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Towne Bank is a banks-regional business based in the US. Towne Bank shares (TOWN) are listed on the NASDAQ and all prices are listed in US Dollars. Towne Bank employs 2,800 staff and has a trailing 12-month revenue of around $678.3 million.
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| Latest market close | $31.06 |
|---|---|
| 52-week range | $25.77 - $33.18 |
| 50-day moving average | $31.13 |
| 200-day moving average | $29.52 |
| Wall St. target price | $32.00 |
| PE ratio | 12.2072 |
| Dividend yield | $0.89 (3.11%) |
| Earnings per share (TTM) | $2.51 |
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The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $31.06 from 2023-02-07
| 1 week (2023-01-30) | 5.04% |
|---|---|
| 1 month (2023-01-06) | 0.88% |
| 3 months (2022-11-08) | -3.54% |
| 6 months (2022-08-05) | N/A |
| 1 year (2022-02-09) | -0.89% |
|---|---|
| 2 years (2021-02-09) | 15.52% |
| 3 years (2020-02-07) | 20.26% |
| 5 years (2018-02-08) | 25.66% |
Valuing Towne Bank stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Towne Bank's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Towne Bank's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 12x. In other words, Towne Bank shares trade at around 12x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
| Revenue TTM | $678.3 million |
|---|---|
| Operating margin TTM | 36.51% |
| Gross profit TTM | $678.3 million |
| Return on assets TTM | 1.18% |
| Return on equity TTM | 10.01% |
| Profit margin | 27.86% |
| Book value | $26.06 |
| Market capitalisation | $2.3 billion |
TTM: trailing 12 months
Dividend payout ratio: 34.23% of net profits
Recently Towne Bank has paid out, on average, around 34.23% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.11% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Towne Bank shareholders could enjoy a 3.11% return on their shares, in the form of dividend payments. In Towne Bank's case, that would currently equate to about $0.89 per share.
While Towne Bank's payout ratio might seem fairly standard, it's worth remembering that Towne Bank may be investing much of the rest of its net profits in future growth.
Towne Bank's most recent dividend payout was on 11 January 2023. The latest dividend was paid out to all shareholders who bought their shares by 28 December 2022 (the "ex-dividend date").
Towne Bank's shares were split on a 103:100 basis on 22 May 2012. So if you had owned 100 shares the day before before the split, the next day you'd have owned 103 shares. This wouldn't directly have changed the overall worth of your Towne Bank shares – just the quantity. However, indirectly, the new 2.9% lower share price could have impacted the market appetite for Towne Bank shares which in turn could have impacted Towne Bank's share price.
Over the last 12 months, Towne Bank's shares have ranged in value from as little as $25.7696 up to $33.1762. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Towne Bank's is 1.0223. This would suggest that Towne Bank's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).
TowneBank provides retail and commercial banking services for individuals, commercial enterprises, and professionals. The company operates through three segments: Banking, Realty, and Insurance. It accepts various deposits, including demand deposits, savings accounts, money rate savings, certificates of deposit, and individual retirement accounts. The company also offers secured and unsecured personal loans for financing automobiles, home improvements, education, and personal investments; commercial loans for working capital, business expansion, and equipment and machinery purchases; and mortgage loans, as well as real estate acquisition, development, and construction loans. In addition, it provides other services, such as safe deposit boxes, treasury management services, direct deposit of payroll and social security checks, and automatic drafts for various accounts, as well as online, mobile, and on-call banking services. Further, the company offers documentation services to accomplish tax deferral to investors; investment and asset management services; commercial mortgage brokerage services; and other financial services, such as financial, retirement, and estate planning services, as well as assistance on various investment options comprising alternative investments, annuities, margin accounts, convertible bonds, and pension and profit-sharing plans. Additionally, it provides residential real estate, relocation, property management, vacations rental, and title and settlement services; and originates residential mortgage loans.
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