Honda Civic insurance group and cost

Compare car insurance costs for your Honda Civic by age and location.

Grace Fletcher-Hackwood's headshot
Jason Loewenthal's headshot

By

Grace Fletcher-Hackwood

&

Jason Loewenthal

Updated

Fact checked
£££Get Honda Civic quotes
Compare quotes, save up to £518*
£20 reward with your purchase
One fast, simple form
Get a quote
T&Cs apply *Savings based on representative cost savings from June 2025

The Honda Civic is a family car produced by the Japanese manufacturer since the mid-1970s. This reliable vehicle is relatively inexpensive to run and insure.

Honda Civic models range from insurance groups 5 to 43, so the cost of insurance can vary significantly depending on which model you have.

Honda Civic insurance groups and cost

In the table below, we show you the insurance group for different Honda Civic model versions alongside the likely premiums for different age ranges.

Model / VersionGroup (1-50)Age 20yrsAge 30yrsAge 40yrsAge 50yrsLink
Honda Civic Hatchback (2012 - 2017) S 1.4 i-VTEC S (03/15-)5£819.42£505.18£440.30£418.37Get Quote
Honda Civic Hatchback (2012 - 2017) SE Plus 1.4 i-VTEC (Nav)6£863.82£547.83£474.43£450.57Get Quote
Honda Civic Hatchback (2012 - 2017) S-T 1.4 i-VTEC7£1,024.75£731.81£577.93£546.93Get Quote
Honda Civic Hatchback (2012 - 2017) SE 1.4 i-VTEC8£837.14£547.57£483.37£454.03Get Quote
Honda Civic Hatchback (2000 - 2005) E 1.4i E9£916.69£511.43£500.06£493.38Get Quote
Honda Civic Hatchback (2006 - 2011) S 1.4 i-Dsi S11£1,135.84£681.20£564.69£549.94Get Quote
Honda Civic Hatchback (2006 - 2011) Ci-T 1.4 i-VTEC12£965.08£658.66£544.09£521.48Get Quote
Honda Civic Hatchback (2012 - 2017) S 1.8 i-VTEC S (03/15-)13£921.95£573.32£490.62£469.68Get Quote
Honda Civic Tourer (2014 - 2018) S 1.8 i-VTEC S (Nav)13£921.95£573.32£490.62£469.68Get Quote
Honda Civic Hatchback (2012 - 2017) S 1.8 i-VTEC S (Nav)14£1,047.48£555.44£512.66£517.67Get Quote
Honda Civic Tourer (2014 - 2018) S 1.8 i-VTEC S (Nav)14£1,047.48£555.44£512.66£517.67Get Quote
Honda Civic Saloon (2018 - 2020) SE 126PS VTEC Turbo15£1,425.58£756.46£695.57£676.53Get Quote
Honda Civic Hatchback (2012 - 2017) EX Plus 1.8 i-VTEC EX Plus (03/15-)15£1,425.58£756.46£695.57£676.53Get Quote
Honda Civic Tourer (2014 - 2018) S-T 1.6 i-DTEC15£1,425.58£756.46£695.57£676.53Get Quote
Honda Civic Hatchback (2000 - 2005) S 1.4i S (00)15£1,425.58£756.46£695.57£676.53Get Quote
Honda Civic Hatchback (2017 - 2022) Sport Line EX 1.0 VTEC Turbo16£1,481.96£849.03£660.04£667.28Get Quote
Honda Civic Tourer (2014 - 2018) Black Edition 1.6 i-DTEC16£1,481.96£849.03£660.04£667.28Get Quote
Honda Civic Hybrid Saloon (2006 - 2010) ES 1.4 i-Dsi IMA CVT (Leather)16£1,481.96£849.03£660.04£667.28Get Quote
Honda Civic IMA Saloon (2003 - 2005) VTEC Executive 1.3i VTEC Executive16£1,481.96£849.03£660.04£667.28Get Quote
Honda Civic Hatchback (2012 - 2017) EX GT 1.8 i-VTEC EX GT (ACC/CMBS)17£1,049.13£693.78£596.04£559.18Get Quote
Honda Civic Hatchback (2012 - 2017) EX GT 1.8 i-VTEC EX GT17£1,049.13£693.78£596.04£559.18Get Quote
