Our top pick for
VersaBank is a banks-regional business based in the US. VersaBank shares (VBNK) are listed on the NASDAQ and all prices are listed in US Dollars. VersaBank employs 145 staff and has a trailing 12-month revenue of around 0.00.
|Latest market close||$7.22|
|52-week range||$7.06 - $14.23|
|50-day moving average||$8.72|
|200-day moving average||$10.95|
|Wall St. target price||$12.00|
|Dividend yield||$0.1 (1.07%)|
|Earnings per share (TTM)||$0.66|
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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
|1 week (2022-06-30)||-0.82%|
|1 month (2022-06-07)||-14.35%|
|3 months (2022-04-07)||-38.18%|
|6 months (2022-01-07)||-40.23%|
|1 year (2021-07-03)||N/A|
|2 years (2020-07-03)||N/A|
|3 years (2019-07-03)||N/A|
|5 years (2017-07-03)||N/A|
Valuing VersaBank stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of VersaBank's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
VersaBank's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, VersaBank shares trade at around 11x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
However, VersaBank's P/E ratio is best considered in relation to those of others within the banks-regional industry or those of similar companies.
|Revenue TTM||$65.8 million|
|Operating margin TTM||37.69%|
|Gross profit TTM||$60.6 million|
|Return on assets TTM||0.9%|
|Return on equity TTM||7.42%|
|Market capitalisation||$195.9 million|
TTM: trailing 12 months
Dividend payout ratio: 9.26% of net profits
Recently VersaBank has paid out, on average, around 9.26% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.07% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), VersaBank shareholders could enjoy a 1.07% return on their shares, in the form of dividend payments. In VersaBank's case, that would currently equate to about $0.1 per share.
While VersaBank's payout ratio might seem low, this can signify that VersaBank is investing more in its future growth.
VersaBank's most recent dividend payout was on 30 July 2022. The latest dividend was paid out to all shareholders who bought their shares by 6 July 2022 (the "ex-dividend date").
VersaBank's dividend payout ratio is perhaps best considered in relation to those of similar companies.
Over the last 12 months, VersaBank's shares have ranged in value from as little as $7.06 up to $14.2275. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while VersaBank's is 1.0828. This would suggest that VersaBank's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).
To put VersaBank's beta into context you can compare it against those of similar companies.
VersaBank, a schedule I chartered bank, provides various banking products and services in Canada. The company offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, daily interest savings accounts, and tax-free savings accounts, as well as deposit insurance products. It also provides lending services, including point of sale financing that involves purchasing loan and lease receivables from finance companies operating in various industries; and commercial banking services comprising commercial real estate, public sector/infrastructure financing, condominium financing, and residential mortgages. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada. .
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