Finder $300 Chime® Promotion – Terms and Conditions

Key Facts (Plain Language Summary)

What you get

$300 digital gift card

Provided by Finder, not by Chime®.

How to start

Open a new Chime® account using the Finder link.

New accounts only; US residents 18+.

Eligibility

✅ $150 after you receive $200 or more in eligible direct deposits.

Timing

Gift card emailed within 61 days of the campaign end date.

Keep the account open and in good standing.

Ends: 11:59 PM Eastern Time on March 31, 2026 · One reward per person This Reward cannot be combined with any other enrollment bonuses, including a referral reward.· Certain deposits (e.g., peer-to-peer, bank transfers, IRS refunds) don’t count as direct deposit. See full terms below.

This summary is for convenience only. The legally binding terms appear below.

FINDER REWARDS EXCLUSIVE

Checking accounts

ENDS SOON

Get $300 from Finder

Get a $300 digital Visa gift card when you open a Chime® Checking account through Finder. Must receive a minimum first payroll deposit of $200 to qualify. Separate T&Cs and limits apply.

SIGN UP & GET $300

Terms & Conditions

Overview

The Promoter is Finder.com LLC (“Finder”) of 32 East 31st Street, 4th Floor, New York, NY, 10016. Finder offers customers the ability to compare financial products through its website at https://www.finder.com (“Finder Comparison Service”).

The $300 digital gift card available under this Promotion is provided and distributed by Finder’s supplier, Tremendous LLC (“Tremendous”) (together, the “Fulfillment”). Tremendous’ terms and conditions and Finder’s privacy policy also apply to this Promotion.

If you decide to open a Chime® Checking Account using Finder’s Comparison Service, please refer to Chime®’s terms and conditions and privacy policy before making a decision. These Terms and Conditions are separate from and do not form part of Chime®’s terms and conditions. For clarity, Finder does not provide banking services and is not responsible for any services provided by Chime®. You must contact Chime® directly for more information regarding your account.

Information on how to participate in the Promotion forms part of these Terms and Conditions. Participation in this Promotion is deemed acceptance of these Terms and Conditions (each an “Entrant”).

1. Definitions

Promotion Period means the period beginning January 28, 2026, and ending at 11:59 PM Eastern Time on March 31, 2026, unless otherwise extended or withdrawn by Finder.

Reward means the $300 Finder reward, issued as a digital gift card, provided solely by Finder and not by Chime®.

Fulfillment Date means May 31, 2026, being the date on which Finder issues the Reward following successful eligibility verification.

DURING THE PROMOTION PERIOD, THESE TERMS REPLACE ANY PRIOR TERMS FOR THE FINDER $300 Chime® OFFER.

2. Eligibility

To be eligible to receive the advertised $300 Finder Reward (the “Reward”) for use with Finder.com LLC (“Finder”) under this promotional offer (the “Promotion”), you must:

• Have never opened a Chime® Checking Account (“Account”) before;
• Successfully open an Account from the Promotion webpage utilizing Finder’s relevant sign-up link; and
• Receive a Qualifying Direct Deposit to your Account within 30 calendar days of opening the Account.

A Qualifying Direct Deposit is a deposit of $200.00 or more by Automated Clearing House (“ACH”) from your employer, payroll provider, gig economy payer, or benefits payer OR a deposit by Original Credit Transaction (“OCT”) from your gig economy payer.

Bank ACH transfers, Pay Anyone transfers, verification or trial deposits from financial institutions, peer-to-peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, cash loads or deposits, one-time direct deposits (such as tax refunds), and other similar transactions, and any deposit that Chime® deems not to be a Qualifying Direct Deposit, are not Qualifying Direct Deposits.

3. Additional Eligibility Requirements

• This Promotion is open to legal residents of the United States who are at least 18 years of age at the time of participation.
• Entrants must have or create a Finder Member account.
• Limit one Reward per Finder member, regardless of the number of Chime® accounts opened.

4. How to Qualify

1. Sign up for a Finder Member account if not already a member.
2. Apply for and open a new Chime® Checking Account via the Finder.com promotional link during the Promotion Period (January 28 – March 31, 2026).
3. Receive a Qualifying Direct Deposit of $200 or more into your new Chime® account within 30 calendar days of opening the account.
4. All eligibility requirements must be satisfied in order to receive the Reward.

5. Limitations

• Eligible participants may only receive this Reward once. This Reward cannot be combined with any other enrollment bonuses, including a referral reward.
• Finder reserves the right to cancel or modify the Promotion terms and conditions or terminate your eligibility at any time, with or without prior notice.
• You will be provided the Reward generally within 120 calendar days after completing the above eligibility criteria, subject to successful verification.

6. Reward Fulfillment

• Upon successful verification of eligibility, Finder will issue the $300 Reward as a digital gift card via its fulfillment partner, Tremendous LLC, on or before May 31, 2026.
• The Reward will be sent to the email address associated with your Chime® application.
• The Reward must be activated by the date specified in the fulfillment email (typically within 12 months of issue) and will remain valid for at least 6 months after activation.
• Rewards are non-transferable, non-exchangeable, and have no cash value.
• Finder is not responsible for lost, stolen, delayed, or undeliverable gift cards.

