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finder.com’s rating: 4.3 / 5.0
★★★★★
The Nationwide My Checking account, by Axos Bank, offers ATM fee reimbursements and no monthly maintenance fees. But perks offered to other Axos accounts are missing, such as overdraft protection.
$0 per month
Fee
N/A
APY
$100
Minimum deposit to open
APY | N/A |
---|---|
Fee | $0 per month |
Minimum deposit to open | $100 |
ATMs | 91,000 free ATMs across the country |
ATM fee rebates | Unlimited reimbursements on ATM fees when you use out-of-network ATMs. |
Out-of-network ATM fee | $0 |
Nonsufficient funds fee | $25 |
Review by
Heather Petty is a writer at Finder specializing in banking, investments and insurance. She's a self-proclaimed word nerd who worked as a technical writer and editor for the casino systems industry and is an internationally published young adult mystery author. Heather earned a bachelor’s degree in English from the University of Nevada, Reno.
While Nationwide’s My Checking account comes with unlimited ATM fee reimbursements and no monthly maintenance fees, it’s missing a lot of the perks offered by other Axos Bank checking accounts.
Unlike other Axos Bank accounts, you won’t earn interest or get overdraft protection benefits.
Open a Nationwide checking account with Axos Bank in seven steps:
You must meet the following eligibility requirements to open an account:
Have the following information ready before you apply:
The account comes with the following benefits:
Your Nationwide My Checking account allows you to use Axos Bank’s network of 91,000 free ATMs across the country and it comes with unlimited ATM fee reimbursements on domestic ATMs.
Axos Bank is also a member of the Green Dot network, which allows you to deposit cash at Green Dot retail locations for a $4.95 fee.
Watch out for the following before you apply:
If you want a checking account that earns interest or offers more features, check out the best accounts for your spending needs.
This bank doesn’t have traditional bank branches, but you can access your money in several ways.
Contact customer service at any time of the week through these following options:
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
We analyze top checking accounts and rate them one to five stars based on factors that are most important to you. These factors include: monthly fees, the ease at which monthly fees can be waived, the breadth of ATM access, ATM and overdraft fees, and customer service.