How to buy Unity Bancorp stock

Unity Bancorp, Inc is a banks-regional business based in the US. Unity Bancorp shares (UNTY) are listed on the NASDAQ and all prices are listed in US Dollars. Unity Bancorp employs 206 staff and has a trailing 12-month revenue of around USD$70.4 million.

How to buy shares in Unity Bancorp

1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
3. Search for Unity Bancorp. Find the stock by name or ticker symbol: UNTY. Research its history to confirm it's a solid investment against your financial goals.
4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until Unity Bancorp reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
5. Decide on how many to buy. Weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of Unity Bancorp, depending on your broker.
6. Check in on your investment. Congratulations, you own a part of Unity Bancorp. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

Unity Bancorp share price

Use our graph to track the performance of UNTY stocks over time.

Unity Bancorp shares at a glance

• Key figures

Information last updated 2021-02-24.

52-week range	USD$9.329 - USD$20.76
50-day moving average	USD$19.3048
200-day moving average	USD$15.8723
Wall St. target price	USD$25
PE ratio	8.8311
Dividend yield	USD$0.32 (1.64%)
Earnings per share (TTM)	USD$2.19

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Is it a good time to buy Unity Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Technical Analysis of Unity Bancorp, Inc by TradingView

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Unity Bancorp financials

Revenue TTM	USD$70.4 million
Operating margin TTM	45.48%
Gross profit TTM	USD$70.4 million
Return on assets TTM	1.29%
Return on equity TTM	14.13%
Profit margin	33.59%
Book value	$16.633
Market capitalisation	USD$204.3 million

TTM: trailing 12 months

Shorting Unity Bancorp shares

There are currently 67,316 Unity Bancorp shares held short by investors – that's known as Unity Bancorp's "short interest". This figure is 13.1% up from 59,532 last month.

There are a few different ways that this level of interest in shorting Unity Bancorp shares can be evaluated.

Unity Bancorp's "short interest ratio" (SIR)

Unity Bancorp's "short interest ratio" (SIR) is the quantity of Unity Bancorp shares currently shorted divided by the average quantity of Unity Bancorp shares traded daily (recently around 23373.611111111). Unity Bancorp's SIR currently stands at 2.88. In other words for every 100,000 Unity Bancorp shares traded daily on the market, roughly 2880 shares are currently held short.

However Unity Bancorp's short interest can also be evaluated against the total number of Unity Bancorp shares, or, against the total number of tradable Unity Bancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Unity Bancorp's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Unity Bancorp shares in existence, roughly 10 shares are currently held short) or 0.009% of the tradable shares (for every 100,000 tradable Unity Bancorp shares, roughly 9 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Unity Bancorp.

Find out more about how you can short Unity Bancorp stock.

Have Unity Bancorp's shares ever split?

Unity Bancorp's shares were split on a 11:10 basis on 13 September 2016. So if you had owned 10 shares the day before before the split, the next day you'd have owned 11 shares. This wouldn't directly have changed the overall worth of your Unity Bancorp shares – just the quantity. However, indirectly, the new 9.1% lower share price could have impacted the market appetite for Unity Bancorp shares which in turn could have impacted Unity Bancorp's share price.

Unity Bancorp share price volatility

Over the last 12 months, Unity Bancorp's shares have ranged in value from as little as $9.329 up to $20.76. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Unity Bancorp's is 1.3938. This would suggest that Unity Bancorp's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).

Unity Bancorp overview

Unity Bancorp, Inc. operates as the holding company for Unity Bank that provides commercial and retail banking products and services to individuals, small and medium sized businesses, and professional communities. It offers personal and business checking accounts, time deposits, money market accounts, and regular savings accounts. The company also provides commercial, small business administration, consumer, mortgage, home equity, and personal loans. As of December 31, 2019, it offered its financial services through the Internet and nineteen branch offices located in Bergen, Hunterdon, Middlesex, Somerset, Union, and Warren counties in New Jersey, as well as Northampton County, Pennsylvania. The company was founded in 1991 and is based in Clinton, New Jersey.

Frequently asked questions

• What percentage of Unity Bancorp is owned by insiders or institutions?

  Currently 29.031% of Unity Bancorp shares are held by insiders and 49.382% by institutions.

• How many people work for Unity Bancorp?

  Latest data suggests 206 work at Unity Bancorp.

• When does the fiscal year end for Unity Bancorp?

  Unity Bancorp's fiscal year ends in December.

• Where is Unity Bancorp based?

  Unity Bancorp's address is: 64 Old Highway 22, Clinton, NJ, United States, 08809

• What is Unity Bancorp's ISIN number?

  Unity Bancorp's international securities identification number is: US9132901029

• What is Unity Bancorp's CUSIP number?

  Unity Bancorp's Committee on Uniform Securities Identification Procedures number is: 913290102