We currently don't have that product, but here are others to consider:
How we picked theseThe Finder Score crunches 6+ types of personal loans across 50+ lenders. It takes into account the product's interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate - this gives you a simple score out of 10.
This type of personal loan has a term length of seven years and comes with a set-in-place interest rate. Because the interest rate is fixed, your monthly payments will remain the same throughout the entirety of the term — making budgeting for payments simpler.
Any loan establishment fees or monthly fees will be added onto your payments. And voila, at the end of the seven years with on-time payments, your debt will be repaid.
You have the option of either taking out a secured or unsecured loan. While you can generally use both types of loans however you please, there are a few key differences between the two.
A secured loan includes an asset in order to be approved for a loan or get a better interest rate. Be careful though, if you default on the loan you’ll be forfeiting that asset you used as collateral.
There’s no collateral involved, but you will likely need good credit to land an unsecured personal loan with a competitive interest rate. The lender can’t take your personal property if you default on this type of loan, but your credit will suffer.
As this loan will be with you for seven years, it’s important to compare your options and find the right one. Here are some points to keep in mind:
A personal loan is large responsibility, and if it’s not handled properly it could make the road to your financial future a bumpy one. When going forward with a loan, make sure that you’ll be able to make all of your payments in a timely fashion.
Here are few different loan amounts with different interest rates to give you an idea of what your monthly payment would be.
| Loan amount | 5% interest rate | 10% interest rate | 15% interest rate | 20% interest rate |
|---|---|---|---|---|
| $5,000 | $70.67 | $83.01 | $96.48 | $111.03 |
| $10,000 | $141.34 | $166.01 | $192.97 | $222.06 |
| $15,000 | $212.01 | $249.02 | $289.45 | $333.09 |
| $20,000 | $282.68 | $332.02 | $385.94 | $444.12 |
We currently don't have that product, but here are others to consider:
How we picked theseThe Finder Score crunches 6+ types of personal loans across 50+ lenders. It takes into account the product's interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate - this gives you a simple score out of 10.
Fixed rate loans are suitable for a range of purposes including:
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