How to buy U-SBancorp stock

U.S. Bancorp is a banks-regional business based in the US. U-SBancorp shares (USB) are listed on the NYSE and all prices are listed in US Dollars. U-SBancorp employs 70,000 staff and has a trailing 12-month revenue of around 0.00.

U-SBancorp share price

Use our graph to track the performance of USB stocks over time.

U-SBancorp shares at a glance

• Key figures

Information last updated 2021-04-23.

52-week range	$27.24 - $58.46
50-day moving average	$55.36
200-day moving average	$47.35
Wall St. target price	$62.23
PE ratio	15.1042
Dividend yield	$1.68 (2.99%)
Earnings per share (TTM)	$3.79

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Is it a good time to buy U-SBancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Technical Analysis of U.S. Bancorp by TradingView

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Is U-SBancorp under- or over-valued?

Valuing U-SBancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of U-SBancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

U-SBancorp's P/E ratio

U-SBancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 15x. In other words, U-SBancorp shares trade at around 15x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

U-SBancorp's PEG ratio

U-SBancorp's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.6623. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into U-SBancorp's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

U-SBancorp financials

Revenue TTM	$20.8 billion
Operating margin TTM	36.98%
Gross profit TTM	$19.2 billion
Return on assets TTM	1.11%
Return on equity TTM	11.66%
Profit margin	29.23%
Book value	$30.53
Market capitalisation	$86.9 billion

TTM: trailing 12 months

Shorting U-SBancorp shares

There are currently 14.4 million U-SBancorp shares held short by investors – that's known as U-SBancorp's "short interest". This figure is 3% down from 14.8 million last month.

There are a few different ways that this level of interest in shorting U-SBancorp shares can be evaluated.

U-SBancorp's "short interest ratio" (SIR)

U-SBancorp's "short interest ratio" (SIR) is the quantity of U-SBancorp shares currently shorted divided by the average quantity of U-SBancorp shares traded daily (recently around 9.3 million). U-SBancorp's SIR currently stands at 1.54. In other words for every 100,000 U-SBancorp shares traded daily on the market, roughly 1540 shares are currently held short.

However U-SBancorp's short interest can also be evaluated against the total number of U-SBancorp shares, or, against the total number of tradable U-SBancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case U-SBancorp's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 U-SBancorp shares in existence, roughly 10 shares are currently held short) or 0.0096% of the tradable shares (for every 100,000 tradable U-SBancorp shares, roughly 10 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against U-SBancorp.

Find out more about how you can short U-SBancorp stock.

U-SBancorp's environmental, social and governance track record

Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like U-SBancorp.

When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.

U-SBancorp's total ESG risk score

Total ESG risk: 28.04

Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and U-SBancorp's overall score of 28.04 (as at 12/31/2018) is nothing to write home about – landing it in it in the 46th percentile of companies rated in the same sector.

ESG scores are increasingly used to estimate the level of risk a company like U-SBancorp is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).

U-SBancorp's environmental score

Environmental score: 0.11/100

U-SBancorp's environmental score of 0.11 puts it squarely in the 3rd percentile of companies rated in the same sector. This could suggest that U-SBancorp is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.

U-SBancorp's social score

Social score: 11.69/100

U-SBancorp's social score of 11.69 puts it squarely in the 3rd percentile of companies rated in the same sector. This could suggest that U-SBancorp is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.

U-SBancorp's governance score

Governance score: 12.95/100

U-SBancorp's governance score puts it squarely in the 3rd percentile of companies rated in the same sector. That could suggest that U-SBancorp is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.

U-SBancorp's controversy score

Controversy score: 3/5

ESG scores also evaluate any incidences of controversy that a company has been involved in. U-SBancorp scored a 3 out of 5 for controversy – a middle-of-the-table result reflecting that U-SBancorp hasn't always managed to keep its nose clean.

Environmental, social, and governance (ESG) summary

U.S. Bancorp was last rated for ESG on: 2019-01-01.

Total ESG score	28.04
Total ESG percentile	46.14
Environmental score	0.11
Environmental score percentile	3
Social score	11.69
Social score percentile	3
Governance score	12.95
Governance score percentile	3
Level of controversy	3

U-SBancorp share dividends

Dividend payout ratio: 37.17% of net profits

Recently U-SBancorp has paid out, on average, around 37.17% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.99% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), U-SBancorp shareholders could enjoy a 2.99% return on their shares, in the form of dividend payments. In U-SBancorp's case, that would currently equate to about $1.68 per share.

While U-SBancorp's payout ratio might seem fairly standard, it's worth remembering that U-SBancorp may be investing much of the rest of its net profits in future growth.

U-SBancorp's most recent dividend payout was on 14 April 2021. The latest dividend was paid out to all shareholders who bought their shares by 29 March 2021 (the "ex-dividend date").

Have U-SBancorp's shares ever split?

U-SBancorp's shares were split on a 1265:1000 basis on 26 February 2001. So if you had owned 1000 shares the day before before the split, the next day you'd have owned 1265 shares. This wouldn't directly have changed the overall worth of your U-SBancorp shares – just the quantity. However, indirectly, the new 20.9% lower share price could have impacted the market appetite for U-SBancorp shares which in turn could have impacted U-SBancorp's share price.

U-SBancorp share price volatility

Over the last 12 months, U-SBancorp's shares have ranged in value from as little as $27.2441 up to $58.46. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while U-SBancorp's is 1.1649. This would suggest that U-SBancorp's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).

U-SBancorp overview

U. S. Bancorp, a financial services holding company, provides various financial services in the United States. It operates in Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support segments. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; lending services, such as traditional credit products; and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, the company offers investment and insurance products to its customers principally within its markets, as well as fund administration services to a range of mutual and other funds.

Frequently asked questions

• What percentage of U-SBancorp is owned by insiders or institutions?

  Currently 0.081% of U-SBancorp shares are held by insiders and 76.151% by institutions.

• How many people work for U-SBancorp?

  Latest data suggests 70,000 work at U-SBancorp.

• When does the fiscal year end for U-SBancorp?

  U-SBancorp's fiscal year ends in December.

• Where is U-SBancorp based?

  U-SBancorp's address is: 800 Nicollet Mall, Minneapolis, MN, United States, 55402

• What is U-SBancorp's ISIN number?

  U-SBancorp's international securities identification number is: US9029733048

• What is U-SBancorp's CUSIP number?

  U-SBancorp's Committee on Uniform Securities Identification Procedures number is: 319279105