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Animal workers face unique risks in their day-to-day that may warrant a variety of insurance coverage. You can piece together the standard business coverage to fit your situation, or you can go with a more specialized package that includes vet expenses or animal liability coverage.
Depending on your type of pet business, you may need standard business and specialized coverage. General business insurance that you may need:
Coverage you might need tailored to pet businesses:
Almost anyone who works with animals may need business insurance coverage. Types of businesses include:
A basic policy specialized for pet businesses might cost you $130 or $200 per year. Your exact cost will depend on your location, types of coverage you need, the annual limits you choose and the risks involved with your profession.
However, your premium will increase when you add standard business coverage like commercial property or car insurance. For example, a business owner’s policy might cost a small business around $700 per year.
Pet business insurance may offer helpful coverage for both the business and the pet side of the work. They may include coverage like:
Keep these factors in mind when you’re buying a policy for your pet business:
With animals around, your business needs plenty of coverage to match the special risks you face every day. Make sure you’re buying the pet business insurance policy that serves your needs best.
Wondering how to move your pets with you to Australia? Read through our guide to bringing your furry friends with you down under.
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