Grant Cash Advance offers loans up to $250, with no interest, late fees or credit check. It’s up front about its fees, and charges $9.99 a month for a subscription — and expedited transfers range from $2 to $8. But customers say you have to pay for a subscription to qualify for advances, which start at only $25, and there’s no phone number if you have a problem.
If you’re looking for apps similar to Grant Cash Advance, but with lower fees, larger loans or other handy features, consider some of these popular apps like Grant, only better.
You can access up to $250 with the Cleo cash advance app, which is the same as Grant. But it also offers credit-building tools, which can help you raise your score and qualify for loans and other credit in the future. It has a high-yield savings account and welcomes gig workers or others with inconsistent income. But fees for instant transfers can reach up to $3.99, and you'll need a subscription to request advances through the app and access the credit-building features.
Loan Amount
$20 - $250
Turnaround time
3 to 4 days or instant for a fee.
Costs
$5.99 monthly membership fee to access cash advances
Available in all states
You can access up to $250 with the Cleo cash advance app, which is the same as Grant. But it also offers credit-building tools, which can help you raise your score and qualify for loans and other credit in the future. It has a high-yield savings account and welcomes gig workers or others with inconsistent income. But fees for instant transfers can reach up to $3.99, and you'll need a subscription to request advances through the app and access the credit-building features.
Pros
Credit-building tools
Good for gig workers
High-yield savings account
Cons
Requires a monthly subscription
Fees up to $3.99 for same-day transfers
Credit-building subscriptions start at $10.99
Loan amount
Up to $250
Loan Term
Next deposit
Turnaround time
3 to 4 days or instant for a fee.
Loan Amount
$20 - $250
Turnaround time
3 to 4 days or instant for a fee.
Costs
$5.99 monthly membership fee to access cash advances
Unlike Grant, Chime MyPay doesn't require a monthly subscription, and all fast transfers are only $2, making it a much more affordable option. It also offers advances up to $500, double what you can get from Grant. But its cash advance feature isn't available in all states yet, and you'll need to get paid by direct deposit and have a Chime checking account.
Loan Amount
$20 - $500
Turnaround time
Within 24 hours or $2 for instant transfers
Costs
No subscription fees
Not available in: Colorado, Connecticut, Georgia, Illinois, Maine, Maryland, Massachusetts, Minnesota, Montana, Nevada, New Jersey, New Mexico, South Dakota, Vermont, Washington, Wisconsin, Wyoming
Unlike Grant, Chime MyPay doesn't require a monthly subscription, and all fast transfers are only $2, making it a much more affordable option. It also offers advances up to $500, double what you can get from Grant. But its cash advance feature isn't available in all states yet, and you'll need to get paid by direct deposit and have a Chime checking account.
Pros
No monthly subscription required
Advances up to $500
Only $2 for instant transfers
Cons
Requires a Chime checking account
Must get paid by direct deposit
Not available in all states
Loan amount
Up to $500
Loan Term
Until next deposit
Turnaround time
Within 24 hours or $2 for instant transfers
MyPay™ line of credit provided by The Bancorp Bank, N.A. or Stride Bank, N.A. MyPay services provided by Chime Capital, LLC (NMLS 2316451). MyPay eligibility: To be eligible for MyPay, you must receive Qualifying MyPay Direct Deposits to your Chime Checking Account as set forth in the MyPay Agreement. A Qualifying MyPay Direct Deposit is a deposit from an employer, payroll provider, gig economy payer, government benefits payer, or other permitted source of income by Automated Clearing House (“ACH”) or Original Credit Transaction (“OCT”). Your MyPay Credit Limit and Available Advance Amount may change at any time. MyPay is a line of credit and available limits are based on estimated income and risk-based criteria. Eligible members may be offered a $20 - $500 Credit Limit per pay period. Your Credit Limit and Maximum Available Advance will be displayed to you within the Chime app. MyPay is currently only available to eligible Chime members in certain states. Other restrictions may apply. See Bancorp MyPay Agreement or Stride MyPay Agreement for details. Instant funds: Option to get funds instantly for $2 per advance or get funds for free within 2 days. See Bancorp MyPay Agreement or Stride MyPay Agreement for details.
Current offers advances up to $750, far more than the $250 Grant offers. It also doesn't charge a monthly membership fee and has a number of other useful banking features. Plus, you can trade crypto with no trading fees. But you'll need to receive at least $500 a month in eligible direct deposits.
