X Financial is a credit services business based in the US. X Financial shares (XYF) are listed on the NYSE and all prices are listed in US Dollars. X Financial employs 457 staff and has a trailing 12-month revenue of around 0.00.
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| Latest market close | $2.98 |
|---|---|
| 52-week range | $2.09 - $17.88 |
| 50-day moving average | $3.62 |
| 200-day moving average | $5.48 |
| Wall St. target price | $1.70 |
| PE ratio | 249.8111 |
| Dividend yield | $0.1 (10.53%) |
| Earnings per share (TTM) | $0.01 |
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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $2.98 from 2022-01-25
| 1 week (2022-01-19) | 5.30% |
|---|---|
| 1 month (2021-12-23) | -11.31% |
| 3 months (2021-10-26) | -34.51% |
| 6 months (2021-07-26) | -61.10% |
| 1 year (2021-01-26) | 27.90% |
|---|---|
| 2 years (2020-01-24) | 94.77% |
| 3 years (2019-01-25) | 5.15 |
| 5 years (2017-01-22) | N/A |
Valuing X Financial stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of X Financial's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
X Financial's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 250x. In other words, X Financial shares trade at around 250x recent earnings.
That's relatively high compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The high P/E ratio could mean that investors are optimistic about the outlook for the shares or simply that they're over-valued.
X Financial's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $1.1 billion.
The EBITDA is a measure of a X Financial's overall financial performance and is widely used to measure a its profitability.
| Revenue TTM | $3.5 billion |
|---|---|
| Operating margin TTM | 31.34% |
| Gross profit TTM | $-123,752,602 |
| Return on assets TTM | 8.98% |
| Return on equity TTM | 106.88% |
| Profit margin | 1.15% |
| Book value | $68.93 |
| Market capitalisation | $166.8 million |
TTM: trailing 12 months
We're not expecting X Financial to pay a dividend over the next 12 months.
X Financial's shares were split on a 1:3 basis on 18 November 2020. So if you had owned 3 shares the day before before the split, the next day you'd have owned 1 share. This wouldn't directly have changed the overall worth of your X Financial shares – just the quantity. However, indirectly, the new 200% higher share price could have impacted the market appetite for X Financial shares which in turn could have impacted X Financial's share price.
Over the last 12 months, X Financial's shares have ranged in value from as little as $2.09 up to $17.88. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while X Financial's is 0.8264. This would suggest that X Financial's shares are less volatile than average (for this exchange).
X Financial provides personal finance services in the People's Republic of China. The company offers services as an online marketplace connecting borrowers and investors. Its loan product is Xiaoying credit loan, which consists of Xiaoying card loan and revolving loan Xiaoying credit loan catering to the credit card holders; and Xiaoying preferred loan to small business owners. The company also offers Xiaoying housing loan, a home equity loan product for property owners; investment products through Xiaoying wealth management platform, such as loans, money market, and insurance products; and loan facilitation services to other platforms. X Financial was founded in 2014 and is headquartered in Shenzhen, the People's Republic of China. .
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