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SecurePersonalLoans.com review

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Find a loan between $200 and $10,000 in minutes — but watch for high rates.

If you need a short-term loan but don’t have time to compare lenders, SecurePersonalLoans.com may be able to save you time by connecting you to a lender in its network. But make sure you’re comfortable with your personal information being shared with multiple companies.

$200

Min. Amount

$10,000

Max. Amount

Details

Product NameSecurePersonalLoans.com
Min. Amount$200
Max. Amount$10,000
Loan TermVaries by state and lender
Loan SecurityUnsecured
RequirementsValid bank account with direct deposit, regular source of income, ages18+

What is SecurePersonalLoans.com?

SecurePersonalLoans.com is a short-term loan connection service that helps borrowers find lenders that meet their needs. When you fill out its online form, you may be connected with a number of providers that offer loans between $200 to $10,000 — but not all borrowers qualify for the larger amounts.

Loan term and APR varies by lender, but no matter your credit, you may qualify for a short-term loan from one of the lenders in SecurePersonalLoans.com’s network.

What are the benefits of using SecurePersonalLoans.com?

  • Convenient online form. Complete a simple form — it only takes a few minutes — to see if you’re eligible for potential offers.
  • Sizable loans. You could get an installment loan of up to $10,000 without having to put up collateral.
  • Fast funding. If a direct lender in SecurePersonalLoans.com’s network approves your application, you could see your loan funds in as little as one business day.

What to watch out for

  • No guarantees. This isn’t a direct lender, and it makes no guarantees that you’ll receive funding with a lender in its network — or even be connected at all.
  • Potentially high APRs. Network ranges are broad, but rates peak at a staggering 1,200% APR.
  • Possible fees. Some lenders charge loan origination fees and late payment penalties, which you’ll need to consider if accepted for a loan. However, there are no costs to be connected through SecurePersonalLoans.com.
  • Third-party lenders. Because it’s not a direct lender, SecurePersonalLoans.com may share your personal information third-party lenders in its network, which could lead to unwanted solicitations by phone or email after you’ve accepted a loan.

Compare more short-term loan options

Updated October 20th, 2019
Name Product Filter Values Max. Loan Amount Turnaround time Requirements
$1,200
As soon as the next business day
Regular source of income received biweekly or semi-monthly, Missouri or Utah resident, checking account with automatic deposits, not a military service member
Borrow up to $1,200 — but only if you live in Missouri or Utah.
$35,000
As soon as the next business day
Regular source of income, verifiable bank account, US citizen, ages 18+
Get connected with multiple lenders you might qualify with — even if you have bad credit.
$5,000
1 business day
Direct deposit, meet minimum income requirements
Comes with the option to change your due date so you won’t fall behind on repayments.
$2,600
1 to 2 business days
Active checking account, regular source of income, email address
Get access to tools to help you plan a career move, make some extra cash or search for a better-paying job.
$50,000
Same business day to 1 business days
Must be employed and receive regular income, earn at least $800 a month, have a checking account and be an 18+ years old legal US citizen.
Get a flexible installment loan with fast funding through one easy online application form.
$15,000
Same business day to 1 business days
$1,000+ monthly income, direct deposit, US citizen or permanent resident, ages 18+
Get offers from potential lenders in minutes by filling out just one online form.
$10,000
As early as 1 business day
$1,000+ monthly income after taxes, valid checking account
Explore its online education center to get tips on budgeting, how to prioritize your bills and more.
Varies by state
1 business day
Regular source of income, bank account, US citizen or permanent resident, ages 18+
Sign up for its discount program to get access to coupons and deals on everything from dining out to tax services.

