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U.S. Bancorp is a banks-regional business based in the US. U-SBancorp shares (USB) are listed on the NYSE and all prices are listed in US Dollars. U-SBancorp employs 70,000 staff and has a trailing 12-month revenue of around USD$19.2 billion.
|Latest market close||USD$39.14|
|52-week range||USD$27.7036 - USD$57.6237|
|50-day moving average||USD$44.6279|
|200-day moving average||USD$39.0858|
|Wall St. target price||USD$49.55|
|Dividend yield||USD$1.68 (3.61%)|
|Earnings per share (TTM)||USD$3.022|
The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
|1 week (2021-01-07)||N/A|
|1 month (2020-12-14)||N/A|
|3 months (2020-10-16)||39.14|
|6 months (2020-07-17)||8.63%|
|1 year (2020-01-14)||N/A|
|2 years (2019-01-14)||N/A|
|3 years (2018-01-14)||N/A|
|5 years (2016-01-14)||N/A|
Valuing U-SBancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of U-SBancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
U-SBancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 15x. In other words, U-SBancorp shares trade at around 15x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
U-SBancorp's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 4.8154. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into U-SBancorp's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
|Revenue TTM||USD$19.2 billion|
|Operating margin TTM||33.28%|
|Gross profit TTM||USD$21.1 billion|
|Return on assets TTM||0.96%|
|Return on equity TTM||9.23%|
|Market capitalisation||USD$70 billion|
TTM: trailing 12 months
There are currently 13.3 million U-SBancorp shares held short by investors – that's known as U-SBancorp's "short interest". This figure is 20.5% down from 16.8 million last month.
There are a few different ways that this level of interest in shorting U-SBancorp shares can be evaluated.
U-SBancorp's "short interest ratio" (SIR) is the quantity of U-SBancorp shares currently shorted divided by the average quantity of U-SBancorp shares traded daily (recently around 6.8 million). U-SBancorp's SIR currently stands at 1.95. In other words for every 100,000 U-SBancorp shares traded daily on the market, roughly 1950 shares are currently held short.
However U-SBancorp's short interest can also be evaluated against the total number of U-SBancorp shares, or, against the total number of tradable U-SBancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case U-SBancorp's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 U-SBancorp shares in existence, roughly 10 shares are currently held short) or 0.0089% of the tradable shares (for every 100,000 tradable U-SBancorp shares, roughly 9 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against U-SBancorp.
Find out more about how you can short U-SBancorp stock.
Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like U-SBancorp.
When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.
Total ESG risk: 28.04
Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and U-SBancorp's overall score of 28.04 (as at 01/01/2019) is nothing to write home about – landing it in it in the 46th percentile of companies rated in the same sector.
ESG scores are increasingly used to estimate the level of risk a company like U-SBancorp is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).
Environmental score: 0.11/100
U-SBancorp's environmental score of 0.11 puts it squarely in the 3rd percentile of companies rated in the same sector. This could suggest that U-SBancorp is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.
Social score: 11.69/100
U-SBancorp's social score of 11.69 puts it squarely in the 3rd percentile of companies rated in the same sector. This could suggest that U-SBancorp is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.
Governance score: 12.95/100
U-SBancorp's governance score puts it squarely in the 3rd percentile of companies rated in the same sector. That could suggest that U-SBancorp is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.
Controversy score: 3/5
ESG scores also evaluate any incidences of controversy that a company has been involved in. U-SBancorp scored a 3 out of 5 for controversy – a middle-of-the-table result reflecting that U-SBancorp hasn't always managed to keep its nose clean.
|Total ESG score||28.04|
|Total ESG percentile||46.14|
|Environmental score percentile||3|
|Social score percentile||3|
|Governance score percentile||3|
|Level of controversy||3|
Dividend payout ratio: 52.5% of net profits
Recently U-SBancorp has paid out, on average, around 52.5% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.61% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), U-SBancorp shareholders could enjoy a 3.61% return on their shares, in the form of dividend payments. In U-SBancorp's case, that would currently equate to about $1.68 per share.
U-SBancorp's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.
U-SBancorp's most recent dividend payout was on 15 January 2021. The latest dividend was paid out to all shareholders who bought their shares by 30 December 2020 (the "ex-dividend date").
U-SBancorp's shares were split on a 1265:1000 basis on 27 February 2001. So if you had owned 1000 shares the day before before the split, the next day you'd have owned 1265 shares. This wouldn't directly have changed the overall worth of your U-SBancorp shares – just the quantity. However, indirectly, the new 20.9% lower share price could have impacted the market appetite for U-SBancorp shares which in turn could have impacted U-SBancorp's share price.
Over the last 12 months, U-SBancorp's shares have ranged in value from as little as $27.7036 up to $57.6237. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while U-SBancorp's is 1.0997. This would suggest that U-SBancorp's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).
U.S. Bancorp, a financial services holding company, provides various financial services in the United States. It operates in five segments: Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; lending services, such as traditional credit products; and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products, as well as home equity, auto, boat, RV, personal loans, and personal line of credit. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, the company offers investment and insurance products to its customers principally within its markets, as well as fund administration services to a range of mutual and other funds. Further, it provides corporate and purchasing card, and corporate trust services; and merchant processing services, as well as cash and investment management, ATM processing, mortgage banking, and brokerage and leasing services. The company offers its products and services through operating a network of 2,795 banking offices principally operating in the Midwest and West regions of the United States, as well as through online services and over mobile devices. It also operates a network of 4,459 ATMs. The company has a strategic alliance with State Farm Bank. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota.
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