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How to buy TransUnion stock | 87.23

Own TransUnion stock in just a few minutes.

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TransUnion is a consulting services business based in the US. TransUnion shares (TRU) are listed on the NYSE and all prices are listed in US Dollars. TransUnion employs 8,000 staff and has a trailing 12-month revenue of around USD$2.7 billion.

How to buy shares in TransUnion

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for TransUnion. Find the stock by name or ticker symbol: TRU. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until TransUnion reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. At last close price of USD$87.23, weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of TransUnion, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of TransUnion. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

How has coronavirus impacted TransUnion's share price?

Since the stock market crash in March caused by coronavirus, TransUnion's share price has had significant negative movement.

Its last market close was USD$87.23, which is 10.44% down on its pre-crash value of USD$97.4 and 66.15% up on the lowest point reached during the March crash when the shares fell as low as USD$52.5.

If you had bought USD$1,000 worth of TransUnion shares at the start of February 2020, those shares would have been worth USD$609.53 at the bottom of the March crash, and if you held on to them, then as of the last market close they'd be worth USD$941.21.

TransUnion share price

Use our graph to track the performance of TRU stocks over time.

TransUnion shares at a glance

Information last updated 2020-10-20.
Latest market closeUSD$87.23
52-week rangeUSD$52.5 - USD$101.16
50-day moving average USD$85.9251
200-day moving average USD$83.8434
Wall St. target priceUSD$102.18
PE ratio 53.8457
Dividend yield USD$0.3 (0.35%)
Earnings per share (TTM) USD$1.62

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy TransUnion stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

TransUnion price performance over time

Historical closes compared with the close of $87.23 from 2020-10-16

1 week (2020-10-23) 1.37%
1 month (2020-10-01) 0.94%
3 months (2020-07-30) -3.73%
6 months (2020-04-30) 10.71%
1 year (2019-10-30) 6.49%
2 years (2018-10-30) 36.90%
3 years (2017-10-30) 66.25%
5 years (2015-10-30) 239.28%

Is TransUnion under- or over-valued?

Valuing TransUnion stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of TransUnion's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

TransUnion's P/E ratio

TransUnion's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 54x. In other words, TransUnion shares trade at around 54x recent earnings.

That's relatively high compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The high P/E ratio could mean that investors are optimistic about the outlook for the shares or simply that they're over-valued.

TransUnion's PEG ratio

TransUnion's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 2.2871. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into TransUnion's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

TransUnion's EBITDA

TransUnion's EBITDA (earnings before interest, taxes, depreciation and amortisation) is USD$978.3 million.

The EBITDA is a measure of a TransUnion's overall financial performance and is widely used to measure a its profitability.

TransUnion financials

Revenue TTM USD$2.7 billion
Operating margin TTM 22.9%
Gross profit TTM USD$1.8 billion
Return on assets TTM 5.46%
Return on equity TTM 14.68%
Profit margin 11.61%
Book value $11.254
Market capitalisation USD$16.2 billion

TTM: trailing 12 months

Shorting TransUnion shares

There are currently 1.6 million TransUnion shares held short by investors – that's known as TransUnion's "short interest". This figure is 16.2% down from 1.9 million last month.

There are a few different ways that this level of interest in shorting TransUnion shares can be evaluated.

TransUnion's "short interest ratio" (SIR)

TransUnion's "short interest ratio" (SIR) is the quantity of TransUnion shares currently shorted divided by the average quantity of TransUnion shares traded daily (recently around 1.3 million). TransUnion's SIR currently stands at 1.23. In other words for every 100,000 TransUnion shares traded daily on the market, roughly 1230 shares are currently held short.

However TransUnion's short interest can also be evaluated against the total number of TransUnion shares, or, against the total number of tradable TransUnion shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case TransUnion's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 TransUnion shares in existence, roughly 10 shares are currently held short) or 0.0099% of the tradable shares (for every 100,000 tradable TransUnion shares, roughly 10 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against TransUnion.

Find out more about how you can short TransUnion stock.

TransUnion share dividends

10%

Dividend payout ratio: 10.34% of net profits

Recently TransUnion has paid out, on average, around 10.34% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0.35% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), TransUnion shareholders could enjoy a 0.35% return on their shares, in the form of dividend payments. In TransUnion's case, that would currently equate to about $0.3 per share.

While TransUnion's payout ratio might seem low, this can signify that TransUnion is investing more in its future growth.

TransUnion's most recent dividend payout was on 4 September 2020. The latest dividend was paid out to all shareholders who bought their shares by 19 August 2020 (the "ex-dividend date").

TransUnion share price volatility

Over the last 12 months, TransUnion's shares have ranged in value from as little as $52.5 up to $101.16. A popular way to gauge a stock's volatility is its "beta".

TRU.US volatility(beta: 1.15)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while TransUnion's is 1.1511. This would suggest that TransUnion's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).

TransUnion overview

TransUnion provides risk and information solutions. The company operates in three segments: U.S. Markets, International, and Consumer Interactive. The U.S. Markets segment provides consumer reports, actionable insights, and analytics, such as credit and other scores, as well as decisioning services for businesses. These businesses use its services to acquire new customers; assess consumer ability to pay for services; identify cross-selling opportunities; measure and manage debt portfolio risk; collect debt; verify consumer identities; and investigate potential fraud. This segment serves various verticals, including financial services, insurance, healthcare, collections, tenant and employment, public sector, media, and other markets. The International segment offers credit reports, analytics, decision services, and other value-added risk management services; and consumer services, which enable consumers to manage their personal finances. This segment serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The Consumer Interactive segment provides credit reports and scores, credit monitoring, fraud protection and resolution, and financial management solutions that enable consumers to manage their personal finances and take precautions against identity theft. This segment offers its products through online and mobile interfaces, as well as through direct and indirect channels. The company serves customers in approximately 30 countries and territories, including North America, Latin America, Europe, Africa, the Asia Pacific, and India. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.

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