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National Money personal loan connection service review
Last updated:
Lenders with this connection service offer up to $30,000 — but the best rates are reserved for excellent credit.
- Best for fair-credit borrowers who've struggled to find a lender they qualify with.
- Pick something else if you want top-tier customer support.
$30,000
Max. Loan Amount
4.83% to 35.99%
APR
660
Min. Credit Score
Details
| Product Name | National Money personal loans |
|---|---|
| Min. Loan Amount | $200 |
| Max. Loan Amount | $30,000 |
| APR | 4.83% to 35.99% |
| Interest Rate Type | Fixed |
| Min. Credit Score | 660 |
| Loan Term | 3 months to 15 years |
Review by
Anna Serio
anna.serio@finder.comAnna Serio is a trusted lending expert and certified Commercial Loan Officer who's published more than 1,000 articles on Finder to help Americans strengthen their financial literacy. A former editor of a newspaper in Beirut, Anna writes about personal, student, business and car loans. Today, digital publications like Business Insider, CNBC and the Simple Dollar feature her professional commentary, and she earned an Expert Contributor in Finance badge from review site Best Company in 2020.
Expert review
National Money’s network of lenders offer loans as small as $200 to borrowers with less-than-perfect credit. It’s ideal if you’ve struggled to find a lender you qualify with due to your lower credit score or income.
However, you’ll need to live in one of the 23 states its partners lend in to qualify. And if you prefer to work with a transparent company, National Money might not be for you. It doesn’t have much information available on its website. And it doesn’t have a working customer service line to reach out to for help.
Rather apply with a lender directly? Compare your options below.
First, am I eligible?
You must meet the following criteria to get connected with a lender through National Money:
- Ages 18+
- Regular source of income
- Active bank account
Which states does National Money service?
You can get a loan through National Money if you’re a resident of one of the following states:
- Alabama
- Arizona
- California
- Delaware
- Florida
- Georgia
- Illinois
- Indiana
- Kansas
- Louisiana
- Michigan
- Mississippi
- Missouri
- Nevada
- New York
- Rhode Island
- South Caroline
- Tennessee
- Texas
- Utah
- Virginia
- West Virginia
- Wisconsin
Pros
- Amounts start as low as $200
- Loan terms between 3 months and 15 years
- Fair credit OK
- Available to residents of 23 states
Cons
- Limited information available online
- No customer service line
- No online reviews
- Partners with other connection services
Compare other personal loan providers
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What do customers say about National Money?
National Money doesn’t have a page on the Better Business Bureau (BBB) website or Trustpilot. It also doesn’t come up in popular online forums like Reddit. This could be because its name is very similar to a lot of other businesses and search terms. And like most connection services, borrowers are more likely to review the lender itself than the connection service they used.
How do I get started?
Follow these steps to get connected with a lender online:
- Click the Go to National Money’s site button to be redirected to National Money’s website.
- Select the amount you want to borrow and click Get Started.
- Provide information about the loan and yourself. Click Next.
- Enter your ZIP code, birth year and the last four digits of your Social Security number. Click Submit.
- Answer questions about yourself and your finances. Click Next.
- Read the disclosures and check the box agreeing to the terms and conditions. Click Submit.
What information do I need?
You won’t need any specific documents to fill out National Money’s online form. It only requires you to enter your ZIP code, date of birth and the last four digits of your Social Security number. However, your lender may request bank account information, proof of employment or proof of income to process your application.
What happens after I submit the online form?
After you submit the simple online form, National Money compiles a list of providers that might suit your needs. It doesn’t provide much information on what each provider offers, so you might want to do a little research on your own before making a decision.
Once you’ve decided on a lender, click Get Started to be redirected to the application. You will then need to fill out some personal information with the lender you’re connected with to finalize and submit your request.
How do repayments work with National Money?
Because National Money is a connection service, you’ll make repayments to the lender you ultimately borrow from — not National Money. Review your loan agreement for a repayment schedule and outline of fees you may have to pay. If you have any questions, reach out to your lender’s customer service team as soon as possible.
Prefer to apply for a loan directly? Compare lenders with our guide to personal loans.