personal loans review August 2017 was created to help people find the loans and funding they need. The company works with three types of personal loans, including: peer-to-peer loans, personal installment loans and bank personal loans. Requesting a loan is simple, and you can do so straight from’s website. The company works with third-party lenders, and can help you choose the right lender and loan type for your financial situation.

Product Personal Loans
Min Loan Amount$1,000
Max. Loan Amount$35,000
Min APR From 4.84%
Minimum Loan Term2 years
Maximum Loan Term7 years
RequirementsYou must be a US citizen, at least 18 years old, have a valid social security number, be employed, and have a bank account in your name
Application Fee$0
  • You must be a US citizen
  • Must be at least 18 years old
  • Have a valid social security number
  • Be employed with an income over $1,000 monthly
  • Have a bank account in your name

How does a personal loan through work? is a loan-matching service rather than a direct lender. Instead of providing you with the loan directly, takes the application you submit and gives it to its network of lenders. These lenders may then come back with offers to meet your funding needs.

The amount of funding you can receive depends on factors like the kind of loan, credit score and lender type. Throughout the network of lenders, you can find funding from $1,000 to $35,000, with repayment terms typically ranging from 2 year(s) to 7 year(s).

What are the benefits of personal loans?

  • Different loans. The company works with lenders that offer three types of loans. Each loan type that caters to different circumstances and factors. The three different personal loan types include: peer-to-peer loans, personal installment loans and bank personal loans.
  • Quick application. You can request a loan online in minutes. Additionally, there is no fee to request a loan.
  • Fast deposit. If you are approved, you could receive the funding deposited into your personal bank account as soon as the next business day.
  • No-obligation. If you are offered a loan from a lender, you are free to reject it and continue to look for other lender rates.
  • Perfect credit not required. Even if you don’t have the best credit, you can apply for a personal loan, and receive funding.
  • Withdrawals. Some lenders can set you up with automatic payment withdrawals, so you never have to worry about writing a check, or late penalties.
  • APR. The APR typically ranges from 4.84% p.a. The exact amount depends on factors like method of calculation, terms of the loan, fees and renewal options.

Compare to other personal loan matching services

Rates last updated August 18th, 2017
Name Product Minimum Credit Score Max. Loan Amount APR Product Description
Even Financial Personal Loans
From 4.99% (fixed)
Get matched to the best loan offer instantly from top online consumer lenders.
LendingTree Personal Loan
From (fixed)
Receive up to five loan offers in just minutes through LendingTree's simple online application process.
Credible Personal Loans
Good to excellent credit
From 4.99% (fixed)
Get personalized rates in minutes and then choose a loan offer from several top online lenders.
Zippyloan Personal Loans
Varies by lender
From (variable)
Apply with Zippyloan to be considered by over 100 lenders, all offering multiple loan options to suit your needs.
Varies by lender
From 5.99% (fixed)
Get matched with providers from a large network of banks, peer-to-peer marketplaces and direct lenders.

Compare up to 4 providers

How much will a personal loan through cost?

When you apply for a loan through you will not be charged anything to connect with a lender. There are also no fees from if you choose to accept one of the offers, however, the lender may have its own fees, unrelated to

With terms up to 7 year(s), you have the potential of low monthly payments. It should be noted that stretching out the length of the loan can also increase the overall cost of it.

How to apply for personal loans

Applying for a personal loan is easy, and requires applicants to meet the following eligibility requirements:
Eligibility criteria:

  • You must be a US citizen, a permanent resident or in the US on a valid long-term visa and have a Social Security number.
  • You must be at least 18 years old.
  • You must have verifiable income.
  • You must have a valid bank account.

Personal loans are not available to residents of Iowa or West Virginia.

You’ll need to gather the following information before applying:

  • Your name, contact information and date of birth.
  • How much you want to borrow and the purpose of the loan.
  • Your annual individual income.
  • Your employment and income information
  • Your bank account information and type

Some lenders may also require you to show proof of previous financial responsibilities, or credit score.

Bottom line

If you have bad credit but to borrow money soon, could help you find a personal loan of up to $35,000. Before choosing, be sure to compare them with other personal loan brokers.

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