Starling is one of the UK’s most popular challenger banks, offering digital-only banking products for individuals and businesses, as well as money transfers, business overdrafts and personal and business loans.
Businesses looking to borrow from Starling can apply for loans between £5,000 and £250,000, with loans up to £25,000 available with a representative APR of 7%.
You can apply for a Starling Bank business loan by completing an application form on the Starling website. You’ll need to provide the following information as part of your initial application:
Bank account details
Number of employees
Profit after tax
Recent and current debts
You’ll also need to specify the terms of your loan, including:
How much you want to borrow
Purpose of the loan
Starling Bank business loans may be suitable for smaller, flexible businesses looking to secure additional finance to grow or support their business. As with its other products, Starling Bank business loans are digital-only, which means they offer the same kind of accessibility, simplicity and ease of use, but therefore lack the potential advantages of a brick-and-mortar lender.
Frequently asked questions
You can borrow between £5,000 and £250,000 with a Starling business loan, with loan terms between 1 and 5 years.
Yes, but you’ll need to open a Starling business account in order to apply for a business loan.
Yes, Starling Bank is now an accredited lender as part of the government’s Coronavirus Business Interruption Loan Scheme (CBILS) and will offer loans to businesses affected by the coronavirus pandemic.
Tom Stelzer is a writer for Finder specialising in personal finance, including loans and credit, as well as small business and business loans. He has previously worked as a freelance writer covering entertainment, culture and football for publications like FourFourTwo and Man of Many. He has a Master of Media Arts and Production and Bachelor of Communications in Journalism from the University of Technology Sydney.
Business loan statisticsBusinesses all over the UK face financial instability daily, which often requires outside funding. We have looked into how the state of borrowing for these businesses differs between the industry, over the years, and for the size of the business.
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