Loan Amount
$50 - $750
Turnaround time
Up to 3 days or within an hour for a fee
Costs
Free
Not available in: Wisconsin
Current offers advances up to $750, far more than the $250 Grant offers. It also doesn't charge a monthly membership fee and has a number of other useful banking features. Plus, you can trade crypto with no trading fees. But you'll need to receive at least $500 a month in eligible direct deposits.
While most cash advance apps, including Grant, take repayment out of your next paycheck, Varo gives you up to 30 days to repay your advance. It also offers larger loans, with advances up to $500 without a subscription. And advances are instant to your Varo account. But it doesn't offer free fund transfers, which could cost as much as $40, depending on how much you borrow.
Loan Amount
$20 - $500
Turnaround time
Instant, once qualified
Costs
No membership fee, transfer fee up to $40
While most cash advance apps, including Grant, take repayment out of your next paycheck, Varo gives you up to 30 days to repay your advance. It also offers larger loans, with advances up to $500 without a subscription. And advances are instant to your Varo account. But it doesn't offer free fund transfers, which could cost as much as $40, depending on how much you borrow.
MoneyLion offers cash advances up to $500, or up to $1,000 if you have a RoarMoney account, making it a solid alternative to Grant. There are no credit checks, and funding can be quick. As a bonus, MoneyLion also gives you access to professionally managed investment portfolios with no trading fees and low monthly costs if you're interested in growing your money over time.
Loan Amount
$50 - $500
Turnaround time
Up to 5 days or instant for a fee of $0.49 to $8.99
Costs
Free
Available in: Alabama, Arizona, California, Delaware, Florida, Georgia, Idaho, Illinois, Kansas, Louisiana, Maryland, Michigan, Missouri, New Mexico, North Dakota, Oklahoma, South Carolina, South Dakota, Texas, Utah, Washington, Wisconsin, Wyoming
MoneyLion offers cash advances up to $500, or up to $1,000 if you have a RoarMoney account, making it a solid alternative to Grant. There are no credit checks, and funding can be quick. As a bonus, MoneyLion also gives you access to professionally managed investment portfolios with no trading fees and low monthly costs if you're interested in growing your money over time.
Pros
Offers investment portfolios
No mandatory fees for cash advances
Advances up to $1,000
Cons
Fees for expedited transfers
Some features require monthly fees
Mixed customer reviews
Loan amount
Up to $500 or $1,000 with RoarMoney account
Loan Term
Due by your next pay date
Turnaround time
Up to 5 days or instant for a fee of $0.49 to $8.99
Loan Amount
$50 - $500
Turnaround time
Up to 5 days or instant for a fee of $0.49 to $8.99
Unlike Grant and most other cash advance apps, Vola doesn't charge for transfers, and it sends the funds instantly to your Vola card or within five hours to a linked bank account. It also doesn't require that you get paid by direct deposit, which is a rarity in this space. But you do have to pay a monthly subscription, and it's not transparent about how much that costs. It also has a longer-than-average cooling-off period between advances.
Loan Amount
Up to $500
Turnaround time
Within 5 hours or instant to Vola card
Costs
$2.99 to $28.99 membership fee
Available in all states
Unlike Grant and most other cash advance apps, Vola doesn't charge for transfers, and it sends the funds instantly to your Vola card or within five hours to a linked bank account. It also doesn't require that you get paid by direct deposit, which is a rarity in this space. But you do have to pay a monthly subscription, and it's not transparent about how much that costs. It also has a longer-than-average cooling-off period between advances.
Grant doesn’t really stand out from the competition. Its advance limits are on the low end at $250, whereas these apps go up to $500 or more. It also charges $9.99 a month for a membership, and its fees for fast transfers are similar to many other apps. Plus, customer service options are limited, with no phone number to call, you can only contact the company by email or chatbot.
Lacey Stark is a freelance personal finance writer for Finder, specializing
in banking, loans, investing, estate planning, and more. She has 20
years of experience writing and editing for magazines, newspapers, and
online publications. A word nerd from childhood, Lacey officially got her
start reporting on live sporting events and moved on to cover topics
such as construction, technology, and travel before finding her niche in
personal finance. Originally from New England, she received her
bachelor’s degree from the University of Denver and completed a
postgraduate journalism program at Metropolitan State University also
in Denver. She currently lives in Chicagoland with her dog Chunk and
likes to read and play golf.
See full bio
Cleo is a budgeting app offering cash advances up to $250.
Advertiser disclosure
Finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which Finder receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. Finder compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
How likely would you be to recommend Finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
