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How to buy Village Bank and Trust Financial stock | $30.65

Own Village Bank and Trust Financial stock in just a few minutes.

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Village Bank and Trust Financial Corp is a banks—regional business based in the US. Village Bank and Trust Financial shares (VBFC) are listed on the NASDAQ and all prices are listed in US Dollars. Village Bank and Trust Financial employs 138 staff and has a trailing 12-month revenue of around USD$28.6 million.

How to buy shares in Village Bank and Trust Financial

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for Village Bank and Trust Financial. Find the stock by name or ticker symbol: VBFC. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until Village Bank and Trust Financial reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. At last close price of USD$30.65, weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of Village Bank and Trust Financial, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of Village Bank and Trust Financial. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

Village Bank and Trust Financial share price

Use our graph to track the performance of VBFC stocks over time.

Village Bank and Trust Financial shares at a glance

Information last updated 2020-11-30.
Latest market close USD$30.65
52-week range USD$24.75 - USD$45.97
50-day moving average USD$30.8682
200-day moving average USD$30.3238
Wall St. target price N/A
PE ratio 7.0317
Dividend yield N/A (0%)
Earnings per share (TTM) USD$4.676

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Village Bank and Trust Financial stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Village Bank and Trust Financial price performance over time

Historical closes compared with the close of $30.65 from 2020-11-16

1 week (2020-11-25) -0.68%
1 month (2020-11-06) 2.17%
3 months (2020-09-04) 2.17%
6 months (2020-06-02) N/A
1 year (2019-12-02) -14.86%
2 years (2018-12-04) -13.66%
3 years (2017-12-04) 4.65%
5 years (2015-12-04) 65.85%

Is Village Bank and Trust Financial under- or over-valued?

Valuing Village Bank and Trust Financial stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Village Bank and Trust Financial's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Village Bank and Trust Financial's P/E ratio

Village Bank and Trust Financial's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 7x. In other words, Village Bank and Trust Financial shares trade at around 7x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Village Bank and Trust Financial financials

Revenue TTM USD$28.6 million
Operating margin TTM 30.61%
Gross profit TTM USD$25.9 million
Return on assets TTM 1.06%
Return on equity TTM 15.06%
Profit margin 23.8%
Book value $33.334
Market capitalisation USD$48.2 million

TTM: trailing 12 months

Shorting Village Bank and Trust Financial shares

There are currently 186 Village Bank and Trust Financial shares held short by investors – that's known as Village Bank and Trust Financial's "short interest". This figure is 30.1% up from 143 last month.

There are a few different ways that this level of interest in shorting Village Bank and Trust Financial shares can be evaluated.

Village Bank and Trust Financial's "short interest ratio" (SIR)

Village Bank and Trust Financial's "short interest ratio" (SIR) is the quantity of Village Bank and Trust Financial shares currently shorted divided by the average quantity of Village Bank and Trust Financial shares traded daily (recently around 476.92307692308). Village Bank and Trust Financial's SIR currently stands at 0.39. In other words for every 100,000 Village Bank and Trust Financial shares traded daily on the market, roughly 390 shares are currently held short.

However Village Bank and Trust Financial's short interest can also be evaluated against the total number of Village Bank and Trust Financial shares, or, against the total number of tradable Village Bank and Trust Financial shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Village Bank and Trust Financial's short interest could be expressed as 0% of the outstanding shares (for every 100,000 Village Bank and Trust Financial shares in existence, roughly 0 shares are currently held short) or 0.0003% of the tradable shares (for every 100,000 tradable Village Bank and Trust Financial shares, roughly 0 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Village Bank and Trust Financial.

Find out more about how you can short Village Bank and Trust Financial stock.

Village Bank and Trust Financial share dividends

We're not expecting Village Bank and Trust Financial to pay a dividend over the next 12 months.

Have Village Bank and Trust Financial's shares ever split?

Village Bank and Trust Financial's shares were split on a 1:16 basis on 8 August 2014. So if you had owned 16 shares the day before before the split, the next day you'd have owned 1 share. This wouldn't directly have changed the overall worth of your Village Bank and Trust Financial shares – just the quantity. However, indirectly, the new 1500% higher share price could have impacted the market appetite for Village Bank and Trust Financial shares which in turn could have impacted Village Bank and Trust Financial's share price.

Village Bank and Trust Financial share price volatility

Over the last 12 months, Village Bank and Trust Financial's shares have ranged in value from as little as $24.75 up to $45.97. A popular way to gauge a stock's volatility is its "beta".

VBFC.US volatility(beta: 0.66)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Village Bank and Trust Financial's is 0.6584. This would suggest that Village Bank and Trust Financial's shares are less volatile than average (for this exchange).

Village Bank and Trust Financial overview

Village Bank and Trust Financial Corp. operates as the bank holding company for Village Bank that provides banking and related financial products and services to small and medium sized businesses, professionals, and individuals. It operates through two segments, Traditional Commercial Banking and Mortgage Banking. The company accepts checking, savings, money market, and individual retirement accounts, as well as certificates of deposit and other depository services. It also provides secured and unsecured commercial loans to small-and medium-sized businesses for various purposes, such as funding working capital needs, business expansion, and purchase of equipment and machinery; loans for acquiring, developing, constructing, and owning commercial real estate properties; and secured and unsecured consumer loans for financing automobiles, home improvements, education, and personal investments, as well as originates mortgage loans, real estate construction, and acquisition loans for sale in the secondary market. In addition, the company offers online banking, mobile banking, and remote deposit capture services for business clients. It provides its products and services through 9 banking offices and 1 mortgage loan production office in Central Virginia in the counties of Chesterfield, Hanover, Henrico, Powhatan, and James City. The company was founded in 1999 and is headquartered in Midlothian, Virginia.

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