How to buy The PNC Financial Services Group stock | $194

The PNC Financial Services Group, Inc is a banks-regional business based in the US. The PNC Financial Services Group shares (PNC) are listed on the NYSE and all prices are listed in US Dollars. The PNC Financial Services Group employs 49,549 staff and has a trailing 12-month revenue of around 0.00.

The PNC Financial Services Group stock price (NYSE: PNC)

Use our graph to track the performance of PNC stocks over time.

The PNC Financial Services Group shares at a glance

• Key figures

Information last updated 2021-07-29.

Latest market close	$194.00
52-week range	$98.50 - $202.53
50-day moving average	$186.87
200-day moving average	$178.63
Wall St. target price	$201.33
PE ratio	14.039
Dividend yield	$4.6 (2.5%)
Earnings per share (TTM)	$13.19

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Is it a good time to buy The PNC Financial Services Group stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Technical Analysis of The PNC Financial Services Group, Inc by TradingView

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The PNC Financial Services Group price performance over time

Historical closes compared with the close of $194 from 2021-06-04

1 week (2021-07-22)	N/A
1 month (2021-07-02)	0.63%
3 months (2021-04-30)	3.77%
6 months (2021-01-29)	N/A

1 year (2020-07-29)	N/A
2 years (2019-07-29)	N/A
3 years (2018-07-29)	N/A
5 years (2016-07-29)	N/A

Is The PNC Financial Services Group under- or over-valued?

Valuing The PNC Financial Services Group stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of The PNC Financial Services Group's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

The PNC Financial Services Group's P/E ratio

The PNC Financial Services Group's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 14x. In other words, The PNC Financial Services Group shares trade at around 14x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

The PNC Financial Services Group's PEG ratio

The PNC Financial Services Group's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 0.705. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into The PNC Financial Services Group's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

The PNC Financial Services Group financials

Revenue TTM	$17.8 billion
Operating margin TTM	39.06%
Gross profit TTM	$13.7 billion
Return on assets TTM	1.17%
Return on equity TTM	11%
Profit margin	32.92%
Book value	$128.53
Market capitalisation	$78.7 billion

TTM: trailing 12 months

Shorting The PNC Financial Services Group shares

There are currently 6.2 million The PNC Financial Services Group shares held short by investors – that's known as The PNC Financial Services Group's "short interest". This figure is 23% up from 5.1 million last month.

There are a few different ways that this level of interest in shorting The PNC Financial Services Group shares can be evaluated.

The PNC Financial Services Group's "short interest ratio" (SIR)

The PNC Financial Services Group's "short interest ratio" (SIR) is the quantity of The PNC Financial Services Group shares currently shorted divided by the average quantity of The PNC Financial Services Group shares traded daily (recently around 1.8 million). The PNC Financial Services Group's SIR currently stands at 3.4. In other words for every 100,000 The PNC Financial Services Group shares traded daily on the market, roughly 3400 shares are currently held short.

However The PNC Financial Services Group's short interest can also be evaluated against the total number of The PNC Financial Services Group shares, or, against the total number of tradable The PNC Financial Services Group shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case The PNC Financial Services Group's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 The PNC Financial Services Group shares in existence, roughly 10 shares are currently held short) or 0.0148% of the tradable shares (for every 100,000 tradable The PNC Financial Services Group shares, roughly 15 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against The PNC Financial Services Group.

Find out more about how you can short The PNC Financial Services Group stock.

The PNC Financial Services Group's environmental, social and governance track record

Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like The PNC Financial Services Group.

When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.

The PNC Financial Services Group's total ESG risk score

Total ESG risk: 20.75

Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and The PNC Financial Services Group's overall score of 20.75 (as at 12/31/2018) is pretty good – landing it in it in the 26th percentile of companies rated in the same sector.

ESG scores are increasingly used to estimate the level of risk a company like The PNC Financial Services Group is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).

The PNC Financial Services Group's environmental score

Environmental score: 1.11/100

The PNC Financial Services Group's environmental score of 1.11 puts it squarely in the 2nd percentile of companies rated in the same sector. This could suggest that The PNC Financial Services Group is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.

The PNC Financial Services Group's social score

Social score: 11.4/100

The PNC Financial Services Group's social score of 11.4 puts it squarely in the 2nd percentile of companies rated in the same sector. This could suggest that The PNC Financial Services Group is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.

