
Sign up & start saving!
Get our weekly newsletter for the latest in money news, credit card offers + more ways to save
$10 per month
Fee
0.01%
APY
APY | 0.01% on balances of $2,500+ |
---|---|
Fee | $10 per month |
To waive the fee | Monthly fee if your balance drops below $1,000. |
ATMs | 800+ ATMs across Maryland, North Carolina, Ohio, Pennsylvania, South Carolina, Virginia, West Virginia and the District of Columbia |
Out-of-network ATM fee | $2.95 |
Overdraft fee | $0 |
Review by
Michael Benninger is a staff banking writer at Finder. He is a former credit analyst and longtime freelancer whose articles have been published by Intuit, Business Insider and the Los Angeles Times. Michael is passionate about all facets of personal finance and has written hundreds of articles about money management during the past decade.
You’ll need to keep a balance of at least $1,000 to avoid its $10 monthly fee, and while it earns interest — it’s lower than the national average for interest-bearing checking accounts. You’ll need $2,500 in your account to earn interest, but you’ll only earn 0.01% APY. That’s less than $1 per month. The branch also has a small ATM network of just over 800 machines.
Our take? Consider a checking account with a larger ATM network, no monthly fee and if you’re after interest, a high-yield rate. For instance, Ally Bank Interest Checking account earns up to 0.25% APY, has no monthly fees, is part of a large 55,000 ATM network, comes with free checks and 24/7 customer support.
Follow these steps to open a First National Bank Lifestyle Checking account.
Meet these eligibility requirements to qualify for a First National Bank Lifestyle Checking account.
Provide the following information when opening a Lifestyle account with First National Bank.
Like First National Bank‘s other checking accounts, the Lifestyle account comes with online bill pay and CardGuard, a set of controls that let you restrict when and where your card can be used. It also has these features.
Use this table to compare other checking accounts based on their fees and ATM networks.
You can move money into and out of your Lifestyle account in the following ways.
Reach a First National Bank support specialist in the following ways.