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How to buy Voya Financial stock | 50.81

Own Voya Financial stock in just a few minutes.

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Voya Financial, Inc is a financial conglomerates business based in the US. Voya Financial shares (VOYA) are listed on the NYSE and all prices are listed in US Dollars. Voya Financial employs 6,000 staff and has a trailing 12-month revenue of around USD$7 billion.

How to buy shares in Voya Financial

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for Voya Financial. Find the stock by name or ticker symbol: VOYA. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until Voya Financial reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. At last close price of USD$50.81, weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of Voya Financial, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of Voya Financial. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

How has coronavirus impacted Voya Financial's share price?

Since the stock market crash in March caused by coronavirus, Voya Financial's share price has had significant negative movement.

Its last market close was USD$50.81, which is 19.59% down on its pre-crash value of USD$63.19 and 70.79% up on the lowest point reached during the March crash when the shares fell as low as USD$29.75.

If you had bought USD$1,000 worth of Voya Financial shares at the start of February 2020, those shares would have been worth USD$502.76 at the bottom of the March crash, and if you held on to them, then as of the last market close they'd be worth USD$841.41.

Voya Financial share price

Use our graph to track the performance of VOYA stocks over time.

Voya Financial shares at a glance

Information last updated 2020-10-20.
Latest market closeUSD$50.81
52-week rangeUSD$29.75 - USD$63.81
50-day moving average USD$48.9254
200-day moving average USD$47.2265
Wall St. target priceUSD$60.92
PE ratio 14.9605
Dividend yield USD$0.6 (1.19%)
Earnings per share (TTM) USD$3.424

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Voya Financial stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Voya Financial price performance over time

Historical closes compared with the close of $50.81 from 2020-10-16

1 week (2020-10-15) 0.69%
1 month (2020-09-22) 8.48%
3 months (2020-07-22) 3.19%
6 months (2020-04-22) 22.58%
1 year (2019-10-22) -5.73%
2 years (2018-10-22) 12.24%
3 years (2017-10-20) 26.55%
5 years (2015-10-22) 26.74%

Is Voya Financial under- or over-valued?

Valuing Voya Financial stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Voya Financial's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Voya Financial's P/E ratio

Voya Financial's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 15x. In other words, Voya Financial shares trade at around 15x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Voya Financial's PEG ratio

Voya Financial's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.19. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Voya Financial's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Voya Financial's EBITDA

Voya Financial's EBITDA (earnings before interest, taxes, depreciation and amortisation) is USD$593 million.

The EBITDA is a measure of a Voya Financial's overall financial performance and is widely used to measure a its profitability.

Voya Financial financials

Revenue TTM USD$7 billion
Operating margin TTM 7.39%
Gross profit TTM USD$3.5 billion
Return on assets TTM 0.2%
Return on equity TTM 4.37%
Profit margin -11.4%
Book value $75.677
Market capitalisation USD$6.4 billion

TTM: trailing 12 months

Shorting Voya Financial shares

There are currently 14.2 million Voya Financial shares held short by investors – that's known as Voya Financial's "short interest". This figure is 2.6% down from 14.6 million last month.

There are a few different ways that this level of interest in shorting Voya Financial shares can be evaluated.

Voya Financial's "short interest ratio" (SIR)

Voya Financial's "short interest ratio" (SIR) is the quantity of Voya Financial shares currently shorted divided by the average quantity of Voya Financial shares traded daily (recently around 1.4 million). Voya Financial's SIR currently stands at 10.32. In other words for every 100,000 Voya Financial shares traded daily on the market, roughly 10320 shares are currently held short.

However Voya Financial's short interest can also be evaluated against the total number of Voya Financial shares, or, against the total number of tradable Voya Financial shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Voya Financial's short interest could be expressed as 0.11% of the outstanding shares (for every 100,000 Voya Financial shares in existence, roughly 110 shares are currently held short) or 0.1269% of the tradable shares (for every 100,000 tradable Voya Financial shares, roughly 127 shares are currently held short).

A SIR above 10% would generally be considered pretty high, pointing to a potentially pessimistic outlook for the share price and a discouraging interest in betting against Voya Financial.

Find out more about how you can short Voya Financial stock.

Voya Financial's environmental, social and governance track record

Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like Voya Financial.

When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.

Voya Financial's total ESG risk score

Total ESG risk: 30.01

Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and Voya Financial's overall score of 30.01 (as at 10/01/2020) is pretty good – landing it in it in the 38th percentile of companies rated in the same sector.

ESG scores are increasingly used to estimate the level of risk a company like Voya Financial is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).

Voya Financial's environmental score

Environmental score: 5.08/100

Voya Financial's environmental score of 5.08 puts it squarely in the 7th percentile of companies rated in the same sector. This could suggest that Voya Financial is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.

Voya Financial's social score

Social score: 18.52/100

Voya Financial's social score of 18.52 puts it squarely in the 7th percentile of companies rated in the same sector. This could suggest that Voya Financial is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.

Voya Financial's governance score

Governance score: 15.41/100

Voya Financial's governance score puts it squarely in the 7th percentile of companies rated in the same sector. That could suggest that Voya Financial is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.

Voya Financial's controversy score

Controversy score: 1/5

ESG scores also evaluate any incidences of controversy that a company has been involved in. Voya Financial scored a 1 out of 5 for controversy – the highest score possible, reflecting that Voya Financial has managed to keep its nose clean.

Environmental, social, and governance (ESG) summary

Voya Financial, Inc was last rated for ESG on: 2020-10-01.

Total ESG score 30.01
Total ESG percentile 38.06
Environmental score 5.08
Environmental score percentile 7
Social score 18.52
Social score percentile 7
Governance score 15.41
Governance score percentile 7
Level of controversy 1

Voya Financial share dividends

21%

Dividend payout ratio: 20.98% of net profits

Recently Voya Financial has paid out, on average, around 20.98% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.19% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Voya Financial shareholders could enjoy a 1.19% return on their shares, in the form of dividend payments. In Voya Financial's case, that would currently equate to about $0.6 per share.

While Voya Financial's payout ratio might seem low, this can signify that Voya Financial is investing more in its future growth.

Voya Financial's most recent dividend payout was on 28 September 2020. The latest dividend was paid out to all shareholders who bought their shares by 28 August 2020 (the "ex-dividend date").

Voya Financial share price volatility

Over the last 12 months, Voya Financial's shares have ranged in value from as little as $29.75 up to $63.81. A popular way to gauge a stock's volatility is its "beta".

VOYA.US volatility(beta: 1.4)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Voya Financial's is 1.3971. This would suggest that Voya Financial's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).

Voya Financial overview

Voya Financial, Inc. operates as a retirement, investment, and employee benefits company in the United States. The company's Retirement segment offers tax-deferred employer-sponsored retirement savings plans and administrative services; and individual retirement accounts, and other retail financial products and financial services, as well as financial planning and advisory services. This segment serves corporate, education, healthcare, and other non-profit and government entities, as well as institutional and individual customers. Its Investment Management segment provides fixed income, equity, multi-asset, and alternative products and solutions to individual investors and institutional clients through its direct sales force, consultant channel, banks, broker-dealers, and independent financial advisers. The company's Employee Benefits segment offers stop loss, group life, voluntary employee-paid, and disability products through consultants, brokers, third-party administrators, enrollment firms, and technology partners to mid-sized and large businesses. Voya Financial, Inc. has a strategic relationship with Vault. The company was formerly known as ING U.S., Inc. and changed its name to Voya Financial, Inc. in April 2014. Voya Financial, Inc. was incorporated in 1999 and is based in New York, New York.

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