Range Finance Review 2025

Range at a glance

To learn how our star ratings are calculated, read our methodology.

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Range is best for high-earning professionals needing proactive advice

Range is a great fit for tech-savvy, high-earning professionals who want modern, comprehensive financial guidance but don’t have the time — or desire — to coordinate with a bunch of different advisors. Whether you’re navigating stock options, tax decisions or big-picture planning, Range brings everything under one roof with a clear, flat annual fee — no hidden charges, no percentage-of-assets surprises.

What really makes Range stand out is its proactive, team-based approach and AI-powered platform. Instead of reactive or one-off planning, clients get a coordinated team of CFPs, CPAs, tax specialists and more who use AI tools to actively monitor clients’ financial situations and offer timely action steps across areas like cash flow, tax strategy, retirement planning and estate structuring.

Range is not ideal for:

• DIY investors who prefer managing everything themselves
• People seeking one-off advice or a financial plan without continued engagement
• Those with very simple finances who don’t need tax, estate or multi-account planning

Range plans

What we like about Range

All-in-one wealth management with flat fees

Range consolidates all aspects of wealth management under one roof, including:

• Investment management
• Tax planning
• Cash flow tracking
• Estate planning
• Retirement forecasting
• Insurance review
• Real estate guidance
• Equity compensation

This integrated approach means less back and forth, fewer miscommunications and advice that actually works together across all parts of your financial life.

Another big plus: Range charges a flat annual fee, not a percentage of your investments like many traditional financial advisors. This makes costs more predictable and removes the conflict of interest that comes with asset-based pricing, so you can trust that the advice is truly in your best interest — not tied to how much you invest with them.

Holistic advisor team and fiduciary standard

Instead of pairing you with just one advisor, Range gives you a full team — including Certified Financial Planners (CFPs®), tax pros and other specialists — working together on your behalf. This team-based setup means your investment, tax, estate and insurance decisions all stay in sync, helping you move toward your long-term goal without pieces falling through the cracks.

And because Range is a Registered Investment Advisor (RIA), they follow the fiduciary standard — which means they’re legally obligated to put your best interests first. That’s a big deal, especially compared to traditional advisors who might earn commissions or only need to recommend products that are “good enough,” not necessarily best for you.

Personalized, actionable planning

Range skips the overwhelming, million-page PDF financial plans and instead breaks your financial strategy into clear, bite-sized action steps. Each one is tailored to where you are in life — whether you’re buying a home, sorting out your RSUs, saving for college or planning an early retirement — and prioritized based on what will make the biggest, immediate difference.

You’ll also get a simple task-tracking system to keep everything organized and moving forward, so you can see the results as you go.

Powerful cash flow and scenario tools

Range pulls in all your financial accounts — banking, investments, credit cards — and gives you a clear, real-time picture of your income, spending and savings through a user-friendly financial dashboard. This lets you make smarter everyday decisions and plan confidently for what’s ahead.

You can also run “what-if” scenarios to see how bug life changes might affect your finances. Want to know if you can afford a second home? Thinking about changing jobs or retiring early? Range lets you model those choices before you make them, which is a game-changer for anyone with a fast-moving or complex financial life.

Proactive tax planning, tax-savings strategies and loss harvesting

Range goes beyond basic tax filing to offer ongoing, proactive tax strategy throughout the year. This includes:

• Projecting future tax liabilities
• Identifying Roth conversion opportunities
• Optimizing equity compensation taxes (e.g., RSU withholding or Incentive Stock Options (ISOs) Alternative Minimum Tax (AMT) planning)
• Suggesting changes to withholding or estimated payments

Clients in Platinum or Titanium tiers also benefit from direct indexing and tax-loss harvesting. Direct indexing involves owning individual stocks that make up an index, instead of buying an index fund, permitting investments to be strategically sold at a loss to offset capital gains and reduce taxable income.

Where Range falls short

Annual pricing commitment

Range uses a flat annual subscription model instead of the traditional percentage-of-assets fee or hourly billing. While this pricing structure offers transparency and avoids hidden fees, it does come with a significant upfront commitment.

Clients are required to pay $2,655 to $8,955 per year, depending on their service tier and complexity. This fee is billed annually or semi-annually but requires a full-year agreement, meaning you’re financially committed even if you only need advice occasionally or decide to stop using the service mid-year. This can be a drawback if you’re unsure whether you’ll fully utilize ongoing planning services throughout the year.

No mobile app

Range is currently only available on the web. There’s no iOS or Android app, which may be unappealing for mobile-first users.

Startup growing pains

Range was founded in 2020, making it a relatively young player in the wealth management space. While its fast growth, modern tech stack and investor backing signal promise, early-stage startups often come with some natural limitations. For instance, Range is building its reputation, regulatory data and performance history.

Range’s fees

Is Range legit?

Range is a legitimate company and investment advisor registered with the US Securities and Exchange Commission. Founded in 2021 by David Cusatis and Fahad Hassan and based in Mclean, Virginia, Range’s investors include Cathay Innovation, Gradient Ventures, Expa, Red Sea Ventures and 8-Bit Capital.

Range’s advisors comprise a team of Certified Financial Planners, the gold standard for financial planners.

Customer experience

Customer sentiment toward Range is generally positive on Trustpilot, with users appreciating its comprehensive financial dashboard, flat-fee pricing and strategic planning tools. Positive reviews highlight its real-time account aggregation and robust support around estate and tax planning. However, some users report slower service and occasional lack of proactivity from advisors. The Better Business Bureau (BBB) has no listing or consumer complaints for Range.

Compare Range to other wealth management services

*May not be exhaustive