personal loans review June 2017 was created to help people find the loans and funding they need. The company works with three types of personal loans, including: peer-to-peer loans, personal installment loans and bank personal loans. Requesting a loan is simple, and you can do so straight from’s website. The company works with third-party lenders, and can help you choose the right lender and loan type for your financial situation.

Product Personal Loans
Min Loan Amount$1,000
Max. Loan Amount$35,000
Min APR From 4.84%
Minimum Loan Term2 years
Maximum Loan Term7 years
RequirementsYou must be a US citizen, at least 18 years old, have a valid social security number, be employed, and have a bank account in your name
Application Fee$0

How does a personal loan through work? is a loan-matching service rather than a direct lender. Instead of providing you with the loan directly, takes the application you submit and gives it to its network of lenders. These lenders may then come back with offers to meet your funding needs.

The amount of funding you can receive depends on factors like the kind of loan, credit score and lender type. Throughout the network of lenders, you can find funding from $1,000 to $35,000, with repayment terms typically ranging from 2 year(s) to 7 year(s).

Compare to other personal loan lenders

Rates last updated June 25th, 2017
Unfortunately, none of the personal loan providers have a loan for that credit score. It you are urgent need of a small loan, you might want to check out a short term loan.
Table Image Minimum Credit Score Max. Loan Amount APR Requirements
Prosper Personal Loan Prosper Personal Loan 640 $35,000 From 5.99% (fixed) Must be 18+ years old, an American citizen or US permanent resident and have a 640+ credit score. Go to site More
Lending Club Personal Loan Lending Club Personal Loan 660 $40,000 From 5.99% (fixed) You must be over 18 years of age, a permanent resident of the US or an American citizen and have a steady source of income. Go to site More
SoFi Personal Loan Fixed Rate (with Autopay) SoFi Personal Loan Fixed Rate (with Autopay) Good to excellent credit $100,000 From 5.49% (fixed) You must be a U.S. citizen or permanent resident 18 years or older. Go to site More
Laurel Road Personal Loans Laurel Road Personal Loans Good to excellent credit $45,000 From 5.75% (fixed) Must be a US citizen or permanent resident with a valid I-551 card Go to site More
Upstart Personal Loans Upstart Personal Loans 620 $50,000 From 7.16% (fixed) Must be 18+ and a US citizen or permanent resident. Must have good to excellent credit. Go to site More
NetCredit Personal Loan NetCredit Personal Loan 550 $10,000 From 34% to 155% depending on your state of residence% (variable) Varies depending on your state of residence. Go to site More
OneMain Financial Personal Loans OneMain Financial Personal Loans 600 $25,000 From 12.99% (fixed) Eligibility for a loan is determined by your financial history, credit history, income and expenses, and whether or not you have ever filed for bankruptcy. More

Have we missed anything in the comparison table? Tell us

  • If the provider quotes a different rate to the one above please let us know

What are the benefits of personal loans?

  • Different loans. The company works with lenders that offer three types of loans. Each loan type that caters to different circumstances and factors. The three different personal loan types include: peer-to-peer loans, personal installment loans and bank personal loans.
  • Quick application. You can request a loan online in minutes. Additionally, there is no fee to request a loan.
  • Fast deposit. If you are approved, you could receive the funding deposited into your personal bank account as soon as the next business day.
  • No-obligation. If you are offered a loan from a lender, you are free to reject it and continue to look for other lender rates.
  • Perfect credit not required. Even if you don’t have the best credit, you can apply for a personal loan, and receive funding.
  • Withdrawals. Some lenders can set you up with automatic payment withdrawals, so you never have to worry about writing a check, or late penalties.
  • APR. The APR typically ranges from 4.84% p.a. The exact amount depends on factors like method of calculation, terms of the loan, fees and renewal options.

How much will a personal loan through cost?

When you apply for a loan through you will not be charged anything to connect with a lender. There are also no fees from if you choose to accept one of the offers, however, the lender may have its own fees, unrelated to

With terms up to 7 year(s), you have the potential of low monthly payments. It should be noted that stretching out the length of the loan can also increase the overall cost of it.

How to apply for personal loans

Applying for a personal loan is easy, and requires applicants to meet the following eligibility requirements:
Eligibility criteria:

  • You must be a US citizen, a permanent resident or in the US on a valid long-term visa and have a Social Security number.
  • You must be at least 18 years old.
  • You must have verifiable income.
  • You must have a valid bank account.

Personal loans are not available to residents of Iowa or West Virginia.

You’ll need to gather the following information before applying:

  • Your name, contact information and date of birth.
  • How much you want to borrow and the purpose of the loan.
  • Your annual individual income.
  • Your employment and income information
  • Your bank account information and type

Some lenders may also require you to show proof of previous financial responsibilities, or credit score.

If you have bad credit but need funding fast, can help you find a personal lender. Before choosing, be sure to compare it with other personal loan lenders.

Was this content helpful to you? No  Yes

Ask a Question

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Disclaimer: At we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
Rates and fees mentioned in comments are correct at the time of publication.
By submitting this question you agree to the privacy policy.