Compare up to 4 providers

Updated October 20th, 2019
Name Product Filter Values Max. Loan Amount Turnaround time Requirements
$35,000
As soon as the next business day
Regular source of income, verifiable bank account, US citizen, ages 18+
Get connected with multiple lenders you might qualify with — even if you have bad credit.
$15,000
Same business day to 1 business days
$1,000+ monthly income, direct deposit, US citizen or permanent resident, ages 18+
Get offers from potential lenders in minutes by filling out just one online form.
$50,000
Same business day to 1 business days
Employed, $800+ regular monthly income, checking account, ages 18+, US citizen
Fill out a simple online form to compare offers from several lenders that may be able to help.
$10,000
As early as 1 business day
$1,000+ monthly income after taxes, valid checking account
Explore its online education center to get tips on budgeting, how to prioritize your bills and more.
$1,000
Same business day to 1 business days
Valid bank account, proof of employment or steady income, US citizen, ages 18+
No credit? Past bankruptcy? One of the lenders in its network may still be able to help.

Compare up to 4 providers

Must read: Beware of high costs

You won’t have to pay any fees to use SecurePersonalLoans.com’s connection service, but that doesn’t make the lender you’re connected with any less expensive. Some short-term loans have APRs well above 300%, which can lead to financial issues down the road if you’re unable to make your repayments.

Before you commit to a lender in SecurePersonalLoans.com’s network, make sure you’ve consider all your short-term loan alternatives first.

Is it safe to use SecurePersonalLoans.com?

SecurePersonalLoans.com has security measures in place to prevent unauthorized access to the data it receives from you. But it also acknowledges that your information will be shared with other companies — and their privacy policies may vary.

Moreover, it collects identifiable information about its applicants, including your:

  • Name, address and phone number.
  • IP address.
  • Social Security number and citizenship status.
  • Driver’s license number or other government-issued ID.
  • Employment and banking information.

According to SecurePersonalLoans.com’s privacy policy, you may receive communication about loan offers by email, phone, text message or postal mail. This can happen after you’ve already borrowed. Fortunately, you can unsubscribe from its mailing lists by clicking the Unsubscribe button on its page. And if you aren’t comfortable having your information shared, you may want to consider a direct short-term lender instead.

What do borrowers say about SecurePersonalLoans.com?

Both the Better Business Bureau and Trustpilot don’t include sufficient information to conduct reviews of SecurePersonalLoans.com.

In fact, online reviews of SecurePersonalLoans.com are scarce, which means potential borrowers aren’t able to draw on the experiences of others who have used this lending service in the past.

When entering into a loan agreement with a lender through SecurePersonalLoans.com, carefully review the loan documentation for potentially high APRs and loan fees.

Am I eligible?

While criteria varies by lender, SecurePersonalLoans.com provides general loan eligibility criteria on its site for potential borrowers:

  • You must have a valid bank account with direct deposit.
  • You must have a regular source of income.
  • You must be at least 18 years old.

How do I start the connection process?

  1. Go to SecurePersonalLoans.com, indicate the loan amount you’re interested in applying for and click Get Started.
  2. Provide the information it needs to help connect you with a direct lender, including your full name, date of birth, email address, loan amount and purpose, credit score, phone number, Social Security number and employment information. Click Submit.
  3. SecurePersonalLoans.com will evaluate your information and could connect you with potential lenders in a matter of minutes.
  4. If your application is approved by a lender and you accept the terms of the loan, you might receive the funds of your loan in as little as one business day.

Application screenshots

I was connected with a lender. Now what?

Stay on top of your payments. Consider autopay from your bank account to avoid falling behind, and watch out for hidden fees. Review your loan agreement to find out if your loan imposes any late fees or early repayment penalties.

If you have any questions or run into any problems, contact your lender directly to speak with a customer service representative.

Bottom line

SecurePersonalLoans.com can help take the stress, confusion and hassle out of applying for a loan by connecting you with a direct lender in minutes. But however convenient, many short-term loans come with steep interest rates and penalties for missed payments, among other fees.

And while an installment loan could be the answer if you’re in a financial pinch, you should still take the time to consider all your options before making a decision.

Frequently asked questions

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