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Waterstone Financial, Inc is a banks-regional business based in the US. Waterstone Financial shares (WSBF) are listed on the NASDAQ and all prices are listed in US Dollars. Waterstone Financial employs 824 staff and has a trailing 12-month revenue of around USD$254.1 million.
|Latest market close||USD$18.82|
|52-week range||USD$11.7047 - USD$18.96|
|50-day moving average||USD$18.1288|
|200-day moving average||USD$16.058|
|Wall St. target price||USD$20.5|
|Dividend yield||USD$0.8 (4.3%)|
|Earnings per share (TTM)||USD$2.478|
The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
|1 week (2021-01-08)||N/A|
|1 month (2020-12-15)||N/A|
|3 months (2020-10-15)||N/A|
|6 months (2020-07-15)||N/A|
|1 year (2020-01-15)||N/A|
|2 years (2019-01-15)||N/A|
|3 years (2018-01-15)||N/A|
|5 years (2016-01-15)||N/A|
Valuing Waterstone Financial stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Waterstone Financial's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Waterstone Financial's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 8x. In other words, Waterstone Financial shares trade at around 8x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
|Revenue TTM||USD$254.1 million|
|Operating margin TTM||32.55%|
|Gross profit TTM||USD$183.8 million|
|Return on assets TTM||2.94%|
|Return on equity TTM||15.79%|
|Market capitalisation||USD$474.5 million|
TTM: trailing 12 months
There are currently 373,197 Waterstone Financial shares held short by investors – that's known as Waterstone Financial's "short interest". This figure is 25.5% down from 500,906 last month.
There are a few different ways that this level of interest in shorting Waterstone Financial shares can be evaluated.
Waterstone Financial's "short interest ratio" (SIR) is the quantity of Waterstone Financial shares currently shorted divided by the average quantity of Waterstone Financial shares traded daily (recently around 74490.419161677). Waterstone Financial's SIR currently stands at 5.01. In other words for every 100,000 Waterstone Financial shares traded daily on the market, roughly 5010 shares are currently held short.
However Waterstone Financial's short interest can also be evaluated against the total number of Waterstone Financial shares, or, against the total number of tradable Waterstone Financial shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Waterstone Financial's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Waterstone Financial shares in existence, roughly 10 shares are currently held short) or 0.0175% of the tradable shares (for every 100,000 tradable Waterstone Financial shares, roughly 18 shares are currently held short).
A SIR below 10% would generally be considered to indicate a fairly optimistic outlook for the share price, with fewer people currently willing to bet against Waterstone Financial.
Find out more about how you can short Waterstone Financial stock.
Dividend payout ratio: 29.13% of net profits
Recently Waterstone Financial has paid out, on average, around 29.13% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 4.3% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Waterstone Financial shareholders could enjoy a 4.3% return on their shares, in the form of dividend payments. In Waterstone Financial's case, that would currently equate to about $0.8 per share.
While Waterstone Financial's payout ratio might seem fairly standard, it's worth remembering that Waterstone Financial may be investing much of the rest of its net profits in future growth.
Waterstone Financial's most recent dividend payout was on 2 February 2021. The latest dividend was paid out to all shareholders who bought their shares by 8 January 2021 (the "ex-dividend date").
Waterstone Financial's shares were split on a 10972:1000 basis on 23 January 2014. So if you had owned 1000 shares the day before before the split, the next day you'd have owned 10972 shares. This wouldn't directly have changed the overall worth of your Waterstone Financial shares – just the quantity. However, indirectly, the new 90.9% lower share price could have impacted the market appetite for Waterstone Financial shares which in turn could have impacted Waterstone Financial's share price.
Over the last 12 months, Waterstone Financial's shares have ranged in value from as little as $11.7047 up to $18.96. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Waterstone Financial's is 0.2803. This would suggest that Waterstone Financial's shares are less volatile than average (for this exchange).
Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. It operates through two segments, Community Banking and Mortgage Banking. The Community Banking segment offers consumer and business banking products and services, such as deposit and transactional solutions, including checking accounts, online banking and bill pay services, and money transfer services, as well as credit, debit, and pre-paid cards; investable funds solutions comprising savings, money market deposit, and individual retirement accounts, as well as certificates of deposit; lending solutions consisting of residential mortgages, home equity loans and lines of credit, personal and installment loans, real estate financing, business loans, and business lines of credit; and fixed and variable annuities, and insurance products, as well as trust and investment management accounts. The Mortgage Banking segment provides residential mortgage loans for the purpose of sale in the secondary market. The company also provides transaction deposit, demand deposit, and non-interest bearing demand accounts, as well as time deposits; construction and land loans; and term loans for working capital, inventory, and general corporate use. Further, it invests in a portfolio of securities, which include mortgage-backed securities, government-sponsored enterprise bonds, municipal obligations, and other debt securities. Waterstone Financial, Inc. operates 13 full-service banking offices, 1 drive-through office, and 13 automated teller machines located in Milwaukee, Washington, and Waukesha Counties, Wisconsin, as well as a loan production office in Minneapolis, Minnesota. The company was formerly known as Wauwatosa Holdings, Inc. and changed its name to Waterstone Financial, Inc. in August 2008. Waterstone Financial, Inc. was founded in 1921 and is based in Wauwatosa, Wisconsin.
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