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How to buy Union Bankshares stock
Learn how to easily invest in Union Bankshares stock.
Union Bankshares Inc is a banks-regional business based in the US. Union Bankshares shares (UNB) are listed on the NASDAQ and all prices are listed in US Dollars. Union Bankshares employs 194 staff and has a trailing 12-month revenue of around $48.6 million.
How to buy shares in Union Bankshares
- Compare share trading platforms. Use our comparison table to help you find a platform that fits you.
- Open your brokerage account. Complete an application with your details.
- Confirm your payment details. Fund your account.
- Research the stock. Find the stock by name or ticker symbol – UNB – and research it before deciding if it's a good investment for you.
- Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
- Check in on your investment. Optimize your portfolio by tracking your stock.
What's in this guide?
Union Bankshares stock price (NASDAQ: UNB)Use our graph to track the performance of UNB stocks over time.
Union Bankshares shares at a glance
|Latest market close||$22.12|
|52-week range||$24.14 - $31.93|
|50-day moving average||$26.22|
|200-day moving average||$29.05|
|Wall St. target price||N/A|
|Dividend yield||$1.36 (5.69%)|
|Earnings per share (TTM)||$2.82|
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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
Is it a good time to buy Union Bankshares stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Union Bankshares price performance over time
|1 week (2022-09-16)||-10.12%|
|1 month (2022-08-23)||-15.64%|
|3 months (2022-06-23)||-13.32%|
|6 months (2022-03-21)||-28.54%|
|1 year (2021-09-24)||-26.44%|
|2 years (2020-09-25)||9.78%|
|3 years (2019-09-25)||32.73|
|5 years (2017-09-25)||48.05|
Is Union Bankshares stock undervalued or overvalued?
Valuing Union Bankshares stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Union Bankshares's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Union Bankshares's P/E ratio
Union Bankshares's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 9x. In other words, Union Bankshares shares trade at around 9x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Union Bankshares financials
|Revenue TTM||$48.6 million|
|Operating margin TTM||31.26%|
|Gross profit TTM||$48.6 million|
|Return on assets TTM||1.13%|
|Return on equity TTM||17.87%|
|Market capitalisation||$110.6 million|
TTM: trailing 12 months
Union Bankshares share dividends
Dividend payout ratio: 48.88% of net profits
Recently Union Bankshares has paid out, on average, around 48.88% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 5.69% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Union Bankshares shareholders could enjoy a 5.69% return on their shares, in the form of dividend payments. In Union Bankshares's case, that would currently equate to about $1.36 per share.
While Union Bankshares's payout ratio might seem fairly standard, it's worth remembering that Union Bankshares may be investing much of the rest of its net profits in future growth.
Union Bankshares's most recent dividend payout was on 3 August 2022. The latest dividend was paid out to all shareholders who bought their shares by 27 July 2022 (the "ex-dividend date").
Have Union Bankshares's shares ever split?
Union Bankshares's shares were split on a 3:2 basis on 10 August 2003. So if you had owned 2 shares the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your Union Bankshares shares – just the quantity. However, indirectly, the new 33.3% lower share price could have impacted the market appetite for Union Bankshares shares which in turn could have impacted Union Bankshares's share price.
Union Bankshares share price volatility
Over the last 12 months, Union Bankshares's shares have ranged in value from as little as $24.1443 up to $31.9269. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Union Bankshares's is 0.7567. This would suggest that Union Bankshares's shares are less volatile than average (for this exchange).
Union Bankshares overview
Union Bankshares, Inc. operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in northern Vermont and New Hampshire. It offers retail depository services, such as personal checking, savings, money market, IRA/SEP/KEOGH, and health savings accounts, as well as certificates of deposit. The company also provides commercial real estate loans; commercial loans for plant and equipment, working capital, real estate renovation, and other business purposes to business owners and investors; small business administration guaranteed loans; home improvement loans and overdraft; and residential construction and mortgage loans. In addition, it offers online cash management services, including account reconciliation, credit card depository, automated clearing house origination, wire transfers, and night depository services; merchant credit card services for the deposit and immediate credit of sales drafts; remote deposit capture services; and online mortgage application services. Further, the company provides business checking accounts; standby letters of credit, bank checks or money orders, and safe deposit boxes; ATM services; debit cards; telephone, Internet, and mobile banking services; and asset management, fiduciary, and trust services. The company offers retail banking services to individuals; and commercial banking services to small and medium sized corporations, partnerships, and sole proprietorships, as well as nonprofit organizations, local municipalities, and school districts.
Frequently asked questionsWhat percentage of Union Bankshares is owned by insiders or institutions?
Currently 20.559% of Union Bankshares shares are held by insiders and 12.759% by institutions. How many people work for Union Bankshares?
Latest data suggests 194 work at Union Bankshares. When does the fiscal year end for Union Bankshares?
Union Bankshares's fiscal year ends in December. Where is Union Bankshares based?
Union Bankshares's address is: 20 Lower Main Street, Morrisville, VT, United States, 05661-0667 What is Union Bankshares's ISIN number?
Union Bankshares's international securities identification number is: US9054001071 What is Union Bankshares's CUSIP number?
Union Bankshares's Committee on Uniform Securities Identification Procedures number is: 905400107
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