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QuickQuote life insurance review 2021

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This online broker takes the legwork out of shopping for simple life insurance policies.'s rating: 3.5 / 5


  • Get a quote if… You’re in the market for a simple term or no-medical exam policy.
  • Pick something else if… You’re hoping for face-to-face service, or need a permanent policy.

18 to 80

Issue Age

$25,000 to $25,000,000


Depends on policy and provider

Medical Exam Required


Policies Term
Coverage maximum $25,000,000
Term lengths 10, 15, 20, 25, 30, 35, or 40 years
Medical exam required Depends on policy and provider
Available states Not available in South Dakota
Issue age Not listed


  • Compares top-rated life insurance companies for you
  • Easily customize your policy options
  • Offers life insurance quotes without personal info
  • Excellent customer service


  • You’ll only see comparisons for 15 insurers
  • Can’t get an online quote for permanent life insurance
Riders Accelerated death benefit rider
Accidental death benefit rider
Child rider
Guaranteed insurability rider
Waiver-of-premium rider

Expert review

Amy Stoltenberg

Review by

Amy Stoltenberg writes about lifestyle and money for Finder, researching the best options for shopping, banking, insurance and authentic travel experiences. After studying writing and fashion at Savannah College of Art and Design, she worked designing apparel at a corporate behemoth before opting for a career with unlimited travel time. When her laptop’s closed, she can be found wandering the streets looking for happy hour and hole-in-the-wall eateries.

Expert review

QuickQuote’s services are fast, and convenient by allowing you to compare quotes without sacrificing your email. But if you want to work one-on-one with an agent or purchase a permanent policy, compare life insurance companies on your own.

What types of life insurance does QuickQuote offer?

QuickQuote is an online broker that compares policy features and quotes from top-rated carriers. You can purchase these policies through the service:

  • Term life insurance. Get between $25,000 to $25 million in coverage. You may have to take a medical exam to qualify — though it’s free and can be done in your home. The underwriting process takes between four to six weeks.
  • No-exam term life insurance. Coverage amounts are available between $25,000 and $1 million. You won’t have to take a medical exam, but you might need to answer some questions over the phone. Underwriting is accelerated, so depending on the provider your new policy could kick in after just a couple of days.
  • Accidental death insurance. This policy pays out a lump sum if you die in an accident. Approval is guaranteed, with no health questions or medical exams required for coverage between $50,000 and $500,000.

Which insurers does QuickQuote work with?

The broker partners with these insurers — all of which have a rating of A or higher with AM Best:

  • American General Life Insurance Company
  • Banner Life Insurance Company
  • Fidelity Life Association
  • Haven Life/MassMutual
  • Genworth Life Insurance Company
  • John Hancock Life Insurance Company
  • Lincoln National Life Insurance Company
  • MetLife Insurance Company
  • Mutual of Omaha Life Insurance Company
  • Principal Life Insurance Company
  • Protective Life Insurance Company
  • Prudential (Pruco) Life Insurance Company
  • ReliaStar (VOYA) Life Insurance Company
  • Sagicor Life Insurance Company
  • Savings Bank (SBLI) Life Insurance Company
  • Transamerica Life Insurance Company

What riders can I add to my life insurance policy?

The options vary between insurers, so check with your QuickQuote representative to see which ones apply to the carrier you’re considering. The most common riders include:

  • Accelerated death benefit rider. Pays out a portion of the death benefit if you’re diagnosed with a terminal illness.
  • Accidental death benefit rider. Pays an additional benefit if you die in an accident
  • Child rider. Allows you to insure a child or multiple children under your policy.
  • Guaranteed insurability rider. Lets you top up your coverage or renew your policy without taking a medical exam.
  • Waiver-of-premium rider. Pauses your premiums if you become disabled and can’t work for a specified period of time.

How much does QuickQuote cost?

QuickQuote matches clients with policies from 20 A-rated companies, so the cost of each plan varies between insurers. Your monthly premiums also depend on the amount and length of coverage, your health and lifestyle, gender and other personal factors.

Per QuickQuote’s suggested policies, a 34-year-old nonsmoking woman living in New York with average health could expect to pay between $23.38 and $44.19 per month for $500,000 of coverage in a 10-year plan. The same policy for a man with a similar lifestyle would cost between $27.21 and $59.07 per month.

Compare other life insurance companies

Name Product Issue age Minimum Coverage Maximum Coverage Term Lengths Medical Exam Required
18 - 100 years old
5, 10, 15, 20, 25 and 30 years
This life insurance broker combines technology and the human touch to match you with a policy tailored to your needs.
20 - 60 years old
10, 15, 20, 25 or 30 years
Depends on policy
Term life insurance with no policy fees and a simple application process that can get you approved for coverage instantly.
21 - 60 years old
10, 15, or 20 years
Depends on policy
Get affordable term life insurance with accelerated underwriting or no-exam coverage up to $1,000,000. Available in all states except CA, NY and MT.
18 - 85 years old
10, 15, 20, 25, 30 years
Depends on provider and policy
Compare affordable quotes from 12+ A-rated life insurance companies side-by-side.
21 - 54 years old
10 or 20 years
Affordable 10- and 20-year term life insurance policies with instant quotes and no medical exams.

Compare up to 4 providers

QuickQuote life insurance reviews and complaints

QuickQuote has been accredited with Better Business Bureau since 2003 and has an A+ rating with the agency. The BBB hasn’t recorded any customer complaints or reviews to date.

How do I get a quote?

You can quickly compare carriers online. Follow these steps:

    1. Go to the QuickQuote website and hit Get my free quotes.
    2. Choose whether you want to see quotes for term life insurance, no-exam term life insurance or accidental death life insurance. Click Get quotes.
    3. QuickQuote will ask you for the following information:
      • State of residency
      • Birth date
      • Gender
      • Whether or not you use tobacco
      • Your general health status
      • Which benefit amount you’d like
      • How long you want to coverage to last

Fill out the form accordingly and click View Quotes to see your options.

Life insurance ratings

★★★★★ — Excellent

★★★★★ — Good

★★★★★ — Average

★★★★★ — Subpar

★★★★★ — Poor

Our experts analyze life insurance companies to help you to find the strongest possible policy and premium for your family’s needs. We assess their financial strength, customer satisfaction, policy features and riders. We then give each insurer a score between one and five stars that reflects their offering and reputation in the industry.

Learn more about our methodology here.

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