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Asset Allocation Calculator
Find your ideal investment mix based on your risk tolerance and goals.
Not sure how much of your portfolio should be in stocks versus bonds? Use this asset allocation calculator to find a balanced mix based on your personal risk tolerance and investment goals. A smart allocation can help you to grow wealth while managing risk over time.
Asset allocation strategy calculator
Suggest a diversified mix (stocks, bonds, cash, alternatives) based on your amount, horizon, risk tolerance and goal. You can optionally override expected returns and enter your current portfolio to get a rebalance plan.
Results
Suggested allocation
--
Expected portfolio return (weighted)
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Status
--| Asset | Target % | Target $ | Current $ | Buy / (Sell) |
|---|---|---|---|---|
| Stocks | -- | -- | -- | -- |
| Bonds | -- | -- | -- | -- |
| Cash | -- | -- | -- | -- |
| Alternatives | -- | -- | -- | -- |
Fill inputs and hit Calculate.
Note: This calculator is for informational purposes only and doesn’t constitute financial advice.
What is asset allocation?
Asset allocation is how you divide your investments among different asset types. The right mix helps you to manage risk and stay on track toward your financial goals.
- Stocks. Higher growth potential, higher risk.
- Bonds. Steadier income, lower risk.
- Cash. Liquidity and stability for short-term needs.
- Alternative investments. These include assets like real estate, commodities, private equity and crypto. These can help diversify your portfolio and reduce overall volatility, but they often carry higher risk, lower liquidity or limited access.
Dive deeper: How to diversify your portfolio
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