How to buy Truist Financial Corporation (TFC) stock

Truist Financial Corporation is a banks-regional business based in the US. Truist Financial Corporation shares (TFC) are listed on the NYSE and all prices are listed in US Dollars. Truist Financial Corporation employs 53,207 staff and has a trailing 12-month revenue of around 0.00.

Truist Financial Corporation stock price (NYSE: TFC)

Use our graph to track the performance of TFC stocks over time.

Truist Financial Corporation shares at a glance

• Key figures

Information last updated 2021-07-15.

Latest market close	$59.83
52-week range	$33.99 - $62.69
50-day moving average	$56.99
200-day moving average	$56.42
Wall St. target price	$64.00
PE ratio	16.3453
Dividend yield	$1.8 (3.29%)
Earnings per share (TTM)	$3.33

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Is it a good time to buy Truist Financial Corporation stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Technical Analysis of Truist Financial Corporation by TradingView

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Truist Financial Corporation price performance over time

Historical closes compared with the close of $59.83 from 2021-06-08

1 week (2021-07-15)	7.11%
1 month (2021-06-22)	10.06%
3 months (2021-04-22)	7.11%
6 months (2021-01-22)	16.90%

1 year (2020-07-22)	60.96%
2 years (2019-07-22)	18.62%
3 years (2018-07-20)	19.80%
5 years (2016-07-22)	62.23%

Is Truist Financial Corporation under- or over-valued?

Valuing Truist Financial Corporation stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Truist Financial Corporation's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Truist Financial Corporation's P/E ratio

Truist Financial Corporation's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 16x. In other words, Truist Financial Corporation shares trade at around 16x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Truist Financial Corporation's PEG ratio

Truist Financial Corporation's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.0577. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Truist Financial Corporation's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Truist Financial Corporation financials

Revenue TTM	$21.1 billion
Operating margin TTM	37.57%
Gross profit TTM	$20.4 billion
Return on assets TTM	0.96%
Return on equity TTM	7.32%
Profit margin	23.23%
Book value	$45.17
Market capitalisation	$73.2 billion

TTM: trailing 12 months

Shorting Truist Financial Corporation shares

There are currently 8.9 million Truist Financial Corporation shares held short by investors – that's known as Truist Financial Corporation's "short interest". This figure is 18.6% down from 10.9 million last month.

There are a few different ways that this level of interest in shorting Truist Financial Corporation shares can be evaluated.

Truist Financial Corporation's "short interest ratio" (SIR)

Truist Financial Corporation's "short interest ratio" (SIR) is the quantity of Truist Financial Corporation shares currently shorted divided by the average quantity of Truist Financial Corporation shares traded daily (recently around 6.0 million). Truist Financial Corporation's SIR currently stands at 1.49. In other words for every 100,000 Truist Financial Corporation shares traded daily on the market, roughly 1490 shares are currently held short.

However Truist Financial Corporation's short interest can also be evaluated against the total number of Truist Financial Corporation shares, or, against the total number of tradable Truist Financial Corporation shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Truist Financial Corporation's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Truist Financial Corporation shares in existence, roughly 10 shares are currently held short) or 0.0066% of the tradable shares (for every 100,000 tradable Truist Financial Corporation shares, roughly 7 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Truist Financial Corporation.

Find out more about how you can short Truist Financial Corporation stock.

Truist Financial Corporation's environmental, social and governance track record

Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like Truist Financial Corporation.

When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.

Truist Financial Corporation's total ESG risk score

Total ESG risk: 27.42

Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and Truist Financial Corporation's overall score of 27.42 (as at 12/31/2018) is pretty good – landing it in it in the 39th percentile of companies rated in the same sector.

ESG scores are increasingly used to estimate the level of risk a company like Truist Financial Corporation is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).

Truist Financial Corporation's environmental score

Environmental score: 4.51/100

Truist Financial Corporation's environmental score of 4.51 puts it squarely in the 3rd percentile of companies rated in the same sector. This could suggest that Truist Financial Corporation is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.

