Finder $300 Chime® Promotion – Terms and Conditions – Jan 2026
Finder's Chime® Visa Gift Card Reward Promotion ("Promotion")
Key Facts (Plain Language Summary)
What you get
$300 digital gift card
Provided by Finder, not by Chime®.
How to start
Open a new Chime® account using the Finder link.
New accounts only; US residents 18+.
Eligibility
✅ $300 after you receive $200 or more in eligible direct deposit.
Name and email must match between Finder and Chime®.
Timing
Gift card emailed within 61 days of the campaign end date.
Keep the account open and in good standing.
Ends: 11:59 PM Eastern Time on March 31, 2026 · One reward per person This Reward cannot be combined with any other enrollment bonuses, including a referral reward.· Certain deposits (e.g., peer-to-peer, bank transfers, IRS refunds) don’t count as direct deposit. See full terms below.
This summary is for convenience only. The legally binding terms appear below.
FINDER REWARDS EXCLUSIVE
Checking accounts
Get $300 from Finder
Get a $300 digital Visa gift card when you open a Chime® Checking account through Finder. Must receive a minimum first payroll deposit of $200 to qualify. Offer ends on March 31, 2026.
Separate T&Cs and limits apply.
EXPIRED
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The Promoter is Finder.com LLC (“Finder”) of 135 Madison Ave, 6th Floor, Office 125, NY, NY, 10016. Finder offers customers the ability to compare financial products through its website at https://www.finder.com (“Finder Comparison Service”).
The $300 digital gift card available under this Promotion is provided and distributed by Finder’s supplier, Tremendous LLC (“Tremendous”) (together, the “Fulfillment”). Tremendous’ terms and conditions and Finder’s privacy policy also apply to this Promotion.
If you decide to open a Chime® Checking Account using Finder’s Comparison Service, please refer to Chime®’s terms and conditions and privacy policy before making a decision. These Terms and Conditions are separate from and do not form part of Chime®’s terms and conditions. For clarity, Finder does not provide banking services and is not responsible for any services provided by Chime®. You must contact Chime® directly for more information regarding your account.
Information on how to participate in the Promotion forms part of these Terms and Conditions. Participation in this Promotion is deemed acceptance of these Terms and Conditions (each an “Entrant”).
1. Definitions
Promotion Period means the period beginning January 28, 2026, and ending at 11:59 PM Eastern Time on March 31, 2026, unless otherwise extended or withdrawn by Finder.
Reward means the $300 Finder reward, issued as a digital gift card, provided solely by Finder and not by Chime®.
Fulfillment Date means May 31, 2026, being the date on which Finder issues the Reward following successful eligibility verification.
DURING THE PROMOTION PERIOD, THESE TERMS REPLACE ANY PRIOR TERMS FOR THE FINDER $300 Chime® OFFER.
2. Eligibility
To be eligible to receive the advertised $300 Finder Reward (the “Reward”) for use with Finder.com LLC (“Finder”) under this promotional offer (the “Promotion”), you must:
Have never opened a Chime® Checking Account (“Account”) before;
Successfully open an Account from the Promotion webpage utilizing Finder’s relevant sign-up link; and
Receive a Qualifying Direct Deposit to your Account within 30 calendar days of opening the Account.
The first name, last name, and email address used for your Finder Member account must match those used for your Chime® application.
A Qualifying Direct Deposit is a deposit of $200.00 or more by Automated Clearing House (“ACH”) from your employer, payroll provider, gig economy payer, or benefits payer OR a deposit by Original Credit Transaction (“OCT”) from your gig economy payer.
Bank ACH transfers, Pay Anyone transfers, verification or trial deposits from financial institutions, peer-to-peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, cash loads or deposits, one-time direct deposits (such as tax refunds), and other similar transactions, and any deposit that Chime® deems not to be a Qualifying Direct Deposit, are not Qualifying Direct Deposits.
3. Additional Eligibility Requirements
This Promotion is open to legal residents of the United States who are at least 18 years of age at the time of participation.
Entrants must have or create a Finder Member account.
Limit one Reward per Finder member, regardless of the number of Chime® accounts opened.
4. How to Qualify
Sign up for a Finder Member account if not already a member.
Apply for and open a new Chime® Checking Account via the Finder.com promotional link during the Promotion Period (January 28 – March 31, 2026).
Receive a Qualifying Direct Deposit of $200 or more into your new Chime® account within 30 calendar days of opening the account.
All eligibility requirements must be satisfied in order to receive the Reward.
5. Limitations
Eligible participants may only receive this Reward once. This Reward cannot be combined with any other enrollment bonuses, including a referral reward.
Finder reserves the right to cancel or modify the Promotion terms and conditions or terminate your eligibility at any time, with or without prior notice.
You will be provided the Reward generally within 120 calendar days after completing the above eligibility criteria, subject to successful verification.
6. Reward Fulfillment
Upon successful verification of eligibility, Finder will issue the $300 Reward as a digital gift card via its fulfillment partner, Tremendous LLC, on or before May 31, 2026.
The Reward will be sent to the email address associated with your Chime® application.
The Reward must be activated by the date specified in the fulfillment email (typically within 12 months of issue) and will remain valid for at least 6 months after activation.
Rewards are non-transferable, non-exchangeable, and have no cash value.
Finder is not responsible for lost, stolen, delayed, or undeliverable gift cards.
7. Additional Terms
You must keep your Chime® account open and in good standing until the Fulfillment Date.
Finder reserves the right to verify eligibility and to withhold, delay, or cancel Rewards in cases of suspected fraud, abuse, or violation of these Terms and Conditions.
You are solely responsible for reporting and paying any applicable federal, state, or local taxes arising from receipt of the Reward.
Finder may modify, suspend, or terminate the Promotion at any time without notice.
You may need to enable browser cookies and disable ad-blocking software to ensure tracking and eligibility verification.
8. Not Sponsored or Endorsed
This Promotion is provided by Finder.com LLC. Neither Chime® Financial, Inc. (“Chime®”), nor its bank partners, The Bancorp Bank, N.A. and Stride Bank, N.A., Members FDIC, are sponsors of this Promotion, nor are they providers of any rewards under this Promotion.
However, Chime® will be required to share your account enrollment and Direct Deposit status with Finder in order to facilitate Reward fulfillment.
Contact
For questions about this Promotion, contact Finder at: usrewards@finder.com. For eligibility inquiries, contact Finder through the Rewards hub using the email linked to your Finder account.
Finder aims to respond to Entrant inquiries regarding this Promotion within 3–5 business days. Response times may be longer during periods of high inquiry volume.
Finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which Finder receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. Finder compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
