SecurePersonalLoans.com review July 2018 | Is it legit?

SecurePersonalLoans.com review

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Find a loan between $200 and $10,000 in minutes — but watch for high rates.

SecurePersonalLoans.com is among a group of new online lending networks that claim to connect borrowers to short-term unsecured installment loans.

It’s free to use and offers an easy online application that you can complete in minutes. But make sure you’re comfortable with your personal information being shared with multiple companies.

Min Loan Amount$200
Max. Loan Amount$10,000
Loan SecurityUnsecured
  • Valid bank account with direct deposit
  • Regular source of income
  • Age 18 or older

What are the benefits of borrowing through SecurePersonalLoans.com?

  • Convenient online application. Complete an application in minutes to be connected with potential offers.
  • Sizable loans. You could get an installment loan of up to $10,000 with no collateral required.
  • Fast funding. If a direct lender in this provider’s network approves your application, you could see your loan funds in as little as one business day.

What to watch out for

  • No guarantees. This isn’t a direct lender, and it makes no guarantees that you’ll receive funding with a lender in its network.
  • Potentially high APRs. Network ranges are broad, but rates peak at a staggering 1,200% APR.
  • Possible fees. Some lenders charge loan origination fees and late payment penalties, which you’ll need to consider if accepted for a loan.
  • Third-party lenders. Because it’s not a direct lender, this provider typically shares your personal information third-party lenders in its network, which could lead to unwanted solicitations by phone or email even after you’ve accepted a loan.

Keeping your personal information private

Since you’re submitting your contact details and financial information through a connection service, it could be used for marketing purposes down the road. According to SecurePersonalLoans.com’s privacy policy, you may receive communication about loan offers by email, phone, text message or postal mail.

For some, this is helpful to compare available options. For others, the marketing calls and mail may be overbearing. If you’d prefer not to have your information shared with third parties, consider applying with a direct payday lender.

Compare more short-term loan options

Rates last updated July 16th, 2018
Unfortunately, none of the short term loan providers currently offer loans in your state. Learn more about short term loans in your state to find an alternative.
Name Product Product Description Max. Loan Amount Turnaround Time Requirements
OppLoans Installment Loans
Installment loans with competitive rates from a top-rated direct lender.
$4,000
1 business day
Open to residents of AL, AK, AZ, CA, DE, FL, GA, ID, IL, IN, KS, KY, MI, MN, MO, MS, NE, NV, NM, OH, OK, OR, SC, TN, TX, UT, VA, WI and WY. Must have direct deposit and meet minimum income requirements.
CashUSA Installment Loans
$10,000
As early as 1 business day
Monthly income of $1,000+ after taxes and valid checking account.
Slam Dunk Loans
Potentially get approved for a short-term loan through this lender-connection service, even with poor credit history.
$2,500
As soon as next business day
Must be employed, receive regular income, earn at least $800 a month, have a checking account, be 18+ yrs old and a US citizen.
BadCreditLoans.com
With straightforward, simple qualifications, these loans offer easy approval for people with poor credit.
$5,000
Varies
Depending on lender requirements, people from all 50 states may not be eligible for a personal loan.
CashNetUSA Loan
Apply for a short-term loan with an easy online application and dedicated customer service.
Varies by state
1 business day
You must be a US citizen or permanent resident, be at least 18 years old and have regular income and a bank account.
Blue Trust Loans Installment Loans
Get an installment loan from an online tribal lender. Perks for returning borrowers.
$2,000
As soon as next business day
Must be at least 18 years old and have a verifiable source of income with direct deposit into your checking account.
HonestLoans Installment Loans
Get a flexible installment loan with fast funding through one easy online application form.
$2,500
As soon as one business day
Must be employed and receive regular income, earn at least $800 a month, have a checking account and be an 18+ years old legal US citizen.
MaxLend Installment Loans
Get up to $1,000 as a first-timer, with loans of up to $2,000 and lower APRs for repeat borrowers.
$2,000
As soon as the next business day
Must be at least 18 years old and a US citizen, have a valid bank account and provide a verifiable source of income.

