Editor's choice: OppLoans Installment Loans
- Easy online application
- Quick approval
- Fast funding
- Long repayment terms
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Browsing lenders to find the right short-term loan for you – one that isn’t given by a predatory lender – can be tiresome when all you want to do is get a quick fix for a financial emergency.
That’s where payday loan reviews come in. Compare lenders based on your needs and find a reputable business to help you during a crisis.
There are dozens of short-term lenders across the country. Many are trustworthy and follow state laws to the letters. Others are predatory and use payday loans as a way to take advantage of others. By reading reviews, you give yourself the chance to learn about a company before applying, saving yourself time and, potentially, money.
A good review covers the benefits and drawbacks of the lender without too much bias. If the review is too positive or negative, watch out. It could be someone paid to leave a good review or someone with bad budgeting skills leaving a bad one. The more moderate a review is, the more trustworthy it is.
If you think there might be a chance the lending company you’re looking at is a scam, check with your local government. Many states require a license to operate a payday loan business. If they’re legitimate, they’ll have one.
|OppLoans||High maximum loan amount of $5,000|
|Check Into Cash||Option to apply online and pick up your cash in-store|
|CashNetUSA||Quick approval and fast funding|
|ACE Cash Express||72-hour satisfaction guarantee to change your mind and return the funds with no penatly|
|LendUp||Fast application process and quick approval|
|Check City||Multiple repayment options, including electronic withdrawal from bank account and paying by debit card over the phone|
A good short-term loan review gives you all the information you need to make an informed decision and should cover these aspects:
Going through short-term loan reviews or consumer reports can help you narrow down your choices. Pay attention to these factors:
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