Our top pick for
X Financial is a credit services business based in the US. X Financial shares (XYF) are listed on the NYSE and all prices are listed in US Dollars. X Financial employs 693 staff and has a market cap (total outstanding shares value) of USD$96.8 million.
|Latest market close||USD$2|
|52-week range||USD$1.425 - USD$5.4|
|50-day moving average||USD$2.2182|
|200-day moving average||USD$2.287|
|Wall St. target price||USD$1.7|
|Dividend yield||USD$0.1 (10.53%)|
|Earnings per share (TTM)||USD$0.81|
The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
|1 week (2021-01-06)||N/A|
|1 month (2020-12-13)||N/A|
|3 months (2020-10-13)||N/A|
|6 months (2020-07-13)||N/A|
|1 year (2020-01-13)||N/A|
|2 years (2019-01-13)||N/A|
|3 years (2018-01-13)||N/A|
|5 years (2016-01-13)||N/A|
Valuing X Financial stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of X Financial's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
X Financial's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 2x. In other words, X Financial shares trade at around 2x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
|Gross profit TTM||USD$1.4 billion|
|Return on assets TTM||-3.61%|
|Return on equity TTM||-14.42%|
|Market capitalisation||USD$96.8 million|
TTM: trailing 12 months
There are currently 28,763 X Financial shares held short by investors – that's known as X Financial's "short interest". This figure is 679.5% up from 3,690 last month.
There are a few different ways that this level of interest in shorting X Financial shares can be evaluated.
X Financial's "short interest ratio" (SIR) is the quantity of X Financial shares currently shorted divided by the average quantity of X Financial shares traded daily (recently around 130740.90909091). X Financial's SIR currently stands at 0.22. In other words for every 100,000 X Financial shares traded daily on the market, roughly 220 shares are currently held short.
However X Financial's short interest can also be evaluated against the total number of X Financial shares, or, against the total number of tradable X Financial shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case X Financial's short interest could be expressed as 0% of the outstanding shares (for every 100,000 X Financial shares in existence, roughly 0 shares are currently held short) or 0% of the tradable shares (for every 100,000 tradable X Financial shares, roughly 0 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against X Financial.
Find out more about how you can short X Financial stock.
We're not expecting X Financial to pay a dividend over the next 12 months.
X Financial's shares were split on a 1:3 basis on 19 November 2020. So if you had owned 3 shares the day before before the split, the next day you'd have owned 1 share. This wouldn't directly have changed the overall worth of your X Financial shares – just the quantity. However, indirectly, the new 200% higher share price could have impacted the market appetite for X Financial shares which in turn could have impacted X Financial's share price.
Over the last 12 months, X Financial's shares have ranged in value from as little as $1.425 up to $5.4. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while X Financial's is 0.7043. This would suggest that X Financial's shares are less volatile than average (for this exchange).
X Financial provides personal finance services in the People's Republic of China. The company offers services as an online marketplace connecting borrowers and investors. Its loan product is Xiaoying credit loan, which consists of Xiaoying card loan catering to the credit card holders and Xiaoying preferred loan to small business owners. The company also offers Xiaoying housing loan, a home equity loan product for property owners; investment products through Xiaoying wealth management platform, such as loans, money market, and insurance products; and loan facilitation services to other platforms. X Financial was founded in 2014 and is headquartered in Shenzhen, the People's Republic of China.
Everything we know about the Gold Royalty Corp IPO, plus information on how to buy in.
Everything we know about the Bustle Digital Group IPO, plus information on how to buy in.
Everything we know about the Lucid Motors IPO, plus information on how to buy in.
Steps to owning and managing HFFG, with 24-hour and historical pricing before you buy.
Steps to owning and managing HASI, with 24-hour and historical pricing before you buy.
Steps to owning and managing GRIF, with 24-hour and historical pricing before you buy.
Steps to owning and managing FSBW, with 24-hour and historical pricing before you buy.
Steps to owning and managing FNWB, with 24-hour and historical pricing before you buy.
Steps to owning and managing FXNC, with 24-hour and historical pricing before you buy.
Steps to owning and managing FMNB, with 24-hour and historical pricing before you buy.
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.