Yiren Digital Ltd is a credit services business based in the US. Yiren Digital shares (YRD) are listed on the NYSE and all prices are listed in US Dollars. Yiren Digital employs 13,728 staff and has a trailing 12-month revenue of around 0.00.
How to buy shares in Yiren Digital
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- Research the stock. Find the stock by name or ticker symbol – YRD – and research it before deciding if it's a good investment for you.
- Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
- Check in on your investment. Optimize your portfolio by tracking your stock.
Yiren Digital stock price (NYSE: YRD)Use our graph to track the performance of YRD stocks over time.
Yiren Digital shares at a glance
|Latest market close||$3.86|
|52-week range||$2.70 - $6.80|
|50-day moving average||$5.21|
|200-day moving average||$4.49|
|Wall St. target price||$3.78|
|Dividend yield||$0.293 (7.34%)|
|Earnings per share (TTM)||$-0.98|
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Is it a good time to buy Yiren Digital stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Yiren Digital price performance over time
|1 week (2021-07-22)||N/A|
|1 month (2021-07-02)||-26.48%|
|3 months (2021-04-30)||0.26%|
|6 months (2021-01-29)||N/A|
|1 year (2020-07-29)||N/A|
|2 years (2019-07-29)||N/A|
|3 years (2018-07-29)||N/A|
|5 years (2016-07-29)||N/A|
Is Yiren Digital under- or over-valued?
Valuing Yiren Digital stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Yiren Digital's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Yiren Digital's PEG ratio
Yiren Digital's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.24. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Yiren Digital's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
Yiren Digital's EBITDA
Yiren Digital's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $288 million.
The EBITDA is a measure of a Yiren Digital's overall financial performance and is widely used to measure a its profitability.
Yiren Digital financials
|Revenue TTM||$4 billion|
|Operating margin TTM||4.96%|
|Gross profit TTM||$2.9 billion|
|Return on assets TTM||1.56%|
|Return on equity TTM||-12.57%|
|Market capitalisation||$362 million|
TTM: trailing 12 months
Shorting Yiren Digital shares
There are currently 235,479 Yiren Digital shares held short by investors – that's known as Yiren Digital's "short interest". This figure is 47.2% down from 446,211 last month.
There are a few different ways that this level of interest in shorting Yiren Digital shares can be evaluated.
Yiren Digital's "short interest ratio" (SIR)
Yiren Digital's "short interest ratio" (SIR) is the quantity of Yiren Digital shares currently shorted divided by the average quantity of Yiren Digital shares traded daily (recently around 255955.43478261). Yiren Digital's SIR currently stands at 0.92. In other words for every 100,000 Yiren Digital shares traded daily on the market, roughly 920 shares are currently held short.
However Yiren Digital's short interest can also be evaluated against the total number of Yiren Digital shares, or, against the total number of tradable Yiren Digital shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Yiren Digital's short interest could be expressed as 0% of the outstanding shares (for every 100,000 Yiren Digital shares in existence, roughly 0 shares are currently held short) or 0.0198% of the tradable shares (for every 100,000 tradable Yiren Digital shares, roughly 20 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Yiren Digital.
Find out more about how you can short Yiren Digital stock.
Yiren Digital share dividends
We're not expecting Yiren Digital to pay a dividend over the next 12 months.
Yiren Digital share price volatility
Over the last 12 months, Yiren Digital's shares have ranged in value from as little as $2.7 up to $6.8. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Yiren Digital's is 0.7051. This would suggest that Yiren Digital's shares are less volatile than average (for this exchange).
Yiren Digital overview
Yiren Digital Ltd. , through its subsidiaries, operates as an online consumer finance marketplace that connects borrowers and investors in the People's Republic of China. It provides loan facilitation services; and post-origination services, such as cash processing, collection, and SMS services. The company's loan products portfolio includes unsecured consumer loans; secured consumer loan, which include secured financial leasing, auto-secured, and property-secured loans; and small business loans. It also distributes short-term cash management, mutual fund investment, insurance, and securities and stock products. In addition, the company provides online investor education services, which include a range of investment and trading topics, and various types of training programs on wealth planning, market insights, and investment strategies; consultancy information technology support; referral; and IT, system maintenance, and customer support services. Further, it is involved in the provision of services for financing lease and insurance brokerage businesses.
Stocks similar to Yiren Digital
Yiren Digital in the news
Yiren Digital Breaks Below 200-Day Moving Average - Notable for YRD
Frequently asked questionsWhat percentage of Yiren Digital is owned by institutions?
Currently 2.725% of Yiren Digital shares are held by institutions. How many people work for Yiren Digital?
Latest data suggests 13,728 work at Yiren Digital. When does the fiscal year end for Yiren Digital?
Yiren Digital's fiscal year ends in December. Where is Yiren Digital based?
Yiren Digital's address is: Building 9, Beijing, China, 100022 What is Yiren Digital's ISIN number?
Yiren Digital's international securities identification number is: US98585L1008 What is Yiren Digital's CUSIP number?
Yiren Digital's Committee on Uniform Securities Identification Procedures number is: 98585L100
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