United Bancshares Inc is a banks-regional business based in the US. United Bancshares shares (UBOH) are listed on the NASDAQ and all prices are listed in US Dollars. United Bancshares employs 211 staff and has a trailing 12-month revenue of around $48.7 million.
Our top pick for
Beginners
Our top pick for
Free trades
Our top pick for
Active traders
| Latest market close | $20.50 |
|---|---|
| 52-week range | $19.14 - $34.79 |
| 50-day moving average | $21.78 |
| 200-day moving average | $29.08 |
| Wall St. target price | N/A |
| PE ratio | 5.8261 |
| Dividend yield | $0.82 (4.05%) |
| Earnings per share (TTM) | $3.45 |
*Signup bonus information updated weekly.
The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $20.5 from 2022-09-27
| 1 week (2022-09-21) | -1.20% |
|---|---|
| 1 month (2022-08-29) | 3.02% |
| 3 months (2022-06-29) | -27.82% |
| 6 months (2022-03-29) | -40.49% |
| 1 year (2021-09-29) | -32.70% |
|---|---|
| 2 years (2020-09-29) | -6.82% |
| 3 years (2019-09-27) | 1.23% |
| 5 years (2017-09-28) | 22.6 |
Valuing United Bancshares stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of United Bancshares's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
United Bancshares's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 6x. In other words, United Bancshares shares trade at around 6x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
| Revenue TTM | $48.7 million |
|---|---|
| Operating margin TTM | 27.07% |
| Gross profit TTM | $52.8 million |
| Return on assets TTM | 1.07% |
| Return on equity TTM | 11.34% |
| Profit margin | 23.63% |
| Book value | $26.57 |
| Market capitalisation | $65.9 million |
TTM: trailing 12 months
Dividend payout ratio: 31.41% of net profits
Recently United Bancshares has paid out, on average, around 31.41% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 4.05% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), United Bancshares shareholders could enjoy a 4.05% return on their shares, in the form of dividend payments. In United Bancshares's case, that would currently equate to about $0.82 per share.
While United Bancshares's payout ratio might seem fairly standard, it's worth remembering that United Bancshares may be investing much of the rest of its net profits in future growth.
United Bancshares's most recent dividend payout was on 14 June 2022. The latest dividend was paid out to all shareholders who bought their shares by 29 August 2022 (the "ex-dividend date").
United Bancshares's shares were split on 30 November 1998.
Over the last 12 months, United Bancshares's shares have ranged in value from as little as $19.1441 up to $34.7882. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while United Bancshares's is 0.5625. This would suggest that United Bancshares's shares are less volatile than average (for this exchange).
United Bancshares, Inc. operates as the bank holding company for The Union Bank Company that provides various commercial and consumer banking services. The company accepts various deposits products, such as checking, savings, demand deposit, money market deposit, term certificate, and individual retirement accounts, as well as certificates of deposit. Its loan products include commercial and residential real estate, agricultural, commercial and industrial, home equity, and various types of consumer and small business administration loans. The company also offers wealth management, financial needs analysis, mutual funds, securities trading, annuities, and life insurance services; and treasury management, online and mobile banking, automatic teller machine, bill pay, safe deposit box rental, payment, and other personalized services. It operates eighteen full service banking centers and three loan production offices in northwest and central Ohio. United Bancshares, Inc.
Everything we know about the YanGuFang International Group IPO, plus information on how to buy in.
Looking to invest in tech? Here’s how to buy shares in the major tech companies, known as FAANG stocks.
A simple guide to buying stocks in your favorite European soccer team.
Steps to owning and managing JUVE, with 24-hour and historical pricing before you buy.
Steps to owning and managing ASR, with 24-hour and historical pricing before you buy.
Steps to owning and managing BVB, with 24-hour and historical pricing before you buy.
Everything we know about the Lead Real Estate Co. IPO, plus information on how to buy in.
Everything we know about the Third Harmonic Bio IPO, plus information on how to buy in.
Everything we know about the LINKBANCORP IPO, plus information on how to buy in.
Here are the stocks that benefit from inflation, as well as industries to keep an eye on to reduce the impacts of inflation on your portfolio.