7. Additional Terms

• You must keep your Chime® account open and in good standing until the Fulfillment Date.
• Finder reserves the right to verify eligibility and to withhold, delay, or cancel Rewards in cases of suspected fraud, abuse, or violation of these Terms and Conditions.
• You are solely responsible for reporting and paying any applicable federal, state, or local taxes arising from receipt of the Reward.
• Finder may modify, suspend, or terminate the Promotion at any time without notice.
• You may need to enable browser cookies and disable ad-blocking software to ensure tracking and eligibility verification.

8. Not Sponsored or Endorsed

This Promotion is provided by Finder.com LLC. Neither Chime® Financial, Inc. (“Chime®”), nor its bank partners, The Bancorp Bank, N.A. and Stride Bank, N.A., Members FDIC, are sponsors of this Promotion, nor are they providers of any rewards under this Promotion.

However, Chime® will be required to share your account enrollment and Direct Deposit status with Finder in order to facilitate Reward fulfillment.

Contact

For questions about this promotion, contact Finder’s Help Center at: usrewards@finder.com

• Chime® Disclosures

  Chime is a financial technology company, not a bank. Banking services and debit card provided by The Bancorp Bank N.A. or Stride Bank, N.A., Members FDIC.
  ATMs: Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.
  Deposit: Once the retailer accepts your cash, the funds will be transferred to your Chime account. Cash deposit fees may apply if using a retailer other than Walgreens and Duane Reade.
  Mobile Deposit: Mobile Check Deposit eligibility is determined by Chime in its sole discretion and may be granted based on various factors including, but not limited to, a member's direct deposit enrollment status.
  Chime Savings Account: Chime Checking Account is required to be eligible for a Savings Account.
  APY: The Annual Percentage Yield (“APY”) is variable and may change at any time. The disclosed APY is accurate as of date of publication. No minimum balance required. Must have $0.01 in savings to earn interest.
  Get Paid Early: Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
  Chime Card:: To apply for a Chime Card, Chime® Checking Account is required to apply.
  SpotMe: SpotMe® on Credit is an optional, no interest / no fee overdraft line of credit tied to the Secured Deposit Account available to qualifying members with an active Chime Card Account. To qualify for the SpotMe on Chime Card service, you must receive $200 or more in qualifying direct deposits to your Chime® Checking Account each month and have activated your physical secured Chime Visa® Credit Card or Chime Visa® Debit Card.
  
  Qualifying members will be allowed to overdraw their Secured Deposit Account up to $20, but may later be eligible for a higher limit of up to $200 or more based on Chime account history, direct deposit frequency and amount, spending activity and other risk-based factors. The SpotMe on Chime Card Limit will be displayed within the Chime mobile app and is subject to change at any time, at Chime’s or its banking partners’ discretion. Although Chime does not charge any overdraft fees for SpotMe on Chime Card, there may be out-of-network or third-party fees associated with ATM transactions and fees associated with OTC cash withdrawals. SpotMe on Chime Card won’t cover non-card transactions. SpotMe on Chime Card Terms and Conditions.
  Federal Tax Return Direct Deposit: Chime members may choose to direct deposit their state and/or federal tax refunds with Chime. They may choose to direct deposit no matter what tax preparer they choose. They do not need to file through Chime in order to direct deposit their refund. If a member does direct deposit their federal refund they may receive the refund up to 6 days early. This only applies to federal refunds, not state. When marketing the speed of the tax refund it must always include the following elements: federal tax refund, up to 6 days early, with direct deposit.
  MyPay®: MyPay® is only offered in select states. To be eligible for MyPay, you must receive Qualifying MyPay Direct Deposits to your Chime Checking Account as set forth in the MyPay Agreement. A Qualifying MyPay Direct Deposit is a deposit from an employer, payroll provider, gig economy payer, government benefits payer, or other permitted source of income by Automated Clearing House (“ACH”) or Original Credit Transaction (“OCT”). Your MyPay Credit Limit and Available Advance Amount may change at any time. MyPay is a line of credit and available limits are based on estimated income and risk-based criteria. Eligible members may be offered a $20 - $500 Credit Limit per pay period. Your Credit Limit and Maximum Available Advance will be displayed to you within the Chime app. MyPay is currently only available to eligible Chime members in certain states. Other restrictions may apply. See Bancorp MyPay Agreement or Stride MyPay Agreement for details. To be eligible for MyPay, you must receive Qualifying MyPay Direct Deposits to your Chime Checking Account as set forth in the MyPay Agreement. A Qualifying MyPay Direct Deposit is a deposit from an employer, payroll provider, gig economy payer, government benefits payer, or other permitted source of income by Automated Clearing House (“ACH”) or Original Credit Transaction (“OCT”). Your MyPay Credit Limit and Available Advance Amount may change at any time. MyPay is a line of credit and available limits are based on estimated income and risk-based criteria. Eligible members may be offered a $20 - $500 Credit Limit per pay period. Your Credit Limit and Maximum Available Advance will be displayed to you within the Chime app. MyPay is currently only available to eligible Chime members in certain states. Other restrictions may apply. See Bancorp MyPay Agreement or https://www.chime.com/policies/stride/mypay/ for details.