Compare 6 sites similar to Prosper for personal loans
Prosper logo sites like

Compare sites like Prosper

We know that everyone's situation is unique and we aim to help you find the right product for you. We may receive compensation when you visit our partners' sites or are approved for their products. You can read more about how we maintain editorial independence and how we make money here.

This peer-to-peer lender could get you up to $40,000 to consolidate your debt, start a business, improve your home and more.

This peer-to-peer (p2p) lender offers investor-funded loans with a quick online application for a wide range of uses. APRs start low — though slightly higher than some of the competition — ranging from 6.95%–35.99%. You can borrow between $2,000 and $40,000 with terms of 3 or 5 years. Typically it takes 1-3 business days to get your loan.

Pros

  • Offers loans for a variety of purposes.
  • Low starting APRs.
  • Simple terms of 3 or 5 years.
  • Fast turnaround for a p2p lender

Cons

  • Loans capped at $40,000.
  • Offers only 2 fixed term lengths.
  • Not available in Iowa, North Dakota, or West Virginia.

Looking for a lender with more flexible terms?

Alternative sites like Prosper

Click here to see Prosper


Lendingclub logo sites like

1. LendingClub

Apply for an unsecured personal loan of up to $40,000 with LendingClub.

Pros

  • No prepayment penalties.
  • Lower starting rates: 6.16%–35.89% APR
  • Loans as small as $1,000

Cons

  • Higher rates for poor credit borrowers.
  • Unavailable to Iowa and West Virginia residents.
  • Long turnaround: Up to 7 days

Go to the LendingClub website


Upstart logo sites like

2. Upstart

This newer online lender considers things like your education and career path when considering you for its unsecured, fixed-rate loans.

Pros

  • Good for younger borrowers with limited credit history.
  • Offers a variety of loans with one simple application.
  • Pay no fees for early repayment.

Cons

  • High origination fees of up to 8% rolled into loan.
  • Slightly higher starting APR: 8.85%–29.99%
  • Additional fees for paper copy requests and late payments.

Learn more


Sofi personal loans logo

3. SoFi

If you have a good to excellent credit score, SoFi can get you fast funding with low interest rates and no fees.

Pros

  • High maximum loan amount of $100,000.
  • Free credit counseling and unemployment protection.
  • No origination, closing, late, NSF or prepayment fees.

Cons

  • Strict eligibility requirements.
  • Not available in Mississippi.
  • Lower approval rate than other lenders.

Go to the SoFi website


NetCredit personal loans logo

4. NetCredit

NetCredit offers unsecured personal loans up $10,000 that could help you rebuild your credit, even if you have a low credit score.

Pros

  • Quick turnaround time with flexible repayments.
  • Fair credit OK.
  • No early repayment fees.

Cons

  • Higher APRS from 34%–155% (Varies by state)
  • Low maximum loan amount.
  • Loans available in 14 states only.
  • Stiff late fees could apply.

Go to the NetCredit website


OneMain logo

5. OneMain Financial

In business for over a century, OneMain Financial provides secured and unsecured loans for a variety of purposes.

Pros

  • Offers both secured and unsecured loans.
  • Allows joint applications.

Cons

  • Higher starting APR: 16.05%–35.99%*.
  • Origination fees vary by state.
  • Low maximum loan amount.

Go to the OneMain website


Avant personal loan logo

6. Avant

Avant offers personal loans with funds deposited into your account as soon as the business day after approval. Learn about similar online lenders.

Pros

  • Quick approval and funding.
  • Pay no fee for early repayment.
  • Reports to the three major credit bureaus to help build your credit.

Cons

  • Maximum loan amount varies by state.
  • May not be available in all states.
  • Potentially high origination fees if approved.

Learn more


Prosper Personal Loans

Personal loans through Prosper

You could borrow up to $40,000 for a variety of purposes, with rates from 6.95%–35.99%%.

  • Recommended Credit Score: 640 or higher
  • Minimum Loan Amount: $2,000
  • Maximum Loan Amount: 40000
  • Loan Term: 3 or 5 years
  • Turnaround Time: 1-3 business days
  • Simple online application process
  • No prepayment penalties
    Was this content helpful to you? No  Yes

    Ask an Expert

    You are about to post a question on finder.com:

    • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
    • finder.com is a financial comparison and information service, not a bank or product provider
    • We cannot provide you with personal advice or recommendations
    • Your answer might already be waiting – check previous questions below to see if yours has already been asked

    Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Conditions and Privacy Policy.

    US Personal Loans Offers

    Important Information*
    Even Financial Personal Loans

    Get connected to competitive loan offers instantly from top online consumer lenders.

    Prosper Personal Loans

    Borrow only what you need for debt consolidation, home improvements and more — with APRs based on overall creditworthiness.

    LendingClub Personal Loan

    A peer-to-peer lender offering fair rates based on your credit score.

    SoFi Personal Loan Fixed Rate (with Autopay)

    No fees. Multiple member perks such as community events and career coaching.

    Go to site