Editor's choice: Prosper personal loans
- Fair credit OK
- Getting preapproved won’t affect your credit
- Accepts 50% debt-to-income ratio
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This peer-to-peer (p2p) lender offers investor-funded loans with a quick online application for a wide range of uses. APRs start low — though slightly higher than some of the competition — ranging from 7.95% to 35.99%. You can borrow between $2,000 and $40,000 with terms of 3 or 5 years. Typically it takes Up to five business days to get your loan.
Apply for an unsecured personal loan of up to $40,000 with LendingClub.
If you have a good to excellent credit score, SoFi can get you fast funding with low interest rates and no fees.
NetCredit offers unsecured personal loans up $10,500 that could help you rebuild your credit, even if you have a low credit score.
In business for over a century, OneMain Financial provides secured and unsecured loans for a variety of purposes.
Avant offers personal loans with funds deposited into your account as soon as the business day after approval. Learn about similar online lenders.
This newer online lender considers things like your education and career path when considering you for its unsecured, fixed-rate loans.
See how other top providers compare to different lenders by checking out A-to-Z directory.
Compare 6 lenders to find one that’s a good fit for your needs.
Borrow up to $1,000 with this tribal lender — but keep an eye out for exorbitant fees.
Borrow as little as $100 all the way up to $35,000.
Compare minimum credit requirements with 9+ lenders and who gets the best rates.
Find a lender near you, and learn about what you need to apply.
How a peer-to-peer pioneer and a highly rated direct lender stack up.
This lender no longer offers personal loans – but other online options are still available.
Short-term installment loans up to $1,000 with competitive fees and fast turnaround.
No-frills term loans between $500 and $40,000 for residents of all 50 states.
Quick car loans from $5,000 to $100,000 with competitive rates for borrowers with strong credit.
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