Finder may earn compensation from partners, but editorial opinions are our own. Advertiser Disclosure

How to buy Waterstone Financial stock | $20.36

Learn how to easily invest in Waterstone Financial stock.

Waterstone Financial Inc is a banks-regional business based in the US. Waterstone Financial shares (WSBF) are listed on the NASDAQ and all prices are listed in US Dollars. Waterstone Financial employs 812 staff and has a trailing 12-month revenue of around 0.00.

How to buy shares in Waterstone Financial

  1. Compare share trading platforms.Use our comparison table to help you find a platform that fits you.
  2. Open your brokerage account. Complete an application with your details.
  3. Confirm your payment details. Fund your account.
  4. Research the stock. Find the stock by name or ticker symbol – WSBF – and research it before deciding if it's a good investment for you.
  5. Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
  6. Check in on your investment. Optimize your portfolio by tracking your stock.

Waterstone Financial stock price (NASDAQ: WSBF)

Use our graph to track the performance of WSBF stocks over time.

Waterstone Financial shares at a glance

Information last updated 2021-10-10.
Latest market close$20.36
52-week range$14.57 - $20.68
50-day moving average $20.19
200-day moving average $20.04
Wall St. target price$21.50
PE ratio 5.2652
Dividend yield $0.72 (3.52%)
Earnings per share (TTM) $3.88

Buy Waterstone Financial shares from these brokerages

Compare special offers, low fees and a wide range of types of investments among top trading platforms.
Name Product Asset types Option trade fee Annual fee Signup bonus
Robinhood
Robinhood
Stocks, Options, ETFs, Cryptocurrency
$0
0%
Free stock (chosen randomly with a value anywhere between $2.50 and $200)
Sign up using the "go to site" link
Make unlimited commission-free trades in stocks, funds, and options with Robinhood Financial.
J.P. Morgan Self-Directed Investing
Stocks, Bonds, Options, Mutual funds, ETFs
$0 + $0.65/contract
0%
N/A
INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE
Sofi Invest
Stocks, ETFs, Cryptocurrency
N/A
0%
Get one free stock worth up to $1,000
Open an account
A free way to invest in stocks, ETFs and crypto.
Vanguard Personal Advisor
Stocks, Options, Mutual funds, ETFs
N/A
$20 per year
N/A
Financial advice powered by relationships, not commissions.
TradeStation
Stocks, Bonds, Options, Mutual funds, ETFs, Cryptocurrency
$0 + $0.50/contract
$0 per month
$50
Deposit qualifying assets of $5,000+
A platform built for all kinds of traders and all styles of trading
Moomoo
Stocks
$0
$0 per year
Get a free stock valued up to $350
Open your Futu brokerage account via Moomoo
Trade stocks on the US, Hong Kong, Shanghai and Shenzhen markets.
loading

Compare up to 4 providers

*Signup bonus information updated weekly.

The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Waterstone Financial stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Waterstone Financial price performance over time

Historical closes compared with the close of $20.36 from 2021-10-14

1 week (2021-10-08) -0.44%
1 month (2021-09-16) 2.36%
3 months (2021-07-16) 5.60%
6 months (2021-04-16) -2.12%
1 year (2020-10-16) 23.77%
2 years (2019-10-16) 18.23%
3 years (2018-10-16) 21.48%
5 years (2016-10-14) 22.06%

Is Waterstone Financial under- or over-valued?

Valuing Waterstone Financial stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Waterstone Financial's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Waterstone Financial's P/E ratio

Waterstone Financial's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 5x. In other words, Waterstone Financial shares trade at around 5x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Waterstone Financial financials

Revenue TTM $310.6 million
Operating margin TTM 39.95%
Gross profit TTM $291.2 million
Return on assets TTM 4.23%
Return on equity TTM 22.85%
Profit margin 30.06%
Book value $18.10
Market capitalisation $514.1 million

TTM: trailing 12 months

Shorting Waterstone Financial shares

There are currently 128,434 Waterstone Financial shares held short by investors – that's known as Waterstone Financial's "short interest". This figure is 3.6% down from 133,184 last month.

