AIG and Prudential are both international insurance giants with solid reputations. But while Prudential’s universal and variable plans offer greater flexibility, AIG is less expensive overall. Compare each company holistically to find the best match.
Life insurance products with Prudential and AIG
Paramount in picking a policy is ensuring the timeline and benefit match your needs. While Prudential and AIG both offer term and universal coverage, AIG’s whole policies might work better for people who want to lock in a rate for life.
Options for each include:
The exact price of your life insurance policy will depend on personal factors such as age, health and overall eligibility. But here’s what healthy individuals can generally expect to pay per month for a 20-year term plan from each provider:
Nonsmokers: Policy amount $250,000
Smokers: Policy amount $250,000
Rates include all states except New York and Montana. Quotacy data is valid as of May 2018.
Compare life insurance ratesCompare quotes for life insurance policies starting at $15/month.
Both Prudential and AIG offer riders to help bridge gaps in case of unexpected circumstances. Compare riders from each provider to ensure its options match your needs:
Comparisons based on data available July 2019
Insurance rating agencies like A.M. Best and Moody’s Investor Service help investors and consumers understand the financial security and operating stability of different companies.
Here’s how Prudential and AIG compare:
|Standard & Poor’s||Aa3||A+||AIG|
|JD Power||About average||The rest||Prudential|
One indicator of a provider’s overall quality is what customers have to say. Here’s what we found regarding the reputation of Prudential and AIG’s customer service:
|BBB Rating||Customer Reviews||Overall|
|Prudential||D-||1 out of 5 stars||The BBB records 69 complaints over the past three years — but Prudential hasn’t addressed all of them.|
|AIG||A+||1 out of 5 stars||Though there are 255 complaints, the insurer has resolved or responded to nearly all of them.|
Finding the best life insurance policy is all about the details. To help make sure you make the right choice, compare life insurance providers to see what’s out there.
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