The PNC Financial Services Group's governance score

Governance score: 6.97/100

The PNC Financial Services Group's governance score puts it squarely in the 2nd percentile of companies rated in the same sector. That could suggest that The PNC Financial Services Group is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.

The PNC Financial Services Group's controversy score

Controversy score: 3/5

ESG scores also evaluate any incidences of controversy that a company has been involved in. The PNC Financial Services Group scored a 3 out of 5 for controversy – a middle-of-the-table result reflecting that The PNC Financial Services Group hasn't always managed to keep its nose clean.

Environmental, social, and governance (ESG) summary

The PNC Financial Services Group, Inc was last rated for ESG on: 2019-01-01.

Total ESG score	20.75
Total ESG percentile	25.88
Environmental score	1.11
Environmental score percentile	2
Social score	11.4
Social score percentile	2
Governance score	6.97
Governance score percentile	2
Level of controversy	3

The PNC Financial Services Group share dividends

Dividend payout ratio: 41.65% of net profits

Recently The PNC Financial Services Group has paid out, on average, around 41.65% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.71% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), The PNC Financial Services Group shareholders could enjoy a 2.71% return on their shares, in the form of dividend payments. In The PNC Financial Services Group's case, that would currently equate to about $4.6 per share.

While The PNC Financial Services Group's payout ratio might seem fairly standard, it's worth remembering that The PNC Financial Services Group may be investing much of the rest of its net profits in future growth.

The PNC Financial Services Group's most recent dividend payout was on 4 August 2021. The latest dividend was paid out to all shareholders who bought their shares by 14 July 2021 (the "ex-dividend date").

Have The PNC Financial Services Group's shares ever split?

The PNC Financial Services Group's shares were split on a 2:1 basis on 15 November 1992. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your The PNC Financial Services Group shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for The PNC Financial Services Group shares which in turn could have impacted The PNC Financial Services Group's share price.

The PNC Financial Services Group share price volatility

Over the last 12 months, The PNC Financial Services Group's shares have ranged in value from as little as $98.5026 up to $202.5251. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while The PNC Financial Services Group's is 1.3716. This would suggest that The PNC Financial Services Group's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).

The PNC Financial Services Group overview

The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States. It operates through three segments: Retail Banking, Corporate & Institutional Banking, and Asset Management Group. The Retail Banking segment offers brokerage, insurance, and investment and cash management services; checking, savings, and money market accounts; certificates of deposits; and lending products, which includes residential mortgages, home equity loans and lines of credit, auto loans, education loans, and personal and small business loans, and credit cards to consumer and small business customers through a network of branches, ATMs, call centers, and online and mobile banking channels. The Corporate & Institutional Banking segment provides secured and unsecured loans, letters of credit, and equipment leases; payables, receivables, deposit and account, liquidity and investments, and online and mobile banking products and services; foreign exchange, derivatives, securities underwriting, loan syndications, and mergers and acquisitions and equity capital markets advisory related services; and commercial loan servicing and technology solutions for the commercial real estate finance industry. The Asset Management Group segment offers investment and retirement planning, customized investment management, private banking, and trust management and administration solutions; and multi-generational family planning products, such as estate, financial, tax planning, fiduciary, investment management and consulting, personal administrative, asset custody, and customized performance reporting services. This segment also provides outsourced chief investment officer, custody, private real estate, cash and fixed income client solutions, and fiduciary retirement advisory services.

Frequently asked questions

What percentage of The PNC Financial Services Group is owned by insiders or institutions?
Currently 0.275% of The PNC Financial Services Group shares are held by insiders and 83.985% by institutions. How many people work for The PNC Financial Services Group?
Latest data suggests 49,549 work at The PNC Financial Services Group. When does the fiscal year end for The PNC Financial Services Group?
The PNC Financial Services Group's fiscal year ends in December. Where is The PNC Financial Services Group based?
The PNC Financial Services Group's address is: The Tower at PNC Plaza, Pittsburgh, PA, United States, 15222-2401 What is The PNC Financial Services Group's ISIN number?
The PNC Financial Services Group's international securities identification number is: US6934751057 What is The PNC Financial Services Group's CUSIP number?
The PNC Financial Services Group's Committee on Uniform Securities Identification Procedures number is: 693475105