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How to buy United Bancshares stock
Learn how to easily invest in United Bancshares stock.
United Bancshares Inc is a banks-regional business based in the US. United Bancshares shares (UBOH) are listed on the NASDAQ and all prices are listed in US Dollars. United Bancshares employs 211 staff and has a trailing 12-month revenue of around $48.7 million.
How to buy shares in United Bancshares
- Compare share trading platforms. Use our comparison table to help you find a platform that fits you.
- Open your brokerage account. Complete an application with your details.
- Confirm your payment details. Fund your account.
- Research the stock. Find the stock by name or ticker symbol – UBOH – and research it before deciding if it's a good investment for you.
- Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
- Check in on your investment. Optimize your portfolio by tracking your stock.
What's in this guide?
United Bancshares stock price (NASDAQ: UBOH)Use our graph to track the performance of UBOH stocks over time.
United Bancshares shares at a glance
|Latest market close||$20.50|
|52-week range||$19.14 - $34.79|
|50-day moving average||$21.78|
|200-day moving average||$29.08|
|Wall St. target price||N/A|
|Dividend yield||$0.82 (4.05%)|
|Earnings per share (TTM)||$3.45|
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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
Is it a good time to buy United Bancshares stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
United Bancshares price performance over time
|1 week (2022-09-21)||-1.20%|
|1 month (2022-08-29)||3.02%|
|3 months (2022-06-29)||-27.82%|
|6 months (2022-03-29)||-40.49%|
|1 year (2021-09-29)||-32.70%|
|2 years (2020-09-29)||-6.82%|
|3 years (2019-09-27)||1.23%|
|5 years (2017-09-28)||22.6|
Is United Bancshares stock undervalued or overvalued?
Valuing United Bancshares stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of United Bancshares's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
United Bancshares's P/E ratio
United Bancshares's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 6x. In other words, United Bancshares shares trade at around 6x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
United Bancshares financials
|Revenue TTM||$48.7 million|
|Operating margin TTM||27.07%|
|Gross profit TTM||$52.8 million|
|Return on assets TTM||1.07%|
|Return on equity TTM||11.34%|
|Market capitalisation||$65.9 million|
TTM: trailing 12 months
United Bancshares share dividends
Dividend payout ratio: 31.41% of net profits
Recently United Bancshares has paid out, on average, around 31.41% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 4.05% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), United Bancshares shareholders could enjoy a 4.05% return on their shares, in the form of dividend payments. In United Bancshares's case, that would currently equate to about $0.82 per share.
While United Bancshares's payout ratio might seem fairly standard, it's worth remembering that United Bancshares may be investing much of the rest of its net profits in future growth.
United Bancshares's most recent dividend payout was on 14 June 2022. The latest dividend was paid out to all shareholders who bought their shares by 29 August 2022 (the "ex-dividend date").
Have United Bancshares's shares ever split?
United Bancshares's shares were split on 30 November 1998.
United Bancshares share price volatility
Over the last 12 months, United Bancshares's shares have ranged in value from as little as $19.1441 up to $34.7882. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while United Bancshares's is 0.5625. This would suggest that United Bancshares's shares are less volatile than average (for this exchange).
United Bancshares overview
United Bancshares, Inc. operates as the bank holding company for The Union Bank Company that provides various commercial and consumer banking services. The company accepts various deposits products, such as checking, savings, demand deposit, money market deposit, term certificate, and individual retirement accounts, as well as certificates of deposit. Its loan products include commercial and residential real estate, agricultural, commercial and industrial, home equity, and various types of consumer and small business administration loans. The company also offers wealth management, financial needs analysis, mutual funds, securities trading, annuities, and life insurance services; and treasury management, online and mobile banking, automatic teller machine, bill pay, safe deposit box rental, payment, and other personalized services. It operates eighteen full service banking centers and three loan production offices in northwest and central Ohio. United Bancshares, Inc.
Frequently asked questionsWhat percentage of United Bancshares is owned by insiders or institutions?
Currently 21.733% of United Bancshares shares are held by insiders and 21.283% by institutions. How many people work for United Bancshares?
Latest data suggests 211 work at United Bancshares. When does the fiscal year end for United Bancshares?
United Bancshares's fiscal year ends in December. Where is United Bancshares based?
United Bancshares's address is: 105 Progressive Drive, Columbus Grove, OH, United States, 45830 What is United Bancshares's ISIN number?
United Bancshares's international securities identification number is: US9094581017 What is United Bancshares's CUSIP number?
United Bancshares's Committee on Uniform Securities Identification Procedures number is: 909458101
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