How to buy United Security Bancshares stock

United Security Bancshares is a banks-regional business based in the US. United Security Bancshares shares (UBFO) are listed on the NASDAQ and all prices are listed in US Dollars.

How to buy shares in United Security Bancshares

1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
3. Search for United Security Bancshares. Find the stock by name or ticker symbol: UBFO. Research its history to confirm it's a solid investment against your financial goals.
4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until United Security Bancshares reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
5. Decide on how many to buy. Weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of United Security Bancshares, depending on your broker.
6. Check in on your investment. Congratulations, you own a part of United Security Bancshares. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

United Security Bancshares share price

Use our graph to track the performance of UBFO stocks over time.

United Security Bancshares shares at a glance

• Key figures

Information last updated 2021-02-24.

52-week range	USD$4.7122 - USD$9.0225
50-day moving average	USD$7.0794
200-day moving average	USD$6.6684
Wall St. target price	N/A
PE ratio	14.1856
Dividend yield	USD$0.44 (5.97%)
Earnings per share (TTM)	USD$0.528

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Is it a good time to buy United Security Bancshares stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Technical Analysis of United Security Bancshares by TradingView

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

United Security Bancshares financials

Revenue TTM	USD$33.7 million
Operating margin TTM	40.14%
Gross profit TTM	USD$33.7 million
Return on assets TTM	0.87%
Return on equity TTM	7.67%
Profit margin	26.58%
Book value	$6.926
Market capitalisation	USD$127.4 million

TTM: trailing 12 months

Shorting United Security Bancshares shares

There are currently 146,340 United Security Bancshares shares held short by investors – that's known as United Security Bancshares's "short interest". This figure is 7.7% up from 135,846 last month.

There are a few different ways that this level of interest in shorting United Security Bancshares shares can be evaluated.

United Security Bancshares's "short interest ratio" (SIR)

United Security Bancshares's "short interest ratio" (SIR) is the quantity of United Security Bancshares shares currently shorted divided by the average quantity of United Security Bancshares shares traded daily (recently around 40203.296703297). United Security Bancshares's SIR currently stands at 3.64. In other words for every 100,000 United Security Bancshares shares traded daily on the market, roughly 3640 shares are currently held short.

However United Security Bancshares's short interest can also be evaluated against the total number of United Security Bancshares shares, or, against the total number of tradable United Security Bancshares shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case United Security Bancshares's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 United Security Bancshares shares in existence, roughly 10 shares are currently held short) or 0.011% of the tradable shares (for every 100,000 tradable United Security Bancshares shares, roughly 11 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against United Security Bancshares.

Find out more about how you can short United Security Bancshares stock.

Have United Security Bancshares's shares ever split?

United Security Bancshares's shares were split on a 101:100 basis on 5 April 2017. So if you had owned 100 shares the day before before the split, the next day you'd have owned 101 shares. This wouldn't directly have changed the overall worth of your United Security Bancshares shares – just the quantity. However, indirectly, the new 1% lower share price could have impacted the market appetite for United Security Bancshares shares which in turn could have impacted United Security Bancshares's share price.

United Security Bancshares share price volatility

Over the last 12 months, United Security Bancshares's shares have ranged in value from as little as $4.7122 up to $9.0225. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while United Security Bancshares's is 0.7433. This would suggest that United Security Bancshares's shares are less volatile than average (for this exchange).

United Security Bancshares overview

United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. The company accepts various deposit products, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also offers real estate mortgage, commercial and industrial, real estate construction, and consumer loans, as well as agricultural, installment, and student loans. In addition, the company provides online and mobile banking, safe deposit boxes, payroll direct deposit, cashier's check, cash management, traveler's check, money order, foreign draft, and interactive teller and ATM services. As of October 15, 2020, it operated through 12 full-service branch offices in Fresno, Bakersfield, Campbell, Caruthers, Coalinga, Firebaugh, Mendota, Oakhurst, San Joaquin, and Taft. The company was founded in 1987 and is headquartered in Fresno, California.

Frequently asked questions

• What percentage of United Security Bancshares is owned by insiders or institutions?

  Currently 21.605% of United Security Bancshares shares are held by insiders and 30.963% by institutions.

• When does the fiscal year end for United Security Bancshares?

  United Security Bancshares's fiscal year ends in December.

• Where is United Security Bancshares based?

  United Security Bancshares's address is: 2126 Inyo Street, Fresno, CA, United States, 93721

• What is United Security Bancshares's ISIN number?

  United Security Bancshares's international securities identification number is: US9114601035

• What is United Security Bancshares's CUSIP number?

  United Security Bancshares's Committee on Uniform Securities Identification Procedures number is: 911459105