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United Bankshares, Inc is a banks-regional business based in the US. United Bankshares shares (UBSI) are listed on the NASDAQ and all prices are listed in US Dollars. United Bankshares employs 3,051 staff and has a trailing 12-month revenue of around 0.00.
|52-week range||$20.16 - $41.61|
|50-day moving average||$39.07|
|200-day moving average||$33.18|
|Wall St. target price||$40.30|
|Dividend yield||$1.4 (3.68%)|
|Earnings per share (TTM)||$2.40|
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Valuing United Bankshares stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of United Bankshares's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
United Bankshares's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 16x. In other words, United Bankshares shares trade at around 16x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
United Bankshares's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.92. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into United Bankshares's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
|Revenue TTM||$935.5 million|
|Operating margin TTM||42.8%|
|Gross profit TTM||$935.5 million|
|Return on assets TTM||1.26%|
|Return on equity TTM||7.55%|
|Market capitalisation||$5.2 billion|
TTM: trailing 12 months
There are currently 3.0 million United Bankshares shares held short by investors – that's known as United Bankshares's "short interest". This figure is 11.9% down from 3.4 million last month.
There are a few different ways that this level of interest in shorting United Bankshares shares can be evaluated.
United Bankshares's "short interest ratio" (SIR) is the quantity of United Bankshares shares currently shorted divided by the average quantity of United Bankshares shares traded daily (recently around 542289.72972973). United Bankshares's SIR currently stands at 5.55. In other words for every 100,000 United Bankshares shares traded daily on the market, roughly 5550 shares are currently held short.
However United Bankshares's short interest can also be evaluated against the total number of United Bankshares shares, or, against the total number of tradable United Bankshares shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case United Bankshares's short interest could be expressed as 0.02% of the outstanding shares (for every 100,000 United Bankshares shares in existence, roughly 20 shares are currently held short) or 0.028% of the tradable shares (for every 100,000 tradable United Bankshares shares, roughly 28 shares are currently held short).
A SIR below 10% would generally be considered to indicate a fairly optimistic outlook for the share price, with fewer people currently willing to bet against United Bankshares.
Find out more about how you can short United Bankshares stock.
Dividend payout ratio: 50.95% of net profits
Recently United Bankshares has paid out, on average, around 50.95% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.68% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), United Bankshares shareholders could enjoy a 3.68% return on their shares, in the form of dividend payments. In United Bankshares's case, that would currently equate to about $1.4 per share.
United Bankshares's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.
United Bankshares's most recent dividend payout was on 31 March 2021. The latest dividend was paid out to all shareholders who bought their shares by 10 March 2021 (the "ex-dividend date").
United Bankshares's shares were split on a 2:1 basis on 29 March 1998. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your United Bankshares shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for United Bankshares shares which in turn could have impacted United Bankshares's share price.
Over the last 12 months, United Bankshares's shares have ranged in value from as little as $20.1627 up to $41.61. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while United Bankshares's is 1.4004. This would suggest that United Bankshares's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).
United Bankshares, Inc. , a financial holding company, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and interest-bearing checking accounts. Its loan products include commercial loans and leases; construction and real estate loans; personal, credit card, commercial, and floor plan loans; and credit card and home equity loans. In addition, the company provides credit cards; safe deposit boxes, wire transfers, and other banking products and services; investment and security services; services to correspondent banks, including buying and selling federal funds; automated teller machine services; and internet and telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services.
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