Universal Insurance Holdings Inc is an insurance-property & casualty business based in the US. Universal Insurance shares (UVE) are listed on the NYSE and all prices are listed in US Dollars. Universal Insurance employs 1,047 staff and has a trailing 12-month revenue of around 0.00.
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| Latest market close | $13.20 |
|---|---|
| 52-week range | $11.25 - $19.13 |
| 50-day moving average | $12.55 |
| 200-day moving average | $14.17 |
| Wall St. target price | $13.50 |
| PE ratio | 36.6667 |
| Dividend yield | $0.64 (4.9%) |
| Earnings per share (TTM) | $0.36 |
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This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $13.2 from 2022-07-01
| 1 week (2022-06-23) | 3.37% |
|---|---|
| 1 month (2022-06-02) | 4.18% |
| 3 months (2022-03-30) | -0.15% |
| 6 months (2022-01-03) | -22.44% |
| 1 year (2021-07-02) | -4.56% |
|---|---|
| 2 years (2020-07-02) | -23.79% |
| 3 years (2019-07-03) | 28.57 |
| 5 years (2017-07-03) | 25.95 |
Valuing Universal Insurance stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Universal Insurance's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Universal Insurance's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 37x. In other words, Universal Insurance shares trade at around 37x recent earnings.
That's relatively high compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The high P/E ratio could mean that investors are optimistic about the outlook for the shares or simply that they're over-valued.
Universal Insurance's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $23.7 million.
The EBITDA is a measure of a Universal Insurance's overall financial performance and is widely used to measure a its profitability.
| Revenue TTM | $1.1 billion |
|---|---|
| Operating margin TTM | 1.46% |
| Gross profit TTM | $342.6 million |
| Return on assets TTM | 0.61% |
| Return on equity TTM | 2.71% |
| Profit margin | 1.01% |
| Book value | $12.81 |
| Market capitalisation | $408.5 million |
TTM: trailing 12 months
Dividend payout ratio: 1.97% of net profits
Recently Universal Insurance has paid out, on average, around 1.97% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 4.9% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Universal Insurance shareholders could enjoy a 4.9% return on their shares, in the form of dividend payments. In Universal Insurance's case, that would currently equate to about $0.64 per share.
While Universal Insurance's payout ratio might seem low, this can signify that Universal Insurance is investing more in its future growth.
Universal Insurance's most recent dividend payout was on 19 May 2022. The latest dividend was paid out to all shareholders who bought their shares by 11 May 2022 (the "ex-dividend date").
Universal Insurance's shares were split on a 1:4 basis on 5 December 1994. So if you had owned 4 shares the day before before the split, the next day you'd have owned 1 share. This wouldn't directly have changed the overall worth of your Universal Insurance shares – just the quantity. However, indirectly, the new 300% higher share price could have impacted the market appetite for Universal Insurance shares which in turn could have impacted Universal Insurance's share price.
Over the last 12 months, Universal Insurance's shares have ranged in value from as little as $11.2529 up to $19.1349. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Universal Insurance's is 1.093. This would suggest that Universal Insurance's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).
Universal Insurance Holdings, Inc. , together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company develops, markets, and underwrites insurance products for personal residential insurance, such as homeowners, renters/tenants, condo unit owners, and dwelling/fire; and offers allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; places and manages reinsurance programs for the insurance entities; and operates Clovered. com, an online platform in which consumers receive side-by-side quotes from various carriers across multiple states, as well as educational materials about homeowners' insurance policies. It offers its products through a network of independent agents, as well as Universal Direct, a direct-to-consumer online platform, which enables homeowners to directly purchase, pay for, and bind homeowners' policies. The company was formerly known as Universal Heights, Inc.
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