Truist Financial Corporation's social score

Social score: 15.02/100

Truist Financial Corporation's social score of 15.02 puts it squarely in the 3rd percentile of companies rated in the same sector. This could suggest that Truist Financial Corporation is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.

Truist Financial Corporation's governance score

Governance score: 8.89/100

Truist Financial Corporation's governance score puts it squarely in the 3rd percentile of companies rated in the same sector. That could suggest that Truist Financial Corporation is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.

Truist Financial Corporation's controversy score

Controversy score: 2/5

ESG scores also evaluate any incidences of controversy that a company has been involved in. Truist Financial Corporation scored a 2 out of 5 for controversy – the second-highest score possible, reflecting that Truist Financial Corporation has, for the most part, managed to keep its nose clean.

Environmental, social, and governance (ESG) summary

Truist Financial Corporation was last rated for ESG on: 2019-01-01.

Total ESG score	27.42
Total ESG percentile	38.88
Environmental score	4.51
Environmental score percentile	3
Social score	15.02
Social score percentile	3
Governance score	8.89
Governance score percentile	3
Level of controversy	2

Truist Financial Corporation share dividends

Dividend payout ratio: 43.37% of net profits

Recently Truist Financial Corporation has paid out, on average, around 43.37% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.53% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Truist Financial Corporation shareholders could enjoy a 3.53% return on their shares, in the form of dividend payments. In Truist Financial Corporation's case, that would currently equate to about $1.8 per share.

While Truist Financial Corporation's payout ratio might seem fairly standard, it's worth remembering that Truist Financial Corporation may be investing much of the rest of its net profits in future growth.

Truist Financial Corporation's most recent dividend payout was on 31 May 2021. The latest dividend was paid out to all shareholders who bought their shares by 12 May 2021 (the "ex-dividend date").

Have Truist Financial Corporation's shares ever split?

Truist Financial Corporation's shares were split on a 2:1 basis on 3 August 1998. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your Truist Financial Corporation shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for Truist Financial Corporation shares which in turn could have impacted Truist Financial Corporation's share price.

Truist Financial Corporation share price volatility

Over the last 12 months, Truist Financial Corporation's shares have ranged in value from as little as $33.9922 up to $62.69. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Truist Financial Corporation's is 1.3237. This would suggest that Truist Financial Corporation's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).

Truist Financial Corporation overview

Truist Financial Corporation, a holding company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through three segments: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts. The company also provides funding; asset management; automobile lending; bankcard lending; consumer finance; home equity and mortgage lending; insurance, such as property and casualty, life, health, employee benefits, workers compensation and professional liability, surety coverage, title, and other insurance products; investment brokerage; mobile/online banking; and payment, lease financing, small business lending, and wealth management/private banking services. In addition, it offers association, capital market, institutional trust, insurance premium and commercial finance, international banking, leasing, merchant, commercial deposit and treasury, government finance, commercial middle market lending, small business and student lending, floor plan and commercial mortgage lending, mortgage warehouse lending, private equity investment, real estate lending, and supply chain financing services. Further, the company provides corporate and investment banking, retail and wholesale brokerage, securities underwriting, and investment advisory services. As of December 31, 2020, the company operated through 2,781 banking offices.

Frequently asked questions

What percentage of Truist Financial Corporation is owned by insiders or institutions?
Currently 0.281% of Truist Financial Corporation shares are held by insiders and 74.438% by institutions. How many people work for Truist Financial Corporation?
Latest data suggests 53,207 work at Truist Financial Corporation. When does the fiscal year end for Truist Financial Corporation?
Truist Financial Corporation's fiscal year ends in December. Where is Truist Financial Corporation based?
Truist Financial Corporation's address is: 214 North Tryon Street, Charlotte, NC, United States, 28202 What is Truist Financial Corporation's ISIN number?
Truist Financial Corporation's international securities identification number is: US89832Q1094 What is Truist Financial Corporation's CUSIP number?
Truist Financial Corporation's Committee on Uniform Securities Identification Procedures number is: 054937107