
Mazda RX-8 insurance groups and cost by driver’s age
When it comes to car insurance, all vehicles are given an insurance group number that ranges from 1 (cheapest) to 50 (most expensive) that helps determine the cost of your premium. Mazda RX-8 models range from insurance groups 27 to 34, so you can generally expect the cost of your insurance to be somewhere in the middle.
It’s important to note that the cost of insurance can vary between insurance groups based on a number of different factors including your car’s performance, safety features and cost of repair. For example, a 30-year-old driver in an average postcode could pay around £831 for cover on a Mazda RX-8 (192ps) 4d (insurance group 27) or around £1,270 for a Mazda RX-8 PZ 4d, which falls in insurance group 34. In this example, the cost of car insurance for the Mazda RX-8 PZ 4d is an extra £8 due to its higher insurance group.
You can find the insurance group, and likely premium cost, of your Mazda RX-8 model in the table below.
These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).
Average Mazda RX-8 insurance cost
To provide you with an idea of how much it may cost you to insure your Mazda RX-8, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Mazda RX-8 with a comprehensive policy for the monthly price of £89.23 or an annual sum of £1,023.45.
To generate these quotes, we used the following information:
The vehicle is a 2018 model
Manual transmission
Petrol
1.2-litre engine
Car has five seats
Five doors
Factory-fitted alarm system
The car is not modified
Used for social, domestic and commuting purposes
Mileage is 10,000 miles per year
The car is parked in a work car park during the day
The car is parked on a driveway at night
Owner is a 30-year-old, single teacher from London
Owner is a homeowner
Five years no claims discount
No driving or other convictions in the last five years
Mazda RX-8 insurance cost by location
The table above shows the average cost of Mazda RX-8 insurance based on insurance groups and driver age. However, a number of other factors can affect the cost of your car insurance premiums, one of the biggest being your location.
To show how much your location can impact your premium, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Mazda RX-8 Nemesis 4d.
Expensive: £2,202 (London SE1)
Average: £831 (Newcastle NE1)
Cheap: £962.14 (Galashiels TD1)
These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).
Along with the insurance group, there are other key factors that impact your insurance premium costs:
Engine type and capacity. The size and power of your engine plays a big role in determining the cost of your car insurance. In general, the bigger the engine, the higher the cost of your premium. An average 30-year-old may pay £831 for the Mazda RX-8 Nemesis 4d, but could pay around £934 for the Mazda RX-8 R3 (231ps) 4d.
Driver location. Where you live helps determine the level of risk that your car may be stolen or you’ll be involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £2,154 for insurance for a Mazda RX-8 Kuro 4d, while the same 30-year-old in Newcastle may only pay £896.
Driver age. Younger drivers are statistically more likely to be involved in car accidents and, as a result, pose a greater risk to insurance providers. The average 20-year-old driver in London may pay £25,585 for the Mazda RX-8 Evolve 4d, while the average 40-year-old Londoner will only pay £2,310. In this example, due to the increased risk involved for the younger driver, their premium is an extra £866 per year.
The following are other factors that can influence the cost of your insurance:
The vehicle’s steering wheel has a magnesium core. This decision was made to save weight.
In some models, the front seatbelts can be buckled into the rear clasp, but cannot be undone. Not recommended, then!
The bottom line
As with any other sports car, the Mazda RX-8 is relatively expensive to insure. However, the tips in this guide should help you to keep your insurance premiums lower. With these tips, you’ll be able to enjoy this fun vehicle even more!
Frequently asked questions
Depending on the model, the Mazda RX-8 can reach top speeds of 145mph.
The UK standard car tax rate sits at £145 per year. However, you might pay more or less depending on your car’s emissions.
You can buy a Mazda RX-8 online or by visiting your local Mazda retailer. You can also buy a Mazda RX-8 through various motor resellers and websites.
This depends on the specific model of Mazda RX-8 you have and the insurance group it falls under. Mazda RX-8 models can range between insurance groups 27 and 34, so in general, you can expect the cost of your insurance to fall somewhere in the middle.
*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (Mar ’24). 51% of car insurance customers could save £539.54
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Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio
Danny's expertise
Danny has written 368 Finder guides across topics including:
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