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How to buy First Bancorp stock
Learn how to easily invest in First Bancorp stock.
First Bancorp Inc is a banks-regional business based in the US. First Bancorp shares (FNLC) are listed on the NASDAQ and all prices are listed in US Dollars. First Bancorp employs 267 staff and has a trailing 12-month revenue of around 0.00.
How to buy shares in First Bancorp
- Compare share trading platforms. Use our comparison table to help you find a platform that fits you.
- Open your brokerage account. Complete an application with your details.
- Confirm your payment details. Fund your account.
- Research the stock. Find the stock by name or ticker symbol – FNLC – and research it before deciding if it's a good investment for you.
- Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
- Check in on your investment. Optimize your portfolio by tracking your stock.
What's in this guide?
First Bancorp stock price (NASDAQ: FNLC)Use our graph to track the performance of FNLC stocks over time.
First Bancorp shares at a glance
|Latest market close||$30.31|
|52-week range||$26.14 - $36.40|
|50-day moving average||$29.23|
|200-day moving average||$30.19|
|Wall St. target price||N/A|
|Dividend yield||$1.28 (4.28%)|
|Earnings per share (TTM)||$3.37|
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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
Is it a good time to buy First Bancorp stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
First Bancorp price performance over time
|1 week (2022-06-24)||-1.01%|
|1 month (2022-06-03)||1.10%|
|3 months (2022-04-01)||1.03%|
|6 months (2022-01-03)||-5.13%|
|1 year (2021-07-02)||2.64%|
|2 years (2020-07-02)||39.87%|
|3 years (2019-07-03)||13.52%|
|5 years (2017-06-30)||12.01%|
Is First Bancorp stock undervalued or overvalued?
Valuing First Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of First Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
First Bancorp's P/E ratio
First Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 9x. In other words, First Bancorp shares trade at around 9x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
First Bancorp financials
|Revenue TTM||$87.8 million|
|Operating margin TTM||52.16%|
|Gross profit TTM||$86.1 million|
|Return on assets TTM||1.49%|
|Return on equity TTM||16.05%|
|Market capitalisation||$334.2 million|
TTM: trailing 12 months
First Bancorp share dividends
Dividend payout ratio: 38.37% of net profits
Recently First Bancorp has paid out, on average, around 38.37% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 4.28% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), First Bancorp shareholders could enjoy a 4.28% return on their shares, in the form of dividend payments. In First Bancorp's case, that would currently equate to about $1.28 per share.
While First Bancorp's payout ratio might seem fairly standard, it's worth remembering that First Bancorp may be investing much of the rest of its net profits in future growth.
First Bancorp's most recent dividend payout was on 21 April 2022. The latest dividend was paid out to all shareholders who bought their shares by 7 April 2022 (the "ex-dividend date").
Have First Bancorp's shares ever split?
First Bancorp's shares were split on a 3:1 basis on 1 June 2004. So if you had owned 1 share the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your First Bancorp shares – just the quantity. However, indirectly, the new 66.7% lower share price could have impacted the market appetite for First Bancorp shares which in turn could have impacted First Bancorp's share price.
First Bancorp share price volatility
Over the last 12 months, First Bancorp's shares have ranged in value from as little as $26.1433 up to $36.403. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while First Bancorp's is 0.5345. This would suggest that First Bancorp's shares are less volatile than average (for this exchange).
First Bancorp overview
The First Bancorp, Inc. operates as the holding company for First National Bank that provides a range of banking products and services to individuals and businesses. It offers various deposit products, including demand, NOW, savings, money market, and certificates of deposit accounts. The company also provides commercial real estate loan products, such as mortgage loans to finance investments in real property comprising multi-family residential, commercial/retail, office, industrial, hotel, educational, and other specific or mixed use properties; commercial construction loans to finance construction of owner- and non-owner occupied commercial real estate properties; and other commercial loans, which include revolving and term loan obligations to business and corporate enterprises for the purpose of financing working capital or capital investment. In addition, it offers municipal loans for capitalized expenditures, construction projects, or tax-anticipation notes; residential term loans that include amortizing home mortgages and construction loans, which include loans for owner-occupied residential construction; home equity loans and lines of credit; and consumer loans, which are amortizing loans to individuals collateralized by automobiles, pleasure crafts, and recreation vehicles, as well as unsecured short-term time notes. Further, the company provides private banking, financial planning, investment management, and trust services to individuals, businesses, non-profit organizations, and municipalities, as well as payment processing services. It operates through 18 full-service banking offices in Lincoln, Knox, Waldo, Penobscot, Hancock, and Washington counties in the Mid-Coast, Eastern, and Down East regions of Maine.
First Bancorp in the news
The First Bancorp Declares Second Quarter Dividend
Those who invested in First Bancorp (NASDAQ:FNLC) three years ago are up 31%
Frequently asked questionsWhat percentage of First Bancorp is owned by insiders or institutions?
Currently 5.705% of First Bancorp shares are held by insiders and 48.543% by institutions. How many people work for First Bancorp?
Latest data suggests 267 work at First Bancorp. When does the fiscal year end for First Bancorp?
First Bancorp's fiscal year ends in December. Where is First Bancorp based?
First Bancorp's address is: 223 Main Street, Damariscotta, ME, United States, 04543 What is First Bancorp's ISIN number?
First Bancorp's international securities identification number is: US31866P1021 What is First Bancorp's CUSIP number?
First Bancorp's Committee on Uniform Securities Identification Procedures number is: 31866P102
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