Honda Civic Tourer (2014 - 2018) EX Plus 1.8 i-VTEC EX Plus17£1,049.13£693.78£596.04£559.18Get Quote
Honda Civic IMA Saloon (2003 - 2005) VTEC SE Executive 1.3i VTEC SE Executive17£1,049.13£693.78£596.04£559.18Get Quote
Honda Civic Hatchback (2000 - 2005) SE 1.4i SE17£1,049.13£693.78£596.04£559.18Get Quote
Honda Civic Estate (1998 - 2001) LS 1.5i17£1,049.13£693.78£596.04£559.18Get Quote
Honda Civic Saloon (2018 - 2020) SE 120PS 1.6i-DTEC18£1,395.77£661.75£611.82£613.29Get Quote
Honda Civic Hatchback (2012 - 2017) SE 2.2 i-DTEC18£1,395.77£661.75£611.82£613.29Get Quote
Honda Civic Hatchback (1995 - 2001) VTEC SE Exec 1.6i VTEC19£1,142.45£594.10£573.80£547.25Get Quote
Honda Civic Coupe (1996 - 2001) LS 1.6i (AC)20£1,140.45£566.99£560.23£534.47Get Quote
Honda Civic Saloon (1996 - 1998) 1.5i LS (AC)20£1,140.45£566.99£560.23£534.47Get Quote
Honda Civic Hatchback (1995 - 2001) LS 1.5i20£1,140.45£566.99£560.23£534.47Get Quote
Honda Civic Hatchback (2006 - 2011) S 1.8 i-VTEC S21£1,072.10£689.18£593.39£527.60Get Quote
Honda Civic Estate (1998 - 2001) VTEC SE 1.6i21£1,072.10£689.18£593.39£527.60Get Quote
Honda Civic Hatchback (2017 - 2022) Sport 182PS VTEC Turbo22£1,108.94£729.30£624.63£589.41Get Quote
Honda Civic Coupe (2001 - 2003) VTEC 1.7 VTEC22£1,108.94£729.30£624.63£589.41Get Quote
Honda Civic Hatchback (2006 - 2011) S 2.2 i-CTDi S23£1,416.79£809.39£703.65£656.36Get Quote
Honda Civic Hatchback (2006 - 2011) ES GT 2.2 i-CTDi24£1,180.48£772.67£633.50£639.42Get Quote
Honda Civic Hatchback (2006 - 2011) EX GT 2.2 i-CTDi EX GT24£1,180.48£772.67£633.50£639.42Get Quote
Honda Civic Hatchback (1995 - 2001) 1.6i (SR)25£1,380.34£861.31£730.90£648.06Get Quote
Honda Civic Estate (1998 - 2001) VTi 1.8 VTi (AC)27£1,598.22£902.37£784.49£759.41Get Quote
Honda Civic Coupe (1994 - 1996) 1.527£1,598.22£902.37£784.49£759.41Get Quote
Honda Civic Hatchback (2022 onwards) Elegance 2.0 eHEV CVT28£1,051.05£582.19£543.93£540.48Get Quote
Honda Civic Coupe (1996 - 2001) VTi 1.6i29£1,663.68£1,031.80£773.88£754.05Get Quote
Honda Civic Estate (1998 - 2001) VTi-S Aerodeck 1.8 VTi-S29£1,663.68£1,031.80£773.88£754.05Get Quote
Honda Civic Saloon (1996 - 1998) 1.6i VTi29£1,663.68£1,031.80£773.88£754.05Get Quote
Honda Civic Saloon (1996 - 1998) 1.6i VTi (AC)29£1,663.68£1,031.80£773.88£754.05Get Quote
Honda Civic Hatchback (1995 - 2001) VTi 1.6 VTi29£1,663.68£1,031.80£773.88£754.05Get Quote
Honda Civic Hatchback (1995 - 2001) VTi-S 1.8 VTi-S31£3,544.85£1,019.77£863.52£847.78Get Quote
Honda Civic Type-R (2015 - 2017) Type R GT 2.0 i-VTEC33£2,293.32£1,256.31£1,048.45£1,141.00Get Quote
Honda Civic Type-R (2015 - 2017) Type R Black Edition 2.0T i-VTEC34£1,549.25£891.08£756.41£696.03Get Quote
Honda Civic Type-R (2007 - 2010) Type R 2.0 i-VTEC34£1,549.25£891.08£756.41£696.03Get Quote
Honda Civic Type-R (2017 - 2022) Type R Sport Line 2.0 VTEC Turbo38£1,992.12£1,028.10£890.79£870.50Get Quote
Honda Civic Type-R (2017 - 2022) Type R Limited Edition 2.0 VTEC Turbo41£4,976.17£1,537.43£1,223.63£1,173.91Get Quote
Honda Civic Type-R (2023 onwards) VTEC Turbo Type R 2.0 VTEC Turbo43£1,991.61£1,043.65£842.46£826.48Get Quote

