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Universal Insurance Holdings, Inc is an insurance-property & casualty business based in the US. Universal Insurance shares (UVE) are listed on the NYSE and all prices are listed in US Dollars. Universal Insurance employs 805 staff and has a trailing 12-month revenue of around USD$1 billion.
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Latest market close | USD$14.87 |
---|---|
52-week range | USD$11.7394 - USD$26.868 |
50-day moving average | USD$14.443 |
200-day moving average | USD$16.0711 |
Wall St. target price | USD$15 |
PE ratio | 46.3056 |
Dividend yield | USD$0.64 (4.37%) |
Earnings per share (TTM) | USD$0.272 |
The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $14.87 from 2020-12-18
1 week (2021-01-05) | -1.72% |
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1 month (2020-12-11) | 2.98% |
3 months (2020-10-12) | 2.91% |
6 months (2020-07-11) | N/A |
1 year (2020-01-11) | N/A |
---|---|
2 years (2019-01-11) | -60.59% |
3 years (2018-01-12) | 28.6 |
5 years (2016-01-12) | 19.66 |
Valuing Universal Insurance stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Universal Insurance's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Universal Insurance's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 46x. In other words, Universal Insurance shares trade at around 46x recent earnings.
That's relatively high compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The high P/E ratio could mean that investors are optimistic about the outlook for the shares or simply that they're over-valued.
Universal Insurance's EBITDA (earnings before interest, taxes, depreciation and amortisation) is USD$19.1 million.
The EBITDA is a measure of a Universal Insurance's overall financial performance and is widely used to measure a its profitability.
Revenue TTM | USD$1 billion |
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Gross profit TTM | USD$335.9 million |
Return on assets TTM | -0.57% |
Return on equity TTM | -2.74% |
Profit margin | -1.38% |
Book value | $15.152 |
Market capitalisation | USD$466.1 million |
TTM: trailing 12 months
There are currently 979,452 Universal Insurance shares held short by investors – that's known as Universal Insurance's "short interest". This figure is 15.8% down from 1.2 million last month.
There are a few different ways that this level of interest in shorting Universal Insurance shares can be evaluated.
Universal Insurance's "short interest ratio" (SIR) is the quantity of Universal Insurance shares currently shorted divided by the average quantity of Universal Insurance shares traded daily (recently around 269080.21978022). Universal Insurance's SIR currently stands at 3.64. In other words for every 100,000 Universal Insurance shares traded daily on the market, roughly 3640 shares are currently held short.
However Universal Insurance's short interest can also be evaluated against the total number of Universal Insurance shares, or, against the total number of tradable Universal Insurance shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Universal Insurance's short interest could be expressed as 0.03% of the outstanding shares (for every 100,000 Universal Insurance shares in existence, roughly 30 shares are currently held short) or 0.0416% of the tradable shares (for every 100,000 tradable Universal Insurance shares, roughly 42 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Universal Insurance.
Find out more about how you can short Universal Insurance stock.
We're not expecting Universal Insurance to pay a dividend over the next 12 months.
Universal Insurance's shares were split on a 1:4 basis on 6 December 1994. So if you had owned 4 shares the day before before the split, the next day you'd have owned 1 share. This wouldn't directly have changed the overall worth of your Universal Insurance shares – just the quantity. However, indirectly, the new 300% higher share price could have impacted the market appetite for Universal Insurance shares which in turn could have impacted Universal Insurance's share price.
Over the last 12 months, Universal Insurance's shares have ranged in value from as little as $11.7394 up to $26.868. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Universal Insurance's is 1.0079. This would suggest that Universal Insurance's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company develops, markets, and underwrites insurance products for personal residential homeowner's insurance. It also offers personal residential insurance, such as homeowners, renters/tenants, condo unit owners, and dwelling/fire, and commercial residential multi-peril; and allied lines, coverage for other structures, and personal property, as well as liability and personal articles coverages. In addition, the company provides policy and claims administration, and reinsurance intermediary services, as well as operates Universal Direct, a direct-to-consumer online platform, which enables homeowners to directly purchase, pay for, and bind homeowners' policies. It offers its products through a network of independent agents. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was founded in 1990 and is headquartered in Fort Lauderdale, Florida.
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