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Summit State Bank is a banks—regional business based in the US. Summit State Bank shares (SSBI) are listed on the NASDAQ and all prices are listed in US Dollars. Summit State Bank employs 93 staff and has a trailing 12-month revenue of around USD$30.4 million.
|Latest market close||USD$12.92|
|52-week range||USD$6.289 - USD$14.1102|
|50-day moving average||USD$12.6788|
|200-day moving average||USD$10.7201|
|Wall St. target price||USD$7.2|
|Dividend yield||USD$0.48 (3.62%)|
|Earnings per share (TTM)||USD$1.552|
The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
|1 week (2021-01-11)||N/A|
|1 month (2020-12-22)||6.78%|
|3 months (2020-10-18)||N/A|
|6 months (2020-07-18)||N/A|
|1 year (2020-01-18)||N/A|
|2 years (2019-01-18)||N/A|
|3 years (2018-01-18)||N/A|
|5 years (2016-01-18)||N/A|
Valuing Summit State Bank stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Summit State Bank's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Summit State Bank's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 9x. In other words, Summit State Bank shares trade at around 9x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
|Revenue TTM||USD$30.4 million|
|Operating margin TTM||43.99%|
|Gross profit TTM||USD$24.9 million|
|Return on assets TTM||1.24%|
|Return on equity TTM||13.47%|
|Market capitalisation||USD$80.5 million|
TTM: trailing 12 months
There are currently 1,169 Summit State Bank shares held short by investors – that's known as Summit State Bank's "short interest". This figure is 46.9% down from 2,202 last month.
There are a few different ways that this level of interest in shorting Summit State Bank shares can be evaluated.
Summit State Bank's "short interest ratio" (SIR) is the quantity of Summit State Bank shares currently shorted divided by the average quantity of Summit State Bank shares traded daily (recently around 2597.7777777778). Summit State Bank's SIR currently stands at 0.45. In other words for every 100,000 Summit State Bank shares traded daily on the market, roughly 450 shares are currently held short.
However Summit State Bank's short interest can also be evaluated against the total number of Summit State Bank shares, or, against the total number of tradable Summit State Bank shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Summit State Bank's short interest could be expressed as 0% of the outstanding shares (for every 100,000 Summit State Bank shares in existence, roughly 0 shares are currently held short) or 0.0002% of the tradable shares (for every 100,000 tradable Summit State Bank shares, roughly 0 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Summit State Bank.
Find out more about how you can short Summit State Bank stock.
Dividend payout ratio: 30.95% of net profits
Recently Summit State Bank has paid out, on average, around 30.95% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.62% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Summit State Bank shareholders could enjoy a 3.62% return on their shares, in the form of dividend payments. In Summit State Bank's case, that would currently equate to about $0.48 per share.
While Summit State Bank's payout ratio might seem fairly standard, it's worth remembering that Summit State Bank may be investing much of the rest of its net profits in future growth.
Summit State Bank's most recent dividend payout was on 20 November 2020. The latest dividend was paid out to all shareholders who bought their shares by 12 November 2020 (the "ex-dividend date").
Summit State Bank's shares were split on a 125:100 basis on 15 March 2017. So if you had owned 100 shares the day before before the split, the next day you'd have owned 125 shares. This wouldn't directly have changed the overall worth of your Summit State Bank shares – just the quantity. However, indirectly, the new 20% lower share price could have impacted the market appetite for Summit State Bank shares which in turn could have impacted Summit State Bank's share price.
Over the last 12 months, Summit State Bank's shares have ranged in value from as little as $6.289 up to $14.1102. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Summit State Bank's is 0.8343. This would suggest that Summit State Bank's shares are less volatile than average (for this exchange).
Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, such as professional, small business packaged, tiered, individual retirement, and other retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; and home equity lines of credit, as well as term loans, credit lines to individuals, equipment loans, and business lines of credit. Its loan products also comprise loans for accounts receivable and inventory financing, loans to agriculture-related businesses, and equipment and expansion financing programs. In addition, the company provides Internet and telephone banking; and other services, such as banking by appointment, online banking, direct payroll and social security deposits, letters of credit, access to national automated teller machine networks, courier, safe deposit boxes, night depository facilities, notary, travelers checks, lockbox, and banking by mail. Further, it offers cash management and electronic bill payment services. The company operates through five depository offices located in Santa Rosa, Rohnert Park, Healdsburg, and Petaluma, as well as loan production offices in Roseville, California and Scottsdale, Arizona. Summit State Bank was founded in 1982 and is headquartered in Santa Rosa, California.
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