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How to buy Southern States Bancshares stock
Learn how to easily invest in Southern States Bancshares stock.
Southern States Bancshares Inc is a banks-regional business based in the US. Southern States Bancshares shares (SSBK) are listed on the NASDAQ and all prices are listed in US Dollars. Southern States Bancshares employs 196 staff and has a trailing 12-month revenue of around $62.3 million.
How to buy shares in Southern States Bancshares
- Compare share trading platforms. Use our comparison table to help you find a platform that fits you.
- Open your brokerage account. Complete an application with your details.
- Confirm your payment details. Fund your account.
- Research the stock. Find the stock by name or ticker symbol – SSBK – and research it before deciding if it's a good investment for you.
- Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
- Check in on your investment. Optimize your portfolio by tracking your stock.
Southern States Bancshares stock price (NASDAQ: SSBK)Use our graph to track the performance of SSBK stocks over time.
Southern States Bancshares shares at a glance
|Latest market close||$26.97|
|52-week range||$18.59 - $29.35|
|50-day moving average||$24.68|
|200-day moving average||$22.44|
|Wall St. target price||$26.50|
|Dividend yield||$0.36 (1.33%)|
|Earnings per share (TTM)||$2.16|
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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
Is it a good time to buy Southern States Bancshares stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Southern States Bancshares price performance over time
|1 week (2022-09-21)||-0.30%|
|1 month (2022-08-29)||11.22%|
|3 months (2022-06-29)||26.18%|
|6 months (2022-03-29)||16.75%|
|1 year (2021-09-29)||39.81%|
|2 years (2020-09-25)||N/A|
|3 years (2019-09-25)||N/A|
|5 years (2017-09-25)||N/A|
Is Southern States Bancshares stock undervalued or overvalued?
Valuing Southern States Bancshares stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Southern States Bancshares's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Southern States Bancshares's P/E ratio
Southern States Bancshares's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 12x. In other words, Southern States Bancshares shares trade at around 12x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
However, Southern States Bancshares's P/E ratio is best considered in relation to those of others within the banks-regional industry or those of similar companies.
Southern States Bancshares financials
|Revenue TTM||$62.3 million|
|Operating margin TTM||41.06%|
|Gross profit TTM||$60.7 million|
|Return on assets TTM||1.1%|
|Return on equity TTM||11.84%|
|Market capitalisation||$234.4 million|
TTM: trailing 12 months
Southern States Bancshares share dividends
Dividend payout ratio: 17.91% of net profits
Recently Southern States Bancshares has paid out, on average, around 17.91% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.33% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Southern States Bancshares shareholders could enjoy a 1.33% return on their shares, in the form of dividend payments. In Southern States Bancshares's case, that would currently equate to about $0.36 per share.
While Southern States Bancshares's payout ratio might seem low, this can signify that Southern States Bancshares is investing more in its future growth.
Southern States Bancshares's most recent dividend payout was on 16 August 2022. The latest dividend was paid out to all shareholders who bought their shares by 2 August 2022 (the "ex-dividend date").
Southern States Bancshares's dividend payout ratio is perhaps best considered in relation to those of similar companies.
- Bank of New York Mellon (BK.US): 35.01%
- Bank of America (BAC.US): 26.56%
- Wells Fargo-and-Company (WFC.US): 24.75%
Southern States Bancshares overview
Southern States Bancshares, Inc. operates as the bank holding company for Southern States Bank that provides community banking services to businesses and individuals. It offers various deposit products, such as savings, money market, and noninterest-bearing demand accounts; certificates of deposit; and time deposits. The company also provides real estate loan products, which include loans for real estate construction and development, residential mortgages, and commercial real estate mortgage loans; commercial and industrial loans; and direct consumer installment loans, overdrafts, and other revolving credit loans. In addition, it offers online and mobile banking, and ATM services. The company operates 15 offices in Alabama and Georgia, as well as a loan production office in Atlanta, Georgia. Southern States Bancshares, Inc.
Frequently asked questionsWhat percentage of Southern States Bancshares is owned by insiders or institutions?
Currently 21.927% of Southern States Bancshares shares are held by insiders and 48.669% by institutions. How many people work for Southern States Bancshares?
Latest data suggests 196 work at Southern States Bancshares. When does the fiscal year end for Southern States Bancshares?
Southern States Bancshares's fiscal year ends in December. Where is Southern States Bancshares based?
Southern States Bancshares's address is: 615 Quintard Avenue, Anniston, AL, United States, 36201 What is Southern States Bancshares's ISIN number?
Southern States Bancshares's international securities identification number is: US8438783073
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