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United Bancshares Inc is a banks-regional business based in the US. United Bancshares shares (UBOH) are listed on the NASDAQ and all prices are listed in US Dollars. United Bancshares employs 222 staff and has a trailing 12-month revenue of around 0.00.
|Latest market close||$30.00|
|52-week range||$18.16 - $37.47|
|50-day moving average||$30.25|
|200-day moving average||$31.44|
|Wall St. target price||N/A|
|Dividend yield||$0.63 (2.06%)|
|Earnings per share (TTM)||$4.12|
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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
|1 week (2021-10-15)||0.87%|
|1 month (2021-09-24)||-4.31%|
|3 months (2021-07-23)||-15.37%|
|6 months (2021-04-23)||8.11%|
|1 year (2020-10-23)||57.89%|
|2 years (2019-10-23)||49.25%|
|3 years (2018-10-23)||29.53%|
|5 years (2016-10-20)||57.69%|
Valuing United Bancshares stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of United Bancshares's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
United Bancshares's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 7x. In other words, United Bancshares shares trade at around 7x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
|Revenue TTM||$54.9 million|
|Operating margin TTM||30.23%|
|Gross profit TTM||$53.8 million|
|Return on assets TTM||1.34%|
|Return on equity TTM||12.49%|
|Market capitalisation||$97.5 million|
TTM: trailing 12 months
There are currently 1,698 United Bancshares shares held short by investors – that's known as United Bancshares's "short interest". This figure is 52.9% down from 3,605 last month.
There are a few different ways that this level of interest in shorting United Bancshares shares can be evaluated.
United Bancshares's "short interest ratio" (SIR) is the quantity of United Bancshares shares currently shorted divided by the average quantity of United Bancshares shares traded daily (recently around 3032.1428571429). United Bancshares's SIR currently stands at 0.56. In other words for every 100,000 United Bancshares shares traded daily on the market, roughly 560 shares are currently held short.
However United Bancshares's short interest can also be evaluated against the total number of United Bancshares shares, or, against the total number of tradable United Bancshares shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case United Bancshares's short interest could be expressed as 0% of the outstanding shares (for every 100,000 United Bancshares shares in existence, roughly 0 shares are currently held short) or 0.0008% of the tradable shares (for every 100,000 tradable United Bancshares shares, roughly 1 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against United Bancshares.
Find out more about how you can short United Bancshares stock.
Dividend payout ratio: 20.62% of net profits
Recently United Bancshares has paid out, on average, around 20.62% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.69% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), United Bancshares shareholders could enjoy a 2.69% return on their shares, in the form of dividend payments. In United Bancshares's case, that would currently equate to about $0.63 per share.
While United Bancshares's payout ratio might seem low, this can signify that United Bancshares is investing more in its future growth.
United Bancshares's most recent dividend payout was on 14 September 2021. The latest dividend was paid out to all shareholders who bought their shares by 29 August 2021 (the "ex-dividend date").
United Bancshares's shares were split on a 10064:1000 basis on 27 January 2014. So if you had owned 1000 shares the day before before the split, the next day you'd have owned 10064 shares. This wouldn't directly have changed the overall worth of your United Bancshares shares – just the quantity. However, indirectly, the new 90.1% lower share price could have impacted the market appetite for United Bancshares shares which in turn could have impacted United Bancshares's share price.
Over the last 12 months, United Bancshares's shares have ranged in value from as little as $18.1576 up to $37.467. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while United Bancshares's is 0.8169. This would suggest that United Bancshares's shares are less volatile than average (for this exchange).
United Bancshares, Inc. operates as the bank holding company for The Union Bank Company that provides various commercial and consumer banking services. The company accepts various deposits products, such as checking, savings, demand deposit, money market deposit, term certificate, and individual retirement accounts, as well as certificates of deposit. Its loan products include commercial and residential real estate, agricultural, commercial and industrial, home equity, and various types of consumer and small business administration loans. The company also offers wealth management, financial needs analysis, mutual funds, securities trading, annuities, and life insurance services; and treasury management, online and mobile banking, automatic teller machine, bill pay, safe deposit box rental, payment, and other personalized services. It operates eighteen banking centers and two loan production offices in northwest and central Ohio. United Bancshares, Inc.
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