Choice Mutual life insurance review 2021
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Get a quote if You’re in the market for a final expense policy.
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18 to 85
$2,000 to $10,000,000
Depends on policy
Medical Exam Required
|Policies||Term, Whole, Universal, Quality of Life, Permanent, Guaranteed Issue Whole Life Insurance, Accidental Death Insurance, Index universal, Final expense|
|Term lengths||10, 15, 20, 25, 30, 35 years|
|Medical exam required||Depends on policy|
|Available states||All 50 states|
|Issue age||18 - 85 years old|
- Partners with top-rated carriers
- Compare multiple companies at once
- Personalized service from a licensed agent
- High customer satisfaction
- Phone number and email address required to get a quote
- No online application
No info available
Katia Iervasi is a staff writer who hails from Australia and now calls New York home. Her writing and analysis has been featured on sites like Forbes, Best Company and Financial Advisor around the world. Armed with a BA in Communication and a journalistic eye for detail, she navigates insurance and finance topics for Finder, so you can splash your cash smartly (and be a pro when the subject pops up at dinner parties).
If you’re looking for a final expense policy to cover your funeral and end-of-life costs, Choice Mutual can make the buying process easier. The broker specializes in burial coverage, and has a team of agents across the country that can help you to find the policy that suits your needs and budget. But you can’t apply online.
To explore other options, compare life insurance companies and find a policy that best fits your coverage needs.
Choice Mutual life insurance rates
The major benefit of shopping with Choice Mutual is comparing multiple insurers side-by-side. The broker doesn’t claim to offer cheaper rates if you go through them — its purpose is to give you the details you need to make an informed decision.
How to get a quote from Choice Mutual life insurance
To learn about your final expense insurance options, follow these steps:
- Go to the Choice Mutual website.
- On the homepage, click Get instant quotes.
- Enter your name, state, date of birth, contact details and the amount of coverage you need. Click Next.
- The system will compare quotes from multiple providers, and recommend the best policy for you.
- If you see a policy you’d like to move forward with, press Apply.
- Type in your contact details and click Submit application.
- A licensed agent will reach out to discuss the next steps.
What types of life insurance coverage does Choice Mutual offer?
Choice Mutual is an independent broker that specializes in final expense insurance, also known as funeral or burial insurance. It’s licensed in all 50 states, and sells policies through a network of professional agents across the country.
The broker works with over 20 carriers, and offers traditionally underwritten and guaranteed issue policies.
Choice Mutual life insurance reviews and complaints
Choice Mutual has an excellent reputation. The broker is accredited with the Better Business Bureau (BBB), and holds an A+ rating for its customer engagement as of October 2020. The BBB is yet to record any complaints about the business, either.
On Trustpilot, Choice Mutual has 5 out of 5 stars and over 439 reviews. Many customers comment on how professional, efficient and empathetic its agents are.
|AM Best financial rating||
5/5 out of 28 customer reviews
|Trustpilot score||5/5 out of 485 customer reviews|
|Customer reviews verified as of||19 January 2021|
Compare life insurance companies like Choice Mutual
If you’re looking for more options to compare, take a look at these other providers.
Which companies does Choice Mutual work with?
Choice Mutual sources quotes from a range of carriers across the US, including Mutual of Omaha, Transamerica, Gerber Life Insurance, AIG and the Royal Neighbors of America.
There are a few agencies that assess insurers’ financial strength and customer satisfaction. Financial strength is important to consider because it indicates how likely it is a company will be able to pay out claims.
|Company||AM Best||Better Business Bureau||J.D. Power|
|Mutual of Omaha||A+||A+||4 out of 5|
|Transamerica||A+||A+||2 out of 5|
|Gerber Life Insurance||A||A+||N/A|
|AIG||A||A+||2 out of 5|
|Royal Neighbors of America||A||A+||N/A|