How to buy White Mountains Insurance Group stock - 02 March

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How to buy White Mountains Insurance Group stock

Own White Mountains Insurance Group stock in just a few minutes.

Fact checked

White Mountains Insurance Group, Ltd is an insurance-property & casualty business based in the US. White Mountains Insurance Group shares (WTM) are listed on the NYSE and all prices are listed in US Dollars.

How to buy shares in White Mountains Insurance Group

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for White Mountains Insurance Group. Find the stock by name or ticker symbol: WTM. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until White Mountains Insurance Group reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. Weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of White Mountains Insurance Group, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of White Mountains Insurance Group. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

White Mountains Insurance Group share price

Use our graph to track the performance of WTM stocks over time.

White Mountains Insurance Group shares at a glance

Information last updated 2021-02-23.
52-week rangeUSD$629.21 - USD$1267.52
50-day moving average USD$1076.7682
200-day moving average USD$951.4926
Wall St. target priceUSD$360
PE ratio 5.3103
Dividend yield USD$1 (0.08%)
Earnings per share (TTM) USD$226.97

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy White Mountains Insurance Group stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Is White Mountains Insurance Group under- or over-valued?

Valuing White Mountains Insurance Group stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of White Mountains Insurance Group's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

White Mountains Insurance Group's P/E ratio

White Mountains Insurance Group's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 5x. In other words, White Mountains Insurance Group shares trade at around 5x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

White Mountains Insurance Group's PEG ratio

White Mountains Insurance Group's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 9.93. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into White Mountains Insurance Group's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

White Mountains Insurance Group's EBITDA

White Mountains Insurance Group's EBITDA (earnings before interest, taxes, depreciation and amortisation) is USD$707.7 million.

The EBITDA is a measure of a White Mountains Insurance Group's overall financial performance and is widely used to measure a its profitability.

White Mountains Insurance Group financials

Revenue TTM USD$1.2 billion
Operating margin TTM 56.87%
Gross profit TTM USD$1.1 billion
Return on assets TTM 9.52%
Return on equity TTM 19.12%
Profit margin 60.02%
Book value $1276.932
Market capitalisation USD$3.7 billion

TTM: trailing 12 months

Shorting White Mountains Insurance Group shares

There are currently 21,594 White Mountains Insurance Group shares held short by investors – that's known as White Mountains Insurance Group's "short interest". This figure is 7.9% up from 20,009 last month.

There are a few different ways that this level of interest in shorting White Mountains Insurance Group shares can be evaluated.

White Mountains Insurance Group's "short interest ratio" (SIR)

White Mountains Insurance Group's "short interest ratio" (SIR) is the quantity of White Mountains Insurance Group shares currently shorted divided by the average quantity of White Mountains Insurance Group shares traded daily (recently around 17556.097560976). White Mountains Insurance Group's SIR currently stands at 1.23. In other words for every 100,000 White Mountains Insurance Group shares traded daily on the market, roughly 1230 shares are currently held short.

However White Mountains Insurance Group's short interest can also be evaluated against the total number of White Mountains Insurance Group shares, or, against the total number of tradable White Mountains Insurance Group shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case White Mountains Insurance Group's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 White Mountains Insurance Group shares in existence, roughly 10 shares are currently held short) or 0.008% of the tradable shares (for every 100,000 tradable White Mountains Insurance Group shares, roughly 8 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against White Mountains Insurance Group.

Find out more about how you can short White Mountains Insurance Group stock.

White Mountains Insurance Group share dividends


Dividend payout ratio: 0.23% of net profits

Recently White Mountains Insurance Group has paid out, on average, around 0.23% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0.08% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), White Mountains Insurance Group shareholders could enjoy a 0.08% return on their shares, in the form of dividend payments. In White Mountains Insurance Group's case, that would currently equate to about $1 per share.

While White Mountains Insurance Group's payout ratio might seem low, this can signify that White Mountains Insurance Group is investing more in its future growth.

White Mountains Insurance Group's most recent dividend payout was on 25 March 2020. The latest dividend was paid out to all shareholders who bought their shares by 13 March 2020 (the "ex-dividend date").

White Mountains Insurance Group share price volatility

Over the last 12 months, White Mountains Insurance Group's shares have ranged in value from as little as $629.21 up to $1267.52. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while White Mountains Insurance Group's is 0.5. This would suggest that White Mountains Insurance Group's shares are less volatile than average (for this exchange).

White Mountains Insurance Group overview

White Mountains Insurance Group, Ltd., through its subsidiaries, provides insurance services in the United States. The company operates through four segments: HG Global/BAM, NSM, MediaAlpha, Kudu, and Other Operations. The HG Global/BAM segment provides insurance on municipal bonds issued to finance public purposes, such as schools, utilities, and transportation facilities, as well as reinsurance protection services. The NSM segment operates as a general underwriting agency and program administrator for specialty property and casualty insurance to sectors, such as specialty transportation, social services, and real estate. The MediaAlpha segment operates MediaAlpha, a marketing technology that enables programmatic buying and selling of vertical specific, performance-based media between advertisers, and publishers through cost-per-click, cost-per-call, and cost-per-lead pricing models. The Kudu segment provides capital solutions to asset managers and registered investment advisors for general ownership transfers, management buyouts, acquisitions, growth finances, and legacy partner liquidity. The Other Operations segment offers insurance solutions to travel industry through broker channel; and manages separate accounts and pooled investment vehicles for insurance-linked securities sectors, including catastrophe bonds, collateralized reinsurance investments, and industry loss warranties of third-party clients. White Mountains Insurance Group, Ltd. was incorporated in 1980 and is headquartered in Hamilton, Bermuda.

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