How to buy The Community Financial Corporation stock

The Community Financial Corporation is a banks-regional business based in the US. The Community Financial Corporation shares (TCFC) are listed on the NASDAQ and all prices are listed in US Dollars. The Community Financial Corporation employs 189 staff and has a trailing 12-month revenue of around 0.00.

The Community Financial Corporation share price

Use our graph to track the performance of TCFC stocks over time.

The Community Financial Corporation shares at a glance

• Key figures

Information last updated 2021-04-23.

52-week range	$19.73 - $36.34
50-day moving average	$34.54
200-day moving average	$27.99
Wall St. target price	$40.00
PE ratio	12.3877
Dividend yield	$0.5 (1.51%)
Earnings per share (TTM)	$2.74

Buy The Community Financial Corporation shares from these brokerages

Compare special offers, low fees and a wide range of types of investments among top trading platforms.

*Signup bonus information updated weekly.

Is it a good time to buy The Community Financial Corporation stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Technical Analysis of The Community Financial Corporation by TradingView

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Is The Community Financial Corporation under- or over-valued?

Valuing The Community Financial Corporation stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of The Community Financial Corporation's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

The Community Financial Corporation's P/E ratio

The Community Financial Corporation's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 12x. In other words, The Community Financial Corporation shares trade at around 12x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

The Community Financial Corporation's PEG ratio

The Community Financial Corporation's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.7. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into The Community Financial Corporation's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

The Community Financial Corporation financials

Revenue TTM	$58.6 million
Operating margin TTM	43.25%
Gross profit TTM	$58.6 million
Return on assets TTM	0.84%
Return on equity TTM	8.5%
Profit margin	27.52%
Book value	$33.54
Market capitalisation	$200.2 million

TTM: trailing 12 months

Shorting The Community Financial Corporation shares

There are currently 53,897 The Community Financial Corporation shares held short by investors – that's known as The Community Financial Corporation's "short interest". This figure is 5.6% up from 51,057 last month.

There are a few different ways that this level of interest in shorting The Community Financial Corporation shares can be evaluated.

The Community Financial Corporation's "short interest ratio" (SIR)

The Community Financial Corporation's "short interest ratio" (SIR) is the quantity of The Community Financial Corporation shares currently shorted divided by the average quantity of The Community Financial Corporation shares traded daily (recently around 25543.601895735). The Community Financial Corporation's SIR currently stands at 2.11. In other words for every 100,000 The Community Financial Corporation shares traded daily on the market, roughly 2110 shares are currently held short.

However The Community Financial Corporation's short interest can also be evaluated against the total number of The Community Financial Corporation shares, or, against the total number of tradable The Community Financial Corporation shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case The Community Financial Corporation's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 The Community Financial Corporation shares in existence, roughly 10 shares are currently held short) or 0.0102% of the tradable shares (for every 100,000 tradable The Community Financial Corporation shares, roughly 10 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against The Community Financial Corporation.

Find out more about how you can short The Community Financial Corporation stock.

The Community Financial Corporation share dividends

Dividend payout ratio: 19.16% of net profits

Recently The Community Financial Corporation has paid out, on average, around 19.16% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.82% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), The Community Financial Corporation shareholders could enjoy a 1.82% return on their shares, in the form of dividend payments. In The Community Financial Corporation's case, that would currently equate to about $0.5 per share.

While The Community Financial Corporation's payout ratio might seem low, this can signify that The Community Financial Corporation is investing more in its future growth.

The Community Financial Corporation's most recent dividend payout was on 25 April 2021. The latest dividend was paid out to all shareholders who bought their shares by 8 April 2021 (the "ex-dividend date").

Have The Community Financial Corporation's shares ever split?

The Community Financial Corporation's shares were split on a 3:2 basis on 28 November 2006. So if you had owned 2 shares the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your The Community Financial Corporation shares – just the quantity. However, indirectly, the new 33.3% lower share price could have impacted the market appetite for The Community Financial Corporation shares which in turn could have impacted The Community Financial Corporation's share price.

The Community Financial Corporation share price volatility

Over the last 12 months, The Community Financial Corporation's shares have ranged in value from as little as $19.731 up to $36.3423. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while The Community Financial Corporation's is 0.9945. This would suggest that The Community Financial Corporation's shares are less volatile than average (for this exchange).

The Community Financial Corporation overview

The Community Financial Corporation operates as the bank holding company for Community Bank of the Chesapeake that provides commercial and retail banking services to individuals and businesses. The company's deposit products include savings, money market, demand deposit, and time deposit accounts. It also provides loan products, such as commercial real estate and other non-residential real estate, residential first mortgage, residential rental mortgage, construction and land development, home equity and second mortgage, commercial, consumer, and commercial equipment loans. In addition, the company offers safe deposit box, night depository, cash vault, automated clearinghouse transaction, wire transfer, automated teller machine (ATM), online and telephone banking, retail and business mobile banking, remote deposit capture, reciprocal deposit, merchant card, credit monitoring, investment, positive pay, payroll, account reconciliation, bill pay, credit card, and lockbox services. As of December 31, 2020, it operated 12 full services branches in Waldorf, Bryans Road, Dunkirk, Leonardtown, La Plata, Charlotte Hall, Prince Frederick, Lusby, and California, Maryland, as well as Fredericksburg, Virginia; four loan production offices in La Plata, Prince Frederick, and Leonardtown, Maryland, as well as Fredericksburg, Virginia; and 14 ATMs. The company was formerly known as Tri-County Financial Corporation and changed its name to The Community Financial Corporation in October 2013. The Community Financial Corporation was founded in 1950 and is headquartered in Waldorf, Maryland.

Frequently asked questions

• What percentage of The Community Financial Corporation is owned by insiders or institutions?

  Currently 10.171% of The Community Financial Corporation shares are held by insiders and 39.715% by institutions.

• How many people work for The Community Financial Corporation?

  Latest data suggests 189 work at The Community Financial Corporation.

• When does the fiscal year end for The Community Financial Corporation?

  The Community Financial Corporation's fiscal year ends in December.

• Where is The Community Financial Corporation based?

  The Community Financial Corporation's address is: 3035 Leonardtown Road, Waldorf, MD, United States, 20601

• What is The Community Financial Corporation's ISIN number?

  The Community Financial Corporation's international securities identification number is: US20368X1019

• What is The Community Financial Corporation's CUSIP number?

  The Community Financial Corporation's Committee on Uniform Securities Identification Procedures number is: 20368X101