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How to buy TriCo Bancshares stock | $39.58

Own TriCo Bancshares stock in just a few minutes.

Fact checked

TriCo Bancshares is a banks-regional business based in the US. TriCo Bancshares shares (TCBK) are listed on the NASDAQ and all prices are listed in US Dollars. TriCo Bancshares employs 1,093 staff and has a trailing 12-month revenue of around USD$270.5 million.

How to buy shares in TriCo Bancshares

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for TriCo Bancshares. Find the stock by name or ticker symbol: TCBK. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until TriCo Bancshares reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. At last close price of USD$39.58, weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of TriCo Bancshares, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of TriCo Bancshares. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

TriCo Bancshares share price

Use our graph to track the performance of TCBK stocks over time.

TriCo Bancshares shares at a glance

Information last updated 2021-01-12.
Latest market closeUSD$39.58
52-week rangeUSD$22.5512 - USD$40.85
50-day moving average USD$35.1882
200-day moving average USD$30.0871
Wall St. target priceUSD$37.17
PE ratio 18.9925
Dividend yield USD$0.88 (2.22%)
Earnings per share (TTM) USD$2.124

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy TriCo Bancshares stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

TriCo Bancshares price performance over time

Historical closes compared with the close of $39.58 from 2021-01-11

1 week (2021-01-05) 10.93%
1 month (2020-12-12) N/A
3 months (2020-10-12) 43.67%
6 months (2020-07-12) N/A
1 year (2020-01-12) N/A
2 years (2019-01-12) N/A
3 years (2018-01-12) 0.25%
5 years (2016-01-12) 50.09%

Is TriCo Bancshares under- or over-valued?

Valuing TriCo Bancshares stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of TriCo Bancshares's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

TriCo Bancshares's P/E ratio

TriCo Bancshares's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 19x. In other words, TriCo Bancshares shares trade at around 19x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

TriCo Bancshares's PEG ratio

TriCo Bancshares's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.91. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into TriCo Bancshares's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

TriCo Bancshares financials

Revenue TTM USD$270.5 million
Operating margin TTM 32%
Gross profit TTM USD$311.4 million
Return on assets TTM 0.93%
Return on equity TTM 7.12%
Profit margin 23.68%
Book value $30.308
Market capitalisation USD$1.2 billion

TTM: trailing 12 months

Shorting TriCo Bancshares shares

There are currently 324,627 TriCo Bancshares shares held short by investors – that's known as TriCo Bancshares's "short interest". This figure is 11.1% down from 365,271 last month.

There are a few different ways that this level of interest in shorting TriCo Bancshares shares can be evaluated.

TriCo Bancshares's "short interest ratio" (SIR)

TriCo Bancshares's "short interest ratio" (SIR) is the quantity of TriCo Bancshares shares currently shorted divided by the average quantity of TriCo Bancshares shares traded daily (recently around 77108.551068884). TriCo Bancshares's SIR currently stands at 4.21. In other words for every 100,000 TriCo Bancshares shares traded daily on the market, roughly 4210 shares are currently held short.

However TriCo Bancshares's short interest can also be evaluated against the total number of TriCo Bancshares shares, or, against the total number of tradable TriCo Bancshares shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case TriCo Bancshares's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 TriCo Bancshares shares in existence, roughly 10 shares are currently held short) or 0.0125% of the tradable shares (for every 100,000 tradable TriCo Bancshares shares, roughly 13 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against TriCo Bancshares.

Find out more about how you can short TriCo Bancshares stock.

TriCo Bancshares share dividends

42%

Dividend payout ratio: 41.57% of net profits

Recently TriCo Bancshares has paid out, on average, around 41.57% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.22% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), TriCo Bancshares shareholders could enjoy a 2.22% return on their shares, in the form of dividend payments. In TriCo Bancshares's case, that would currently equate to about $0.88 per share.

While TriCo Bancshares's payout ratio might seem fairly standard, it's worth remembering that TriCo Bancshares may be investing much of the rest of its net profits in future growth.

TriCo Bancshares's most recent dividend payout was on 18 December 2020. The latest dividend was paid out to all shareholders who bought their shares by 3 December 2020 (the "ex-dividend date").

Have TriCo Bancshares's shares ever split?

TriCo Bancshares's shares were split on a 2:1 basis on 3 May 2004. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your TriCo Bancshares shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for TriCo Bancshares shares which in turn could have impacted TriCo Bancshares's share price.

TriCo Bancshares share price volatility

Over the last 12 months, TriCo Bancshares's shares have ranged in value from as little as $22.5512 up to $40.85. A popular way to gauge a stock's volatility is its "beta".

TCBK.US volatility(beta: 0.73)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while TriCo Bancshares's is 0.73. This would suggest that TriCo Bancshares's shares are less volatile than average (for this exchange).

TriCo Bancshares overview

TriCo Bancshares operates as a bank holding company for Tri Counties Bank that provides commercial banking services to individual and corporate customers. The company accepts demand, savings, and time deposits. It also provides small business loans; real estate mortgage loans, such as residential and commercial loans; consumer loans; commercial loans, including agricultural loans; and real estate construction loans. In addition, the company offers treasury management services; and other customary banking services, including safe deposit boxes; and independent financial and broker-dealer services. It operates 69 traditional branches, 7 in-store branches, and 2 loan production offices in northern and central California. TriCo Bancshares was incorporated in 1974 and is headquartered in Chico, California.

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