Our top pick for
Beginners
Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
How to buy United Bancshares stock
Own United Bancshares stock in just a few minutes.
Fact checked
United Bancshares, Inc is a banks-regional business based in the US. United Bancshares shares (UBOH) are listed on the NASDAQ and all prices are listed in US Dollars.
How to buy shares in United Bancshares
- Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
- Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
- Search for United Bancshares. Find the stock by name or ticker symbol: UBOH. Research its history to confirm it's a solid investment against your financial goals.
- Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until United Bancshares reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
- Decide on how many to buy. Weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of United Bancshares, depending on your broker.
- Check in on your investment. Congratulations, you own a part of United Bancshares. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.
Our top pick for
Building a portfolio
Our top pick for
Advanced traders
What's in this guide?
- UBOH shares summary
- Compare share dealing platforms
- Is UBOH stock a buy or sell?
- Stock performance over time
- Can I short UBOH shares?
- Are UBOH shares over-valued?
- United Bancshares's financials
- How volatile are UBOH shares?
- Does United Bancshares pay a dividend?
- Have UBOH shares ever split?
- Other common questions
United Bancshares share price
Use our graph to track the performance of UBOH stocks over time.United Bancshares shares at a glance
Information last updated 2021-02-24.
| 52-week range | USD$12.3705 - USD$26.9326 |
|---|---|
| 50-day moving average | USD$24.22 |
| 200-day moving average | USD$22.0941 |
| Wall St. target price | N/A |
| PE ratio | 5.7075 |
| Dividend yield | USD$0.51 (2.12%) |
| Earnings per share (TTM) | USD$4.205 |
Buy United Bancshares shares from these brokerages
Compare special offers, low fees and a wide range of types of investments among top trading platforms.*Signup bonus information updated weekly.
The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
Is it a good time to buy United Bancshares stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Is United Bancshares under- or over-valued?
Valuing United Bancshares stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of United Bancshares's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
United Bancshares's P/E ratio
United Bancshares's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 6x. In other words, United Bancshares shares trade at around 6x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
United Bancshares financials
| Revenue TTM | USD$53.8 million |
|---|---|
| Operating margin TTM | 30.97% |
| Gross profit TTM | USD$53.8 million |
| Return on assets TTM | 1.73% |
| Return on equity TTM | 13.47% |
| Profit margin | 25.55% |
| Book value | $33.442 |
| Market capitalisation | USD$78.5 million |
TTM: trailing 12 months
Shorting United Bancshares shares
There are currently 517 United Bancshares shares held short by investors – that's known as United Bancshares's "short interest". This figure is 28.3% down from 721 last month.
There are a few different ways that this level of interest in shorting United Bancshares shares can be evaluated.
United Bancshares's "short interest ratio" (SIR)
United Bancshares's "short interest ratio" (SIR) is the quantity of United Bancshares shares currently shorted divided by the average quantity of United Bancshares shares traded daily (recently around 3041.1764705882). United Bancshares's SIR currently stands at 0.17. In other words for every 100,000 United Bancshares shares traded daily on the market, roughly 170 shares are currently held short.
However United Bancshares's short interest can also be evaluated against the total number of United Bancshares shares, or, against the total number of tradable United Bancshares shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case United Bancshares's short interest could be expressed as 0% of the outstanding shares (for every 100,000 United Bancshares shares in existence, roughly 0 shares are currently held short) or 0.0002% of the tradable shares (for every 100,000 tradable United Bancshares shares, roughly 0 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against United Bancshares.
Find out more about how you can short United Bancshares stock.
United Bancshares share dividends
Dividend payout ratio: 13.73% of net profits
Recently United Bancshares has paid out, on average, around 13.73% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.67% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), United Bancshares shareholders could enjoy a 2.67% return on their shares, in the form of dividend payments. In United Bancshares's case, that would currently equate to about $0.51 per share.
While United Bancshares's payout ratio might seem low, this can signify that United Bancshares is investing more in its future growth.
United Bancshares's most recent dividend payout was on 15 March 2021. The latest dividend was paid out to all shareholders who bought their shares by 25 February 2021 (the "ex-dividend date").
Have United Bancshares's shares ever split?
United Bancshares's shares were split on a 10064:1000 basis on 28 January 2014. So if you had owned 1000 shares the day before before the split, the next day you'd have owned 10064 shares. This wouldn't directly have changed the overall worth of your United Bancshares shares – just the quantity. However, indirectly, the new 90.1% lower share price could have impacted the market appetite for United Bancshares shares which in turn could have impacted United Bancshares's share price.
United Bancshares share price volatility
Over the last 12 months, United Bancshares's shares have ranged in value from as little as $12.3705 up to $26.9326. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while United Bancshares's is 0.826. This would suggest that United Bancshares's shares are less volatile than average (for this exchange).
United Bancshares overview
United Bancshares, Inc. operates as the bank holding company for The Union Bank Company that provides various commercial and consumer banking services. The company accepts various deposits products, such as checking, savings, demand deposit, money market deposit, term certificate, and individual retirement accounts, as well as certificates of deposit. Its loan products include commercial and residential real estate, agricultural, commercial and industrial, home equity, and various types of consumer and small business administration loans. The company also offers wealth management, treasury management, online and mobile banking, automatic teller machine, bill pay, safe deposit box rental, payment, and other personalized services. The company operates seventeen banking centers and two loan production offices in northwest and central Ohio. United Bancshares, Inc. was founded in 1904 and is headquartered in Columbus Grove, Ohio.
Frequently asked questions
More guides on Finder
-
How to buy Toast Inc (UBOH.US) stock when it goes public
Everything we know about the Toast Inc IPO, plus information on how to buy in.
-
How to buy Cyxtera (UBOH.US) stock when it goes public
Everything we know about the Cyxtera IPO, plus information on how to buy in.
-
How to buy ATI Physical Therapy (UBOH.US) stock when it goes public
Everything we know about the ATI Physical Therapy IPO, plus information on how to buy in.
-
How to buy Sportradar (UBOH.US) stock when it goes public
Everything we know about the Sportradar IPO, plus information on how to buy in.
-
How to buy Longboard Pharmaceuticals Inc (LBPH) stock when it goes public
Everything we know about the Longboard Pharmaceuticals Inc IPO, plus information on how to buy in.
-
How to buy Prometheus Biosciences Inc (RXDX) stock when it goes public
Everything we know about the Prometheus Biosciences Inc IPO, plus information on how to buy in.
-
How to buy Olo Inc (OLO) stock when it goes public
Everything we know about the Olo Inc IPO, plus information on how to buy in.
-
How to buy China Eco-Materials Group Co Limited (ZGHB) stock when it goes public
Everything we know about the China Eco-Materials Group Co Limited IPO, plus information on how to buy in.
-
How to buy Gain Therapeutics Inc (GANX) stock when it goes public
Everything we know about the Gain Therapeutics Inc IPO, plus information on how to buy in.
-
How to buy Karat Packaging Inc (KRT) stock when it goes public
Everything we know about the Karat Packaging Inc IPO, plus information on how to buy in.
Ask an Expert