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How to buy Westamerica Bancorporation stock

Learn how to easily invest in Westamerica Bancorporation stock.

Westamerica Bancorporation is a banks-regional business based in the US. Westamerica Bancorporation shares (WABC) are listed on the NASDAQ and all prices are listed in US Dollars.

How to buy Westamerica Bancorporation stock

  1. Open a stock trading account. Use our comparison table or choose from our Top Picks.
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  3. Search for the stock by name or ticker symbol – WABC. It's that simple.

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Westamerica Bancorporation stock price (NASDAQ: WABC)

Use our graph to track the performance of WABC stocks over time.

Westamerica Bancorporation shares at a glance

Information last updated 2023-01-26.
Latest market close$55.56
52-week range$51.68 - $63.86
50-day moving average $58.75
200-day moving average $57.97
Wall St. target price$70.00
PE ratio 12.2181
Dividend yield $1.68 (3.03%)
Earnings per share (TTM) $4.54

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Is it a good time to buy Westamerica Bancorporation stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Westamerica Bancorporation price performance over time

Historical closes compared with the close of $55.56 from 2023-01-31

1 week (2023-01-25) 0.16%
1 month (2022-12-30) -5.85%
3 months (2022-11-01) -11.27%
6 months (2022-08-01) -7.20%
1 year (2022-02-01) -4.50%
2 years (2021-02-01) -2.37%
3 years (2020-01-31) 63.36
5 years (2018-02-01) 59.95

Is Westamerica Bancorporation stock undervalued or overvalued?

Valuing Westamerica Bancorporation stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Westamerica Bancorporation's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Westamerica Bancorporation's P/E ratio

Westamerica Bancorporation's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 12x. In other words, Westamerica Bancorporation shares trade at around 12x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Westamerica Bancorporation's PEG ratio

Westamerica Bancorporation's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 8.32. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Westamerica Bancorporation's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Westamerica Bancorporation financials

Revenue TTM $265 million
Operating margin TTM 64.66%
Gross profit TTM $265 million
Return on assets TTM 1.69%
Return on equity TTM 17.08%
Profit margin 46.06%
Book value $22.37
Market capitalisation $1.5 billion

TTM: trailing 12 months

Westamerica Bancorporation share dividends

31%

Dividend payout ratio: 31.46% of net profits

Recently Westamerica Bancorporation has paid out, on average, around 31.46% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.03% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Westamerica Bancorporation shareholders could enjoy a 3.03% return on their shares, in the form of dividend payments. In Westamerica Bancorporation's case, that would currently equate to about $1.68 per share.

While Westamerica Bancorporation's payout ratio might seem fairly standard, it's worth remembering that Westamerica Bancorporation may be investing much of the rest of its net profits in future growth.

Westamerica Bancorporation's most recent dividend payout was on 17 November 2022. The latest dividend was paid out to all shareholders who bought their shares by 3 November 2022 (the "ex-dividend date").

Have Westamerica Bancorporation's shares ever split?

Westamerica Bancorporation's shares were split on a 3:1 basis on 25 February 1998. So if you had owned 1 share the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your Westamerica Bancorporation shares – just the quantity. However, indirectly, the new 66.7% lower share price could have impacted the market appetite for Westamerica Bancorporation shares which in turn could have impacted Westamerica Bancorporation's share price.

Westamerica Bancorporation share price volatility

Over the last 12 months, Westamerica Bancorporation's shares have ranged in value from as little as $51.679 up to $63.86. A popular way to gauge a stock's volatility is its "beta".

WABC.US volatility(beta: 0.67)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Westamerica Bancorporation's is 0.6732. This would suggest that Westamerica Bancorporation's shares are less volatile than average (for this exchange).

Westamerica Bancorporation overview

Westamerica Bancorporation operates as a bank holding company for the Westamerica Bank that provides various banking products and services to individual and commercial customers. The company accepts various deposit products, including retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial and residential real estate, real estate construction, and consumer installment loans, as well as indirect automobile loans. It operates through 78 branch offices in 21 counties in Northern and Central California. The company was formerly known as Independent Bankshares Corporation and changed its name to Westamerica Bancorporation in 1983. The company was incorporated in 1972 and is headquartered in San Rafael, California. .

Frequently asked questions

What percentage of Westamerica Bancorporation is owned by insiders or institutions?
Currently 3.91% of Westamerica Bancorporation shares are held by insiders and 79.155% by institutions.
When does the fiscal year end for Westamerica Bancorporation?
Westamerica Bancorporation's fiscal year ends in December.
Where is Westamerica Bancorporation based?
Westamerica Bancorporation's address is: 1108 Fifth Avenue, San Rafael, CA, United States, 94901
What is Westamerica Bancorporation's ISIN number?
Westamerica Bancorporation's international securities identification number is: US9570901036
What is Westamerica Bancorporation's CUSIP number?
Westamerica Bancorporation's Committee on Uniform Securities Identification Procedures number is: 957090103

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