Personal Loans

Information verified correct on April 26th, 2017 was created to help people find the loans and funding they need. The company works with three types of personal loans, including: peer-to-peer loans, personal installment loans and bank personal loans. Requesting a loan is simple, and you can do so straight from’s website. The company works with third-party lenders, and can help you choose the right lender and loan type for your financial situation. personal loans review

If you have an overwhelming medical bill, car repair or other financial emergency, can help you find a personal loan lender. The process was created to be as simple and quick as possible. The amount of funding you can receive depends on factors like the kind of loan, credit score, and lender type. Throughout the network of lenders, you can find funding from $1,000 to $35,000, with repayment terms typically ranging from six to 72 months.

If approved, some lenders can provide funding in as soon as the next business day. No collateral is required, and you can pay for your loan over time.

Benefits of personal loans

  • Quick application. You can request a loan online in minutes. Additionally, there is no fee to request a loan.
  • Fast deposit. If you are approved, you could receive the funding deposited into your personal bank account as soon as the next business day.
  • Different loans. The company offers three types of loans that cater to different circumstances and factors. The three different personal loan types include: peer-to-peer loans, personal installment loans, and bank personal loans. These loans are not a long term solution for financial problems.
  • Secure. The online form is safe and secure. The website is protected by McAfee.
  • Poor credit ok. Even people with poor credit can apply for a personal loan, and receive funding.


    • No-obligation. If you are offered a loan from a lender, you are free to reject it and continue to look for other lender rates.
  • Funding. You can request a loan from $1,000 to $35,000, depending on the type of loan.
  • Peer-to-peer loans. With this type of loan, you can request from $1,000 to $35,000 in funding. You must have a credit score of at least 600, and be making $2,000 or more per month to qualify.
  • Personal installment loans. For personal installment loans, you can request from $1,000 to $20,000, and must have at least a 580 credit score to qualify. You also must be making at least $2,000 each month.
  • Bank personal loans. Bank personal loans let you take out from $1,000 to $35,000 in funding. You must make $3,000 or more per month, and have at least a 580 credit score.
  • Withdrawals. Some lenders can set you up with automatic payment withdrawals, so you never have to worry about writing a check, or late penalties.
  • APR. Between personal loan lenders, the APR typically ranges from 6% to 35.99%. The exact amount depends on factors like method of calculation, terms of the loan, fees and renewal options.
  • Repayment. Most lenders allow six to 72 months to pay off the loan. Personal installment loans can have terms that are less than six months.

How to apply for personal loans

Applying for a personal loan is easy, and requires applicants to meet the following eligibility requirements:

Eligibility criteria:

  • US citizen
  • At least 18 years old
  • Valid social security number
  • Employed
  • Bank account in your name

For peer-to-peer loans

  • Source of income of at least $2,000 per month
  • 600+ credit score

For personal installment loans

  • Source of income of at least $2,000 per month
  • 580+ credit score

For bank personal loans

  • Source of income of at least $3,000 per month
  • 580+ credit score

The application is online, and requires the following information and documentation:

Required documents & information:

  • Full name
  • Requested loan amount
  • Credit rating
  • Loan reason
  • Date of birth
  • Employment and income information
  • Bank account information and type
  • Social security number
  • Residential address
  • Phone number
  • Email address

Some lenders may also require you to show proof of previous financial responsibilities, or credit score.

If you have bad credit but need funding fast, can help you find a personal lender. Before choosing, be sure to compare it with personal loan companies.

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