Can I get a legit payday loan without a credit check?
You can — states generally don’t require lenders to check your credit when you take out a loan. But you might not get the best deal. That’s because lenders that don’t check your credit typically assume the worst and offer less favorable rates and terms than those who do.
Even if your credit is far from perfect, a lender that checks your credit is often a better bet. Look out for other red flags like guarantees and upfront fees before you apply.