Average Honda Civic insurance cost

To provide you with an idea of how much it may cost you to insure your Honda Civic, we ran several quotes to find an average figure. Based on our results, on average, you could insure your Honda Civic with a comprehensive policy for £868.80 yearly, or £77.36 paying monthly.

Winners | Emails | Unsubscribe | Privacy

Honda Civic insurance cost by location

The table above shows the average cost of Honda Civic insurance based on insurance groups and driver age. However, there are a number of other factors that affect the cost of your car insurance premiums, and one of the biggest is where you are in the UK. Where you live helps determine the level of risk that your car may be stolen or that you'll be involved in an accident, and this affects the cost of insurance.

To show the power of the postcode, here are some average quotes for a 30-year-old living in 3 different locations. The quotes are for a Honda Civic Hatchback (2012 - 2017) S 1.4 i-VTEC S (03/15-).

  • Expensive: £798.68 (London E10)
  • Mid-range: £505.18 (Chester CH1)
  • Cheap: £363.34 (Newquay TR8)

What factors affect my Honda Civic insurance rate?

We've covered insurance groups, age and location. Here are some of the other factors that affect your insurance premium costs:

How can I save on my Honda Civic premiums?

When searching for insurance, you'll want to find the best deal for a price that's within your budget. We've uncovered some tricks you can try to lower the cost of your premium, and we've listed them below.

  • Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
  • Pay annually rather than monthly. Whilst it might be scary to part with a large sum of money in one go, if you're able to pay annually you can save an average of £59.52 a year.
  • Install extra safety precautions. The safer your car is, the less of a risk it will be for companies to insure. By adding extra safety measures, you're quite likely to lower your premium.
  • Clear out the garage! If you have a garage – clear it out and park your car there. Parking your car in a garage reduces your risk to insurers and therefore reduces your premiums too.
  • Consider any named drivers. Only name drivers on the insurance policy that regularly drive the vehicle, you can easily add on others at a later date or get them temporary cover.
  • Don't just accept your renewal quote. When it's time for renewal, it's worth investing a couple of hours to shop around: there may be cheaper options out there.

Bottom line

As we've shown, factors like where you live, how old you are, whether you want to pay monthly or annually, and the specific variant of Honda Civic you're insuring all have a major impact on the cost of cover. In fact, the best prices we found ranged from £304.93 to £13,853.94, and that's based on shopping around to find a competitive deal. Unfortunately, if you don't shop around, there's every chance you could end up paying more than you have to.

Frequently asked questions

Grace Fletcher-Hackwood's headshot
Writer
Add to Preferred Sources

Grace was a Finder writer specialising in credit and loans. She's been writing about personal finance for several years and enjoys helping consumers sort the facts from the fluff. See full bio

Jason Loewenthal's headshot
Co-written by

Senior writer

Jason is a writer and editor. He worked as a senior subeditor for Finder for 5 years and in that time became familiar with a wide range of financial products and services. Before that, he worked for Australian Associated Press. He has a BA from Macquarie University in Australia. Jason loves to help other people find new ways to save money. See full bio

More resources on Finder

More guides on Finder

Go to site