Compare up to 4 providers

Rates last updated July 16th, 2018
Unfortunately, none of the short term loan providers currently offer loans in your state. Learn more about short term loans in your state to find an alternative.
Name Product Product Description Max. Loan Amount Turnaround Time Requirements
BadCreditLoans.com
With straightforward, simple qualifications, these loans offer easy approval for people with poor credit.
$5,000
Varies
Depending on lender requirements, people from all 50 states may not be eligible for a personal loan.
Slam Dunk Loans
Potentially get approved for a short-term loan through this lender-connection service, even with poor credit history.
$2,500
As soon as next business day
Must be employed, receive regular income, earn at least $800 a month, have a checking account, be 18+ yrs old and a US citizen.
LendYou Payday Loans
Apply online with this loan-connection company offering unrestricted short-term loans at high maximums — fast turnaround.
$15,000
1 business day
You must be a US citizen or permanent resident, age 18+ and have a regular income.
CashAdvance.com Payday Loans
Whether for emergencies or unexpected expenses, this provider may be able to connect you among its nationwide network of lenders.
$1,000
1–2 business days
You must be at least 18 years old with take-home monthly income of at least $1,000 after taxes.
TriangleCash Payday Loans
If you have bad credit or no credit history, apply to be connected to a network of lenders for funding at rates that vary by state.
$1,000
As soon as next business day
You must be a US citizen, at least 18 years old, and have a valid bank account.

Compare up to 4 providers

Is it safe to apply with SecurePersonalLoans.com?

SecurePersonalLoans.com states it has security measures in place to prevent unauthorized access to the data it receives from you. But it also acknowledges that your information will be shared with other companies whose privacy policies may vary.

Moreover, it collects identifiable information about its applicants, including your:

  • Name, address and phone number.
  • IP address.
  • Social Security number and citizenship status.
  • Driver’s license number or other government-issued ID.
  • Employment and banking information.

This provider may share this information with third-party lenders and advertising partners, which could result in soliciting loan offers from third-party lenders.

What do customers really say about SecurePersonalLoans.com?

Both the Better Business Bureau and Trustpilot don’t include sufficient information to conduct reviews of SecurePersonalLoans.com.

In fact, online reviews of this online loan connection service are scarce, which means potential borrowers aren’t able to draw on the experiences of other customers who have used this lending service before making a decision.

When entering into a loan agreement with a lender through SecurePersonalLoans.com, carefully review the loan documentation for potentially high APRs and loan fees.

Am I eligible?

While criteria varies by lender, SecurePersonalLoans.com provides general loan eligibility criteria on its site for potential borrowers:

  • You must have a valid bank account with direct deposit.
  • You must have a regular source of income.
  • You must be at least 18 years old.

How do I apply?

  1. Go to SecurePersonalLoans.com, indicate the loan amount you’re interested in applying for and click Get Started.
  2. Provide the information it needs to help connect you with a direct lender, including your full name, date of birth, email address, loan amount and purpose, credit score, phone number, Social Security number and employment information. Click Submit.
  3. SecurePersonalLoans.com will evaluate your information and could connect you with potential lenders in a matter of minutes.
  4. If your application is approved by a lender and you accept the terms of the loan, you might receive the funds of your loan in as little as one business day.

Application screenshots

I got a loan through SecurePersonalLoans.com. Now what?

Stay on top of your payments. Consider autopay from your bank account to avoid falling behind on your payments. Watch for hidden fees. Review your loan agreement to find out if your loan imposes any late fees or early repayment penalties.

Bottom line

SecurePersonalLoans.com can help take the stress, confusion and hassle out of applying for a loan by connecting you with a direct lender in minutes. But however convenient, many short-term loans come with steep interest rates and penalties for missed payments, among other fees. While an installment loan could be the answer if you’re in a financial pinch, consider alternative options before you commit to a contract.

Frequently asked questions

Shannon Terrell

Shannon Terrell is a writer for finder.com who studied communications and English literature at the University of Toronto. On any given day, you can find her researching everything from equine financing and business loans to student debt refinancing and how to start a trust. She loves hot coffee, the smell of fresh books and discovering new ways to save her pennies.

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