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How to buy Yirendai stock
Learn how to easily invest in Yirendai stock.
Yirendai Ltd is a credit services business based in the US. Yirendai shares (YRD) are listed on the NYSE and all prices are listed in US Dollars.
How to buy shares in Yirendai
- Compare share trading platforms. Use our comparison table to help you find a platform that fits you.
- Open your brokerage account. Complete an application with your details.
- Confirm your payment details. Fund your account.
- Research the stock. Find the stock by name or ticker symbol – YRD – and research it before deciding if it's a good investment for you.
- Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
- Check in on your investment. Optimize your portfolio by tracking your stock.
Yirendai stock price (NYSE: YRD)Use our graph to track the performance of YRD stocks over time.
Yirendai shares at a glance
|Latest market close||$1.11|
|52-week range||$0.67 - $4.47|
|50-day moving average||$1.19|
|200-day moving average||$2.02|
|Wall St. target price||$1.93|
|Dividend yield||$0 (0%)|
|Earnings per share (TTM)||$1.70|
Buy Yirendai shares from these brokeragesCompare special offers, low fees and a wide range of types of investments among top trading platforms.
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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
Is it a good time to buy Yirendai stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Yirendai price performance over time
|1 week (2022-09-21)||0.91%|
|1 month (2022-08-26)||8.82%|
|3 months (2022-06-28)||-40.29%|
|6 months (2022-03-28)||-56.13%|
|1 year (2021-09-28)||-64.54%|
|2 years (2020-09-28)||-60.22%|
|3 years (2019-09-27)||7.08|
|5 years (2017-09-28)||43.14|
Is Yirendai stock undervalued or overvalued?
Valuing Yirendai stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Yirendai's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Yirendai's P/E ratio
Yirendai's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 1x. In other words, Yirendai shares trade at around 1x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Yirendai's PEG ratio
Yirendai's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.24. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Yirendai's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
Yirendai's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $1.3 billion.
The EBITDA is a measure of a Yirendai's overall financial performance and is widely used to measure a its profitability.
|Revenue TTM||$4.5 billion|
|Operating margin TTM||28.75%|
|Gross profit TTM||$3.7 billion|
|Return on assets TTM||11.14%|
|Return on equity TTM||24.02%|
|Market capitalisation||$100.7 million|
TTM: trailing 12 months
Yirendai share dividends
We're not expecting Yirendai to pay a dividend over the next 12 months.
Yirendai share price volatility
Over the last 12 months, Yirendai's shares have ranged in value from as little as $0.67 up to $4.47. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Yirendai's is 0.3819. This would suggest that Yirendai's shares are less volatile than average (for this exchange).
Yiren Digital Ltd. , through its subsidiaries, operates as an online consumer finance marketplace that connects borrowers and investors in the People's Republic of China. It offers loan facilitation services; and post-origination services, such as cash processing, collection, and SMS services. The company's loan products portfolio includes unsecured consumer loans; secured consumer loans, which include secured financial leasing, auto-secured, and property-secured loans; and small business loans. It also distributes short-term cash management, mutual fund investment, insurance, and securities and stock products. In addition, the company provides online investor education services, which include a range of asset allocation and investment topics, and various types of training programs on wealth planning, market insights, and investment strategies; consultancy; information technology support; referral; and IT, system maintenance, and customer support services. Further, it is involved in the provision of services for financing lease and insurance brokerage businesses.
Yirendai in the news
Yiren Digital Announces Up to US$20 Million Share Repurchase Program
Yiren Digital Reports Fourth Quarter and Fiscal Year 2021 Financial Results
Frequently asked questionsWhat percentage of Yirendai is owned by institutions?
Currently 1.659% of Yirendai shares are held by institutions. When does the fiscal year end for Yirendai?
Yirendai's fiscal year ends in December. Where is Yirendai based?
Yirendai's address is: Hanwei Plaza, Beijing, China, 100022 What is Yirendai's ISIN number?
Yirendai's international securities identification number is: US98585L1008 What is Yirendai's CUSIP number?
Yirendai's Committee on Uniform Securities Identification Procedures number is: 98585L100
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