Compare 6 sites similar to OneMain Financial for personal loans
OneMain Financial logo

Compare sites like OneMain Financial

In business for over a century, OneMain Financial provides secured and unsecured loans for a variety of purposes.

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Pros

  • Offers both secured and unsecured loans.
  • Allows joint applications.

Cons

  • Higher APRs than competing lenders.
  • Origination fees vary by state.
  • Low maximum loan amount.

Looking for lenders with lower interest rates?

Alternative sites like NetCredit

Click here to see OneMain Financial


Prosper logo sites like

1. Prosper

A peer-to-peer lender, Prosper could get you up to $35,000 to consolidate your debt, start a business, improve your home and more.

Pros

  • Offers loans for a variety of purposes.
  • Low starting APRs.
  • Simple terms of 3 year(s) or 5 year(s).

Cons

  • Loans capped at $35,000.
  • Offers only 2 fixed term lengths.

Go to the Prosper website


Lendingclub logo sites like

2. LendingClub

Apply for an unsecured personal loan of up to $40,000 with LendingClub.

Pros

  • No prepayment penalties.
  • Fixed rates.
  • Fast and simple application.

Cons

  • Higher rates for poor credit borrowers.
  • Unavailable to Iowa and West Virginia residents.

Go to the LendingClub website


Upstart logo sites like

3. Upstart

This newer online lender considers things like your education and career path when considering you for its unsecured, fixed-rate loans.

Pros

  • Good for younger borrowers with limited credit history.
  • Offers a variety of loans with one simple application.
  • Pay no fees for early repayment.

Cons

  • High origination fees of up to 8% rolled into loan.
  • Not the lowest starting APR in the market.
  • Additional fees for things like paper copy requests and late payments.

Learn more


Sofi personal loans logo

4. SoFi

If you have a good to excellent credit score, SoFi can get you fast funding with low interest rates and no hidden fees.

Pros

  • High maximum loan amount of $100,000.
  • Available in 48 states and the District of Columbia.
  • Free credit counseling and unemployment protection.
  • No origination, closing or prepayment fees.

Cons

  • Strict eligibility requirements.
  • Lower approval rate than other lenders.

Go to the SoFi website


NetCredit personal loans logo

5. NetCredit

NetCredit offers unsecured personal loans up $10,000 that could help you rebuild your credit, even if you have a low credit score.

Pros

  • Quick turnaround time with flexible repayments.
  • Fair credit OK.
  • No early repayment fees.

Cons

  • Low maximum loan amount.
  • Loans available in 29 states only.
  • Stiff late fees could apply.

Go to the NetCredit website


Avant personal loan logo

6. Avant

Avant offers personal loans with funds deposited into your account as soon as the business day after approval. Learn about similar online lenders.

Pros

  • Quick approval and funding.
  • Pay no fee for early repayment.
  • Reports to the three major credit bureaus to help build your credit.

Cons

  • Maximum loan amount varies by state.
  • May not be available in all states.
  • Potentially high origination fees if approved.

Learn more


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2 Responses

  1. Default Gravatar
    jaimeOctober 25, 2017

    Currently have a loan with one main finacial owe $ 7000 have a vehicle as partial collateral, need more money around $3500 who can help me or refinance

    • Staff
      DanielleOctober 25, 2017Staff

      Hi Jaime,

      Thank you for contacting finder. We are a comparison website and general information service, we’re more than happy to offer general advice.

      You may refer to the list of options to see which may suit your needs. You may review and compare the offers available and once you have selected one, you may proceed by clicking the green “Go to Site” button.

      I hope this helps.

      Cheers,
      Danielle

US Personal Loans Offers

Important Information*
Even Financial Personal Loans

Get connected to competitive loan offers instantly from top online consumer lenders.

Prosper

Borrow only what you need for debt consolidation, home improvements and more — with APRs based on overall creditworthiness.

LendingClub Personal Loan

A peer-to-peer lender offering fair rates based on your credit score.

SoFi Personal Loan Fixed Rate (with Autopay)

Borrow up to $100,000 with a competitive APR and no fees.

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