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Umpqua Holdings Corporation is a banks-regional business based in the US. Umpqua Holdings Corporation shares (UMPQ) are listed on the NASDAQ and all prices are listed in US Dollars. Umpqua Holdings Corporation employs 3,943 staff and has a trailing 12-month revenue of around USD$1 billion.
|Latest market close||USD$16.78|
|52-week range||USD$8.5853 - USD$17.9677|
|50-day moving average||USD$15.2755|
|200-day moving average||USD$12.7001|
|Wall St. target price||USD$17.39|
|Dividend yield||USD$0.84 (5.04%)|
|Earnings per share (TTM)||USD$1.59|
The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
|1 week (2021-01-12)||N/A|
|1 month (2020-12-19)||N/A|
|3 months (2020-10-19)||N/A|
|6 months (2020-07-19)||N/A|
|1 year (2020-01-19)||N/A|
|2 years (2019-01-19)||N/A|
|3 years (2018-01-19)||N/A|
|5 years (2016-01-19)||N/A|
Valuing Umpqua Holdings Corporation stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Umpqua Holdings Corporation's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Umpqua Holdings Corporation's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 10x. In other words, Umpqua Holdings Corporation shares trade at around 10x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Umpqua Holdings Corporation's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 2.24. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Umpqua Holdings Corporation's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
|Revenue TTM||USD$1 billion|
|Operating margin TTM||30.56%|
|Gross profit TTM||USD$1.2 billion|
|Return on assets TTM||-5.45%|
|Return on equity TTM||-46.1%|
|Market capitalisation||USD$3.7 billion|
TTM: trailing 12 months
There are currently 4.1 million Umpqua Holdings Corporation shares held short by investors – that's known as Umpqua Holdings Corporation's "short interest". This figure is 2.9% down from 4.2 million last month.
There are a few different ways that this level of interest in shorting Umpqua Holdings Corporation shares can be evaluated.
Umpqua Holdings Corporation's "short interest ratio" (SIR) is the quantity of Umpqua Holdings Corporation shares currently shorted divided by the average quantity of Umpqua Holdings Corporation shares traded daily (recently around 1.3 million). Umpqua Holdings Corporation's SIR currently stands at 3.11. In other words for every 100,000 Umpqua Holdings Corporation shares traded daily on the market, roughly 3110 shares are currently held short.
However Umpqua Holdings Corporation's short interest can also be evaluated against the total number of Umpqua Holdings Corporation shares, or, against the total number of tradable Umpqua Holdings Corporation shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Umpqua Holdings Corporation's short interest could be expressed as 0.02% of the outstanding shares (for every 100,000 Umpqua Holdings Corporation shares in existence, roughly 20 shares are currently held short) or 0.0207% of the tradable shares (for every 100,000 tradable Umpqua Holdings Corporation shares, roughly 21 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Umpqua Holdings Corporation.
Find out more about how you can short Umpqua Holdings Corporation stock.
Dividend payout ratio: 48.42% of net profits
Recently Umpqua Holdings Corporation has paid out, on average, around 48.42% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 5.04% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Umpqua Holdings Corporation shareholders could enjoy a 5.04% return on their shares, in the form of dividend payments. In Umpqua Holdings Corporation's case, that would currently equate to about $0.84 per share.
While Umpqua Holdings Corporation's payout ratio might seem fairly standard, it's worth remembering that Umpqua Holdings Corporation may be investing much of the rest of its net profits in future growth.
Umpqua Holdings Corporation's most recent dividend payout was on 30 November 2020. The latest dividend was paid out to all shareholders who bought their shares by 19 November 2020 (the "ex-dividend date").
Umpqua Holdings Corporation's shares were split on a 4:1 basis on 2 February 1998. So if you had owned 1 share the day before before the split, the next day you'd have owned 4 shares. This wouldn't directly have changed the overall worth of your Umpqua Holdings Corporation shares – just the quantity. However, indirectly, the new 75% lower share price could have impacted the market appetite for Umpqua Holdings Corporation shares which in turn could have impacted Umpqua Holdings Corporation's share price.
Over the last 12 months, Umpqua Holdings Corporation's shares have ranged in value from as little as $8.5853 up to $17.9677. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Umpqua Holdings Corporation's is 1.2022. This would suggest that Umpqua Holdings Corporation's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).
Umpqua Holdings Corporation operates as the holding company of Umpqua Bank that provides commercial and retail banking, and retail brokerage services. It operates through four segments: Wholesale Bank, Wealth Management, Retail Bank, and Home Lending. The company offers deposit products, including non-interest bearing checking, interest bearing checking and savings, and money market accounts, as well as certificates of deposit. It also provides loans for corporate and commercial customers, such as accounts receivable and inventory financing, multi-family and equipment loans, commercial equipment leases, international trade, real estate construction loans, permanent financing products, and small business administration program financing, as well as capital markets and treasury management services. In addition, the company offers loan products for small businesses; commercial and industrial loans; residential real estate loans for the construction, purchase, and refinancing of residential owner-occupied and rental properties; and consumer loans comprising secured and unsecured personal loans, home equity and personal lines of credit, and motor vehicle loans. Further, it provides financial planning, trust, and investment services; treasury and cash management services; retail brokerage and investment advisory services; digital, mobile, telephone, text, and online banking services; and e-commerce services. The company serves middle market corporate, commercial, and business banking customers; individual investors; and high net worth individuals. As of December 31, 2019, it conducted commercial and retail banking activities at 274 locations in Oregon, Washington, California, Idaho, and Nevada. The company was founded in 1953 and is headquartered in Portland, Oregon.
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