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The First Bancorp, Inc is a banks-regional business based in the US. The First Bancorp shares (FNLC) are listed on the NASDAQ and all prices are listed in US Dollars.
|52-week range||USD$16.9121 - USD$27.5|
|50-day moving average||USD$25.5835|
|200-day moving average||USD$23.5718|
|Wall St. target price||N/A|
|Dividend yield||USD$1.23 (4.76%)|
|Earnings per share (TTM)||USD$2.48|
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This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Valuing The First Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of The First Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
The First Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 10x. In other words, The First Bancorp shares trade at around 10x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
|Revenue TTM||USD$71.9 million|
|Operating margin TTM||46.37%|
|Gross profit TTM||USD$71.9 million|
|Return on assets TTM||1.23%|
|Return on equity TTM||12.44%|
|Market capitalisation||USD$284.1 million|
TTM: trailing 12 months
There are currently 97,973 The First Bancorp shares held short by investors – that's known as The First Bancorp's "short interest". This figure is 1.6% down from 99,543 last month.
There are a few different ways that this level of interest in shorting The First Bancorp shares can be evaluated.
The First Bancorp's "short interest ratio" (SIR) is the quantity of The First Bancorp shares currently shorted divided by the average quantity of The First Bancorp shares traded daily (recently around 19060.894941634). The First Bancorp's SIR currently stands at 5.14. In other words for every 100,000 The First Bancorp shares traded daily on the market, roughly 5140 shares are currently held short.
However The First Bancorp's short interest can also be evaluated against the total number of The First Bancorp shares, or, against the total number of tradable The First Bancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case The First Bancorp's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 The First Bancorp shares in existence, roughly 10 shares are currently held short) or 0.0098% of the tradable shares (for every 100,000 tradable The First Bancorp shares, roughly 10 shares are currently held short).
A SIR below 10% would generally be considered to indicate a fairly optimistic outlook for the share price, with fewer people currently willing to bet against The First Bancorp.
Find out more about how you can short The First Bancorp stock.
Dividend payout ratio: 65.08% of net profits
Recently The First Bancorp has paid out, on average, around 65.08% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 5% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), The First Bancorp shareholders could enjoy a 5% return on their shares, in the form of dividend payments. In The First Bancorp's case, that would currently equate to about $1.23 per share.
The First Bancorp's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.
The First Bancorp's most recent dividend payout was on 19 January 2021. The latest dividend was paid out to all shareholders who bought their shares by 5 January 2021 (the "ex-dividend date").
The First Bancorp's shares were split on a 3:1 basis on 2 June 2004. So if you had owned 1 share the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your The First Bancorp shares – just the quantity. However, indirectly, the new 66.7% lower share price could have impacted the market appetite for The First Bancorp shares which in turn could have impacted The First Bancorp's share price.
Over the last 12 months, The First Bancorp's shares have ranged in value from as little as $16.9121 up to $27.5. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while The First Bancorp's is 0.5667. This would suggest that The First Bancorp's shares are less volatile than average (for this exchange).
The First Bancorp, Inc. operates as the holding company for First National Bank that provides a range of banking products and services to individual and corporate customers. The company offers various deposit products, including demand, NOW, savings, money market, and certificates of deposit accounts. It also provides commercial loan products, such as mortgage loans to finance investments in real property comprising multi-family residential, commercial/retail, office, industrial, hotel, educational, and other specific or mixed use properties; loans to finance construction of owner- and non-owner occupied commercial real estate properties; and revolving and term loan obligations to business and corporate enterprises for the purpose of financing working capital or capital investment. In addition, the company offers municipal loans for capitalized expenditures, construction projects, or tax-anticipation notes; residential term loans that include amortizing home mortgages and construction loans, which include loans for owner-occupied residential construction; home equity loans and lines of credit; and consumer loans, which are amortizing loans to individuals collateralized by automobiles, pleasure crafts, and recreation vehicles, as well as unsecured short-term time notes. Further, it provides private banking, financial planning, investment management, and trust services to individuals, businesses, non-profit organizations, and municipalities, as well as ATM processing services. The company operates through 16 full-service banking offices in Lincoln, Knox, Hancock, Washington, and Penobscot counties in the Mid-Coast, Eastern, and Down East regions of Maine. The company was formerly known as First National Lincoln Corporation and changed its name to The First Bancorp, Inc. in April 2008. The First Bancorp, Inc. was founded in 1864 and is based in Damariscotta, Maine.
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