Compare 7 personal loans similar to OneMain Financial | finder.com
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In business for over a century, OneMain Financial provides secured and unsecured loans for a variety of purposes.

Pros

  • Offers both secured and unsecured loans.
  • Allows joint applications.

Cons

  • Higher APRs than competing lenders.
  • Origination fees vary by state.
  • Low maximum loan amount.

Looking for lenders with lower interest rates?

Alternative sites like NetCredit

Click here to see OneMain Financial


Prosper logo sites like

1. Prosper

A peer-to-peer lender, Prosper could get you up to $40,000 to consolidate your debt, start a business, improve your home and more.

Pros

  • Offers loans for a variety of purposes.
  • Low starting APRs.
  • Simple terms of 3 year(s) or 5 year(s).

Cons

  • Loans capped at $40,000.
  • Offers only 2 fixed term lengths.

Go to the Prosper website


Monevo logo

2. Monevo

Unlike OneMain Financial, Monevo isn’t a direct lender. It’s a connection service that allows you to quickly compare direct lenders offering personal loans from $1,000 to $100,000 loans with competitive rates.

Pros

  • Check potential rates without impacting your credit.
  • Submit your info to a network of top direct lenders.
  • Award-winning service.

Cons

  • You’re not guaranteed approval with a direct lender.
  • Must use online contact form for questions, no customer service phone number.

Go to the Monevo website

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Lendingclub logo sites like

3. LendingClub

Apply for an unsecured personal loan of up to $40,000 with LendingClub.

Pros

  • No prepayment penalties.
  • Fixed rates.
  • Fast and simple application.

Cons

  • Higher rates for poor credit borrowers.
  • Unavailable to Iowa and West Virginia residents.

Go to the LendingClub website


Upstart logo sites like

4. Upstart

This newer online lender considers things like your education and career path when considering you for its unsecured, fixed-rate loans.

Pros

  • Good for younger borrowers with limited credit history.
  • Offers a variety of loans with one simple application.
  • Pay no fees for early repayment.

Cons

  • High origination fees of up to 8% rolled into loan.
  • Not the lowest starting APR in the market.
  • Additional fees for things like paper copy requests and late payments.

Learn more

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Sofi personal loans logo

5. SoFi

If you have a good to excellent credit score, SoFi can get you fast funding with low interest rates and no fees.

Pros

  • High maximum loan amount of $100,000.
  • Available in 48 states and the District of Columbia.
  • Free credit counseling and unemployment protection.
  • *No origination, closing, late, NSF, or prepayment fees.

Cons

  • Strict eligibility requirements.
  • Lower approval rate than other lenders.

Go to the SoFi website


NetCredit personal loans logo

6. NetCredit

NetCredit offers unsecured personal loans up $10,000 that could help you rebuild your credit, even if you have a low credit score.

Pros

  • Quick turnaround time with flexible repayments.
  • Fair credit OK.
  • No early repayment fees.

Cons

  • Low maximum loan amount.
  • Loans available in 14 states only.
  • Stiff late fees could apply.

Go to the NetCredit website


Avant personal loan logo

7. Avant

Avant offers personal loans with funds deposited into your account as soon as the business day after approval. Learn about similar online lenders.

Pros

  • Quick approval and funding.
  • Pay no fee for early repayment.
  • Reports to the three major credit bureaus to help build your credit.

Cons

  • Maximum loan amount varies by state.
  • May not be available in all states.
  • Potentially high origination fees if approved.

Learn more


OneMain Financial Personal and Auto Loans

OneMain Financial Personal and Auto Loans

An established online and in-store lender with quick turnaround times. Poor credit is OK.

  • Min. Loan Amount: 1500 (subject to state minimum size restrictions)
  • Max. Loan Amount: $30,000
  • Loan Term: Typically from 24 to 60 months
  • Turnaround Time: as soon as the same day
  • Seven-day satisfaction commitment guarantee
  • Cosigners welcome

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    US Personal Loans Offers

    Important Information*
    Credible Personal Loans

    Get personalized rates in minutes and then choose a loan offer from several top online lenders.

    Monevo Personal Loans

    Quickly compare multiple online lenders with competitive rates depending on your credit score.

    LendingClub Personal Loan

    A peer-to-peer lender offering fair rates based on your credit score.

    SoFi Personal Loan Fixed Rate (with Autopay)

    No fees. Multiple member perks such as community events and career coaching.

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    2 Responses

    1. Default Gravatar
      jaimeOctober 25, 2017

      Currently have a loan with one main finacial owe $ 7000 have a vehicle as partial collateral, need more money around $3500 who can help me or refinance

      • Default Gravatar
        DanielleOctober 25, 2017

        Hi Jaime,

        Thank you for contacting finder. We are a comparison website and general information service, we’re more than happy to offer general advice.

        You may refer to the list of options to see which may suit your needs. You may review and compare the offers available and once you have selected one, you may proceed by clicking the green “Go to Site” button.

        I hope this helps.

        Cheers,
        Danielle

    US Personal Loans Offers

    Important Information*
    Credible Personal Loans

    Get personalized rates in minutes and then choose a loan offer from several top online lenders.

    Monevo Personal Loans

    Quickly compare multiple online lenders with competitive rates depending on your credit score.

    LendingClub Personal Loan

    A peer-to-peer lender offering fair rates based on your credit score.

    SoFi Personal Loan Fixed Rate (with Autopay)

    No fees. Multiple member perks such as community events and career coaching.

    Go to site