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How to buy Territorial Bancorp stock

Learn how to easily invest in Territorial Bancorp stock.

Territorial Bancorp is a banks-regional business based in the US. Territorial Bancorp shares (TBNK) are listed on the NASDAQ and all prices are listed in US Dollars. Territorial Bancorp employs 260 staff and has a trailing 12-month revenue of around $61.2 million.

How to buy Territorial Bancorp stock

  1. Open a stock trading account. Use our comparison table or choose from our Top Picks.
  2. Confirm your payment details. Fund your account with a bank transfer, debit card or credit card and take advantage of any signup bonuses.
  3. Search for the stock by name or ticker symbol – TBNK. It's that simple.

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Territorial Bancorp stock price (NASDAQ: TBNK)

Use our graph to track the performance of TBNK stocks over time.

Territorial Bancorp shares at a glance

Information last updated 2023-01-19.
Latest market close$24.32
52-week range$17.65 - $25.50
50-day moving average $22.62
200-day moving average $21.60
Wall St. target price$24.00
PE ratio 13.1658
Dividend yield $0.92 (3.64%)
Earnings per share (TTM) $1.87

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Is it a good time to buy Territorial Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Territorial Bancorp price performance over time

Historical closes compared with the close of $24.32 from 2023-01-25

1 week (2023-01-19) -0.04%
1 month (2022-12-27) 5.92%
3 months (2022-10-27) 22.33%
6 months (2022-07-27) 10.70%
1 year (2022-01-27) -1.22%
2 years (2021-01-27) -5.55%
3 years (2020-01-27) 30
5 years (2018-01-26) 31.01

Is Territorial Bancorp stock undervalued or overvalued?

Valuing Territorial Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Territorial Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Territorial Bancorp's P/E ratio

Territorial Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 13x. In other words, Territorial Bancorp shares trade at around 13x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Territorial Bancorp's PEG ratio

Territorial Bancorp's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 4.54. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Territorial Bancorp's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Territorial Bancorp financials

Revenue TTM $61.2 million
Operating margin TTM 38.03%
Gross profit TTM $62.1 million
Return on assets TTM 0.79%
Return on equity TTM 6.65%
Profit margin 27.65%
Book value $29.15
Market capitalisation $224.4 million

TTM: trailing 12 months

Territorial Bancorp share dividends

42%

Dividend payout ratio: 41.86% of net profits

Recently Territorial Bancorp has paid out, on average, around 41.86% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.64% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Territorial Bancorp shareholders could enjoy a 3.64% return on their shares, in the form of dividend payments. In Territorial Bancorp's case, that would currently equate to about $0.92 per share.

While Territorial Bancorp's payout ratio might seem fairly standard, it's worth remembering that Territorial Bancorp may be investing much of the rest of its net profits in future growth.

Territorial Bancorp's most recent dividend payout was on 29 December 2022. The latest dividend was paid out to all shareholders who bought their shares by 16 December 2022 (the "ex-dividend date").

Territorial Bancorp share price volatility

Over the last 12 months, Territorial Bancorp's shares have ranged in value from as little as $17.652 up to $25.5. A popular way to gauge a stock's volatility is its "beta".

TBNK.US volatility(beta: 0.56)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Territorial Bancorp's is 0.5588. This would suggest that Territorial Bancorp's shares are less volatile than average (for this exchange).

Territorial Bancorp overview

Territorial Bancorp Inc. operates as the holding company for Territorial Savings Bank that provides various financial services to individuals, families, and businesses in the State of Hawaii. The company offers a range of deposit accounts, including passbook and statement savings accounts, certificates of deposit, money market accounts, commercial and regular checking accounts, and Super NOW accounts. It also provides various loan products comprising one-to four-family residential mortgage; home equity; consumer; multi-family mortgage; commercial business; and construction, commercial, and other nonresidential real estate loans, as well as lines of credit and investment securities. In addition, the company engages in insurance agency activities. Further, it provides various non-deposit investments, including annuities and mutual funds through a third-party broker-dealer. The company operates through a network of 29 full-service branches located in the state of Hawaii.

Frequently asked questions

What percentage of Territorial Bancorp is owned by insiders or institutions?
Currently 18.157% of Territorial Bancorp shares are held by insiders and 45.856% by institutions.
How many people work for Territorial Bancorp?
Latest data suggests 260 work at Territorial Bancorp.
When does the fiscal year end for Territorial Bancorp?
Territorial Bancorp's fiscal year ends in December.
Where is Territorial Bancorp based?
Territorial Bancorp's address is: 1132 Bishop Street, Honolulu, HI, United States, 96813
What is Territorial Bancorp's ISIN number?
Territorial Bancorp's international securities identification number is: US88145X1081
What is Territorial Bancorp's CUSIP number?
Territorial Bancorp's Committee on Uniform Securities Identification Procedures number is: 88145X108

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