There are a few different ways that this level of interest in shorting Waterstone Financial shares can be evaluated.

Waterstone Financial's "short interest ratio" (SIR)

Waterstone Financial's "short interest ratio" (SIR) is the quantity of Waterstone Financial shares currently shorted divided by the average quantity of Waterstone Financial shares traded daily (recently around 58379.090909091). Waterstone Financial's SIR currently stands at 2.2. In other words for every 100,000 Waterstone Financial shares traded daily on the market, roughly 2200 shares are currently held short.

However Waterstone Financial's short interest can also be evaluated against the total number of Waterstone Financial shares, or, against the total number of tradable Waterstone Financial shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Waterstone Financial's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Waterstone Financial shares in existence, roughly 10 shares are currently held short) or 0.0062% of the tradable shares (for every 100,000 tradable Waterstone Financial shares, roughly 6 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Waterstone Financial.

Find out more about how you can short Waterstone Financial stock.

Waterstone Financial share dividends

28%

Dividend payout ratio: 28.22% of net profits

Recently Waterstone Financial has paid out, on average, around 28.22% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.91% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Waterstone Financial shareholders could enjoy a 3.91% return on their shares, in the form of dividend payments. In Waterstone Financial's case, that would currently equate to about $0.72 per share.

While Waterstone Financial's payout ratio might seem fairly standard, it's worth remembering that Waterstone Financial may be investing much of the rest of its net profits in future growth.

Waterstone Financial's most recent dividend payout was on 1 November 2021. The latest dividend was paid out to all shareholders who bought their shares by 6 October 2021 (the "ex-dividend date").

Have Waterstone Financial's shares ever split?

Waterstone Financial's shares were split on a 10972:1000 basis on 22 January 2014. So if you had owned 1000 shares the day before before the split, the next day you'd have owned 10972 shares. This wouldn't directly have changed the overall worth of your Waterstone Financial shares – just the quantity. However, indirectly, the new 90.9% lower share price could have impacted the market appetite for Waterstone Financial shares which in turn could have impacted Waterstone Financial's share price.

Waterstone Financial share price volatility

Over the last 12 months, Waterstone Financial's shares have ranged in value from as little as $14.5666 up to $20.6774. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Waterstone Financial's is 0.3265. This would suggest that Waterstone Financial's shares are less volatile than average (for this exchange).

Waterstone Financial overview

Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. It operates through two segments, Community Banking and Mortgage Banking. The Community Banking segment offers consumer and business banking products and services, such as deposit and transactional solutions, including checking accounts, online banking and bill pay services, and money transfer services, as well as credit, debit, and pre-paid cards; investable funds solutions comprising savings, money market deposit, and individual retirement accounts, as well as certificates of deposit; lending solutions consisting of residential mortgages, home equity loans and lines of credit, personal and installment loans, real estate financing, business loans, and business lines of credit; and fixed and variable annuities, and insurance products, as well as trust and investment management accounts. The Mortgage Banking segment provides residential mortgage loans for the purpose of sale in the secondary market. It also provides transaction deposit, interest bearing transaction, demand deposit, and non-interest bearing demand accounts, as well as time deposits; secured and unsecured lines; commercial real estate construction loans; and term loans for working capital, inventory, and general corporate use. In addition, the company invests in a portfolio of securities, which include mortgage-backed securities, government-sponsored and private-label enterprise bonds, municipal obligations, and other debt securities.

Frequently asked questions

What percentage of Waterstone Financial is owned by insiders or institutions?
Currently 15.043% of Waterstone Financial shares are held by insiders and 57.878% by institutions.
How many people work for Waterstone Financial?
Latest data suggests 812 work at Waterstone Financial.
When does the fiscal year end for Waterstone Financial?
Waterstone Financial's fiscal year ends in December.
Where is Waterstone Financial based?
Waterstone Financial's address is: 11200 West Plank Court, Wauwatosa, WI, United States, 53226
What is Waterstone Financial's ISIN number?
Waterstone Financial's international securities identification number is: US94188P1012
What is Waterstone Financial's CUSIP number?
Waterstone Financial's Committee on Uniform Securities Identification Procedures number is: 941888109

More guides on Finder

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site