How to buy Spirit of Texas Bancshares stock

Spirit of Texas Bancshares, Inc is a banks-regional business based in the US. Spirit of Texas Bancshares shares (STXB) are listed on the NASDAQ and all prices are listed in US Dollars. Spirit of Texas Bancshares employs 370 staff and has a trailing 12-month revenue of around 0.00.

Spirit of Texas Bancshares share price

Use our graph to track the performance of STXB stocks over time.

Spirit of Texas Bancshares shares at a glance

• Key figures

Information last updated 2021-04-21.

52-week range	$9.08 - $24.40
50-day moving average	$22.75
200-day moving average	$18.17
Wall St. target price	$25.67
PE ratio	12.6102
Dividend yield	$0.16 (0.74%)
Earnings per share (TTM)	$1.77

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Is it a good time to buy Spirit of Texas Bancshares stock?

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Technical Analysis of Spirit of Texas Bancshares, Inc by TradingView

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Is Spirit of Texas Bancshares under- or over-valued?

Valuing Spirit of Texas Bancshares stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Spirit of Texas Bancshares's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Spirit of Texas Bancshares's P/E ratio

Spirit of Texas Bancshares's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 13x. In other words, Spirit of Texas Bancshares shares trade at around 13x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Spirit of Texas Bancshares financials

Revenue TTM	$113.6 million
Operating margin TTM	39.38%
Gross profit TTM	$113.6 million
Return on assets TTM	1.15%
Return on equity TTM	8.86%
Profit margin	27.57%
Book value	$21.12
Market capitalisation	$382.5 million

TTM: trailing 12 months

Shorting Spirit of Texas Bancshares shares

There are currently 110,986 Spirit of Texas Bancshares shares held short by investors – that's known as Spirit of Texas Bancshares's "short interest". This figure is 11.7% down from 125,736 last month.

There are a few different ways that this level of interest in shorting Spirit of Texas Bancshares shares can be evaluated.

Spirit of Texas Bancshares's "short interest ratio" (SIR)

Spirit of Texas Bancshares's "short interest ratio" (SIR) is the quantity of Spirit of Texas Bancshares shares currently shorted divided by the average quantity of Spirit of Texas Bancshares shares traded daily (recently around 63785.057471264). Spirit of Texas Bancshares's SIR currently stands at 1.74. In other words for every 100,000 Spirit of Texas Bancshares shares traded daily on the market, roughly 1740 shares are currently held short.

However Spirit of Texas Bancshares's short interest can also be evaluated against the total number of Spirit of Texas Bancshares shares, or, against the total number of tradable Spirit of Texas Bancshares shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Spirit of Texas Bancshares's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Spirit of Texas Bancshares shares in existence, roughly 10 shares are currently held short) or 0.0085% of the tradable shares (for every 100,000 tradable Spirit of Texas Bancshares shares, roughly 9 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Spirit of Texas Bancshares.

Find out more about how you can short Spirit of Texas Bancshares stock.

Spirit of Texas Bancshares share dividends

Dividend payout ratio: 13.89% of net profits

Recently Spirit of Texas Bancshares has paid out, on average, around 13.89% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.66% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Spirit of Texas Bancshares shareholders could enjoy a 1.66% return on their shares, in the form of dividend payments. In Spirit of Texas Bancshares's case, that would currently equate to about $0.16 per share.

While Spirit of Texas Bancshares's payout ratio might seem low, this can signify that Spirit of Texas Bancshares is investing more in its future growth.

Spirit of Texas Bancshares's most recent dividend payout was on 28 March 2021. The latest dividend was paid out to all shareholders who bought their shares by 23 March 2021 (the "ex-dividend date").

Spirit of Texas Bancshares share price volatility

Over the last 12 months, Spirit of Texas Bancshares's shares have ranged in value from as little as $9.0752 up to $24.4005. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Spirit of Texas Bancshares's is 1.1234. This would suggest that Spirit of Texas Bancshares's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).

Spirit of Texas Bancshares overview

Spirit of Texas Bancshares, Inc. operates as the holding company for Spirit of Texas Bank SSB that provides various commercial and retail banking services. It offers checking, money market, savings, and individual retirement accounts, as well as various certificates of deposit. The company also provides commercial and industrial loans; 1-4 single family residential real estate loans; construction, land, and development loans; commercial real estate loans, such as owner and nonowner-occupied commercial real estate loans, multifamily loans, and farmland loans; consumer loans and leases; and municipal and other loans. In addition, it offers a range of ancillary banking services, including treasury management, wire transfer, ATM access, and co-branded credit card services; consumer and commercial online banking services; merchant services, including credit card processing; and mobile applications, safe deposit boxes, and debit and credit cards. Further, the company invests in U. S.

Frequently asked questions

• What percentage of Spirit of Texas Bancshares is owned by insiders or institutions?

  Currently 24.095% of Spirit of Texas Bancshares shares are held by insiders and 38.861% by institutions.

• How many people work for Spirit of Texas Bancshares?

  Latest data suggests 370 work at Spirit of Texas Bancshares.

• When does the fiscal year end for Spirit of Texas Bancshares?

  Spirit of Texas Bancshares's fiscal year ends in December.

• Where is Spirit of Texas Bancshares based?

  Spirit of Texas Bancshares's address is: 1836 Spirit of Texas Way, Conroe, TX, United States, 77301

• What is Spirit of Texas Bancshares's ISIN number?

  Spirit of Texas Bancshares's international securities identification number is: US84861D1037

• What is Spirit of Texas Bancshares's CUSIP number?

  Spirit of Texas Bancshares's Committee on Uniform Securities Identification Procedures number is: 84861D103